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 Is this a good way to build good credit?
I have absoulutely NO credit history so I went to american express and applied for the AMEX Green Rewards Card which is a charge card with no preset spending limit and I got accepted and the card is ...


 How can i get a consolidation loan to pay off all debts when i have bad credit rating?
I HAVE TRIED MOST PLACES FOR A LOAN TO PAY OFF DEBTS AND MAKE MONTHLY OUTGOINGS LOWER.BUT BECAUSE I AM CURRENTLY A HOUSEWIFE,AND DO NOT WANT IT TO BE A JOINT APPLICATION NO ONE WILL EXCEPT ME.OH AND I...


 300 pound debt?
My friend don't want to pay to the phone company (about 300 pound) cause he is going leave UK soon and probebly never come back. The phone company keep calling and send him letters. Plus,they ...


 How do i get perfect credit?
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 Can I be arrested for not paying my credit card debt?!?!?
I'm 21 + a single mom. I got a Chase credit card 2 years ago with a limit of $300. I used it up, but never went over my limit. I was enrolled in a payment protection plan with the card, I lost ...


 Is it BAD to pay my credit cards off in one lump sum??
I was told that it could be bad for your credit score to pay off your credit cards all at once - Is this true? If so, how BAD could it hurt my score & for how long?

I am about $15K in ...


 How is American Express different from Visa or Mastercard?
I'm considering switching from Visa to American Express, because they are offering me a much better APR. I'm wondering if it's worth the switch. I'm slightly confused on the ...


 How long if i sell something on ebay and person pays by paypal does it take for that payment too go into my ac

Additional Details
sold item on 12/10 and money not received in account yet?????...


 I gots a question to axe .. why come I losin my house?
honey .. tell your momma I needs to move in wit her. Da bank comin to kicks me outta my house. I gots so many bills, who gonna pay my automobills ! I mean SHOEZ

I be goin to walmark to ...


 HELP ME PLEASE ? Its Urgent?
I have a credit card dispute with icici bank india .On the same hand i also have a saving account with icici bank. the bank has withdraw money from my account without taking any authorization from me ...


 When is the right time to give control of my salary/credit cards etc. to a woman?
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 Car reposessed today after just recieving notice of delinquency yesterday. How do I get the car back?
My fiance' works offshore on an oil platform, usually if he cannot make thepayment over the phone, he will call and I will do it. However, he has been out for over two months, and just returned ...


 Freelotto whether scam and fraud ?
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 I have many credit cards that are in a collection agency, should i pay them monthly or pay all at once?
Im trying to raise my credit score, so is it better to pay off all at once or should I pay monthly payments?...


 What's the best credit card to get?
Please don't tell me "None" for an answer. What's the best card that give you the best rewards and easy to pay off online? Where did you get it?
Additional Details
ok ...


 Please help fast?
well here i go me and my husband bought a new tv but on intrest free for 40 months well the guy said they dont have any in stock.ok well when i asked he said in a week....week went by then i called ...


 What's a good credit card, for someone who just wants to build credit, to get?
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 Statute of Limitations / Collection Agency?
I was contacted by a collection agency about a debt from WI that I had 10 years ago. It was a state debt (Unemployment compensation to be exact). They went to court and got a judgement against me ...


 Credit cards with bad credit?
Does anybody have any experience of bad credit and being able to obtain a credit card, if so which one accepted you?

I have a few defaults from about 6 years ago which should be clearing ...


 Personal loan?
where can i borrow money online where there is no credit check and on benefit are wlcome in Sydney australia?...



happybluetoes
I was issued a judgement for credit card debt. Can they take money from my bank account if its shared.?
I was told today by the credit card company attorney that they could take money from my bank account i recieve child support by direct deposit, and that is my sole source of income . Can they do that if its a shared account and not a spouse.? BTW i live in Florida
                     
 




echo
Florida is liberal in it's exemption statutes for the benefit of Florida debtors.

A judgment debtor's wages may not be garnished if the judgment debtor is the head of a household and furnishes more than half of the support of a child or dependent.

If you are the head of household and more than 50% of the child support you receive goes to supporting your child then they cannot garnish your child support.

The Florida Legislature concerning homestead and exemption statutes and how to file for exemption status:
http://www.leg.state.fl.us/Statutes/index.cfm?App_mode=Display_Statute&URL=Ch0222/titl0222.htm&StatuteYear=2004&Title=%2D%3E2004%2D%3EChapter%20222


Loulou L
Rating
Child Support is supposed to be for your children not your source of income


Dawn F
Rating
In some states they can, in others they can't. I'm not sure about Florida. You should call a legal aid service, as they can help advise you on this issue. I know that in Texas, the most they can do is get a judgment against you--which is dumb, because if you're already in default you owe the debt, and they have to spend money on court costs to get the judgment, and that's wasted money out of their pockets to get something they've already got! Of course, you'll be responsible for those fees/charges as well, but if you already can't pay....

As I said, things are different from state to state, but had a "credit card company attorney" said that to someone in Texas, they would have violated the law. That's why you need to call someone in legal aid!

Don't just roll over because someone claiming to be an attorney says something! GET THE FACTS!


Feeling Mutual
Yes they can.


YourLoss
Rating
first..you need to stop talking to these bloodsuckers!! and that's what they are...and they will intimidate you into everything!


did you do a debt validation on these jokers? You have rights and laws that will protect you...seek some legal aide if you can't do this yourself...

As far as I'm concerned...you did not sign any contracts with this JDB (junk debt buyer) so you do not owe them a red cent until they prove it that they own this debt! The burden of proof is on them...not YOU!!


and NO they cannot take your child support!!

If you have a court date set...you MUST show up or else they will issue a default judgement and then you have NO say so in the matter!

wishing you good luck!!


J LOVE
Rating
I believe they can, but honestly credit card companies can get really nasty and flat out lie to you. They are just trying to get their money. If I were you I would take the money out as soon as it's deposited and pay them off gradually. They can put a lean on anything you own as well (car, house, anything of value). They can also garnish your wages if you worked and had a regular pay check.


Fire Blade 24
Rating
yes they can


Jeniv the Brit
Rating
I think so because they are related to the company.


Just M
Rating
yes....get your cedit paid off ASAP ....


tom_gpp
They absolutely can!


Ted
Yes. A bank account is an asset. It doesn't matter where the money came from or what you intended to do with the money or who else's name is on the account. You might consider opening an account in the name of the child if the money is used solely for the child's benefit.


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