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 How do I improve my credit?
I don't have good credit. I can't get a credit card, due to it, so how do I improve my credit? The reason I have bed credit is due to defaulting on a student loan several years ago. So ...


 Writing "Paid in full" on front of a personal check.?
If I write Paid In Full on the front of my check and the other person cashes the check am I released from any future claims that I still owe them money like for a contract dispute?...


 Credit cards.?
can anyone tel me what the 2.5% handling fee means and what 0% balance transfer means.

should i bother with one or not also, as im part time on about 555 a month (pretty cr@p yeah :D)
...


 I wrote this and it is my philosophy and I am proud of it. What about it?
Believe nothing, no matter who has said it, even if I have said it, unless it agrees with your own reason and your own common sense....


 When wil my bad credit clear?
I HAVE APPLIED FOR A MORTAGE BUT THEY HAVE KNOCKED ME BACK THREW A MOBILE PHONE BILL I NEVER PAID I HAVE PAID IT IN FULL HOW LONG WIL IT TAKE TO GET MY CREDIT BACK I HAVEN GOT ANY CCJ...


 Do prostitutes take credit?
How about debit?...


 I have 4 credit cards, which ones should i ditch ?
Card #1 - Visa

Card#2- Mastercard (yearly fee of $60)

Card#3- Old Navy

Card#4- Victorias Secret
Additional Details
i've heard youre only supposed to ...


 I'v never had a credit card...?
I'v never had a credit card..., and lately ive been geting offers APR is 17.74% is that good?...


 How can i fix my credit , whats the best way to bring my score up ? ?
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 I am a college student with zero credit. I applied for a credit card at Wachovia and was declined.?
I need money to pay for lawyer fees (and I absolutely cannot ask my parent for money). I need help as soon as possible... I am desperate. Thank you....


 IF I HAVE VERY BAD CREDIT BUT I HAVE $20,000 DOLLARS TO PUT AS A DOWN PAYMENT ON A $185,000 HOUSE CAN I DO It?
I HAVE 1 &1/2 YEARS TO BUY THE HOUSE THAT I AM LIVING IN OR THE MONEY GOES AWAY. I DONT HAVE GOOD CREDIT AT ALL AND SOME OF THE THINGS ARE RECEINT( LATE PAYMENTS,NON PAYMENTS, CAR REPO. ETC) CAN...


 Is there any companies that give laptops to people with bad credit?
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 Is it better to close credit accounts from furniture and clothing stores if you don't use them or leave open?
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 What is the best was to consolidate credit card debt?
I'm 21 and have made some studip choices on getting credit cards and charging them up. I have $8000 in debt and am still in school. Is there any way to get this reduced or set up as one payment. ...


 I need $10k in 10 days, how can I earn this money in time?
need to keep house and family together!...


 I am trying to rebuild my credit. What is the best credit card to get?
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 Where exactly is the issue number on my credit card?
...


 Is ther a time limit a debt collector has to claim money as ive just been informed i owe from 6 years ago?
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 I'm 17 and have bad credit! WTF?
I just got a credit report and I have 2 negative standings. Ones $48 and the other $58. The problem is, I AM 17! They been there since 2004 and 5. I was 13 and 14 at the time. AUGH! What do I do? S...


 I have about $90000 credit card debt. Can credit card companies garnish my wages, if they can, how much?
...



j_rodriguez200
I was approved for an American Express Card, so does that mean my credit is good, or not?
                     
 




grierGRIER h
Rating
It's good news folks for all Bank of America fans. Open your arms to receive the Rewards American Express Card from Bank of America. What makes this credit card special is that it will be readily accepted across the global network of American Express . Proudly called the Bank of America - Rewards™ American Express Card, it brings together the goodness of both the Bank of America and American Express. Let us look at some of its features.

Basic features highlights

1. 0% Introductory APR (Annual Percentage Rate) on balance transfers and cash advance checks for first 12 billing cycles.
2. Low fixed interest rates after the introductory rate has expired.
3. No annual fee.
4. Option to pay over time.
5. Emergency services such as replacement of prescription, physicians, hospitals, and referrals as well as legal referral services.
6. Extended warranty protection on purchases from scheduled outlets
7. Insurances for accident, damage and rental loss, while traveling
8. Protection against damage or theft of the card
Read more from: http://www.credit-card-gallery.com/american_express_credit_card.html


tricycle_pilot
Maybe, but not necessarily so.


K.C.
If it's not a pre-approved offer you probably have good credit, but check into first. Those pre-apporved offer doesn't necessarily mean approved you still have to apply and everything. Check your credit report to see how good your credit really is (www.annualcreditreport.com)


ms. bug
It means you have good to excellent credit. They and also Discover only look at above average credit status. Just make sure you make your payments on time so you can keep that good credit score. Keep it up, girl :)


chocolatebabycakes
I would say that your credit it good because Amer Express is no easy to get approved for. They usually have pretty strict credit criteria.


whatnext
Rating
I doubt seriously, that you would have been approved, with bad credit, but you can look into it on line, or by mail. And be responsible. Don't live, to regret it.


jsfnita
YES. I can tell you I was turned down twice b4 they finally gave me a charge card. Check your credit.


banjaxed
In my dealings with these companies American Express seem to be one of the fussier ones so I would say that your credit ranges from good to excellent


Scott C
Rating
American Express normally has higher lending criteria than other card issuers, with that said, they also have products with a lower criteria. For instance, it takes much better credit to get their Platinum Charge Card than it does to get their Green Optima Card.


garyp8178
probably means your credit is good enough to obtain a credit card but doesn't mean you have good credit. many people like myself have a credit card but my actual credit is fair. it is a good way to improve your credit granted you use your credit card wisely.


d093boy
yes your credit is very good!


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