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 What is the best credit card for a college freshman?
I would prefer one with a rewards points program. But whats good know nothing about credit cards apr interest all that plz help!...


 Debt ?????
IM looking for a good company that can help me out with my debts. I have over £10000 worth of debt to different things like credit cards and unsecured loans. Does anyone know of a company that could ...


 Wat proof of id do you need when applying for a credit card? do you need any? and can you recomend any?
...


 I need a prepaid card, what are my options?
Ok I was googling online. The Evolution Card at evolutioncard.com sounds really good. Even though I'm 25 and all, I like the idea of a prepaid card for online shopping and regular use....


 Has anyone got their Economic Stimulus Payment paper check yet?
...


 Will having an overdraft on a current bank account affect a Credit Score?
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 What are two justifiable reasons for using credit?
...


 Need a bad credit loan any ideas?
i have one default on my file and need a loan to clear that and buy a car. any ...


 It was said that i won$820,000.00?
and now they are telling me that the money is in a bank account at first national bank south africa they even sent me a account number and ask if i wanted to come out there and take care this mattter ...


 Can they force somebody to give back money deposited by accident in a bank account? what's the legal answer?
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 In need of a personal loan and I have bad credit?
I am in need of a small personal loan for $6000 to help pay off some bills and help my family move. I do have bad credit and have tried all different websites, even prosper.com, and they would not ...


 Credit Card?
I just turned 18 and was wondering if I would get approved for a credit card? Or is it just a waste of time to try? Don't worry, I'm not going to screw myself, I DO have the means to pay it ...


 Law firm contacts me and says they are suing for a credit card debt?
My roommate had bad credit and purchased a couch under my name, proceeded to sell it on Ebay and then gamble the money away. Now a law firm has contacted me saying they are suing me and I will be ...


 Wow! I just discovered we owe $13K! HELP!?
Hey, I need a little advice from soneone who has been in a similar situation.
I recently discovered we had an old credit card that had not been paid off, and the account has been adding interest ...


 Is it possible to get a personal loan or buisness start up loan with bad credit?
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 I'm 19 and i have bad credit what do i do to fix it?
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 What are the benefits of transferring credit card balances to new credit cards?
any advice for me?
Additional Details
have you done this, was it a good thing or bad thing?...


 How long does money come out of you bank account after using chip and pin?
I used my card on Saturday with chip and pin and the moneys not yet come out, its now Monday. How long does it normally take?...


 Will I be charged for this??
I wanted to take a look of my credit report. I went to annualcreditreport.com and could only get experian. The other two...it said the system could not recognize my information. So I to request my ...


 I need help finding a legitimate credit repair place?
I have horrible credit, I think at 435 or so. I was a stupid 18 year old and got credit cards and never paid them. Now I am more responsible but I can't be approved for any kind of loan (home ...



Ben B
I was being stupid and signed up for the publishers clearing house sweepstakes and somehow i bought magazines.
but the thing is that i did not buy them intentionaly, i just got an email saying that thank you for your order and you will get these within 10 days. but the thing is that they charged me 20 dollars. i didn't even give them my credit card or anything. if i don't pay will it effect me somehow? or could i bring this up in court or somthing, i didn't even sign up. i'm 18 so i really don't want to mess up my credit score. so any answers will be great thanks.
Additional Details
this is parenting magazine if anyone wants to know.
                     
 




Gisella ஜ ღن٥ﻻ ﻉ√٥ﺎ ٱ♥
ha ha ha u sound like my mom. just send them back at the post office b4 they send u nemore


lacrosselover
A lot of companies have sneaky ways to get you to order things you don't mean to. When they sent you an email did you save it? Can you send a reply back to the sender? I went into their website and although it was very vague (how convenient) the one email address i found to contact them is service@pchmail.com. The only other thing I can suggest is just go to their website thru any search engine, look around it and see if there are other ways to contact them without giving them anymore information then they already have. Good luck.


RW
Rating
You're right-you were stupid.


Suzi
When you get the invoice (bill) in, just write cancel on it and send it back. Its OK - don't worry about it. Just remember to send back the invoice with cancel written on it!


mary l 27
Rating
Write or email them, to let them know you do not want to suscribe.


Kathy
Rating
did you give them ur address, if not then.. its fake?

but if you did, then try calling the company and ask about ur name and ur order and tell them to cancel it..


v b
You may be the victim of "cramming." If you signed up for "free rewards" or anything similar, you failed to read the fine print. You gave your name and address and they were able to "borrow" your credit card information from an affiliated database (still sleazy!).

Call your bank and protest the charges.


Chris E
Rating
Did you read the fine print of what you signed up for? You may be obligated to buy a magazine or something. Go back and read the rules and find out. You just may have to pay for at least one subscription and cancel anything else.

Chris
www.genericguidebooks.com


mrdavidc1974
Rating
find the 800 number..cancel the account and pay the 20 bucks...it will save you tons over the next 7 years...its only 20 bucks..


dm_dragons
Rating
You have an email that says you order them or that you are being billed?

Either way, you typically can contact the magazines and cancel them within 30 days and never owe a penny. Any issues that come after you tell them to stop are yours to keep.

With just a little fight on your part, this should go away for you.


dubeausammi
There are 3 credit bureaus.

You can obtain your personal credit report by going onto their website and request your credit report. You can also call their 1-800 # and request it. There will be a payment requested ususally by credit card.

You can get a free credit report by mailing a written request with copies of two pieces of identification to their address as listed on the web site or by faxing a written request. Faxing the written request gets your answer faster than writing and is one of the two methods of getting your report for free.

Each of the credit bureaus have similar methods of obtaining reports.

www.equifax.com
www.transunion.com
www.creditbureau.ca (Northern Credit Bureau)

I'm writing from Canada. There are web sites if you live in the US where you can obtain all three credit reports for $24.95 USD online instantly. That would not be my choice when you can fax a request and get a free report.


Soprano
You can try calling them. I'm 18 and i know how you feel about teh whole credit thing. You shouldn't avoid paying though if you cant fix it only to stop you from getting bad credit if its possible to get bad credit form this. When you get the first magazine and the bill send them both back and write on it that you didn't subscribe and cancel. Other then that I don't know what to tell you.


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