 Paying off credit card and overdraft debts? |
I have £3,500 on a credit card which is 16% interest rate which works out at approx £80 interest per month on top. I also have an overdraft of £600.
I have gone on to uswitch but ... |
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 When a credit says they ae going to take you to court for an 8 year debt are they lying or can they do that? |
| When a credit says they are going to take you to court for a 7 year debt are they lying or can they do that? I got a call from a "lawyer's office" saying that If I dont pay I will be ... |
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 Will i be able to make complete a transaction that exceeds my Credit Card limit? |
| i got a credit card with a limit of $500. its new so i havent used it yet. i can pay off the bills and wat not but i wanna know if i pay a ps3, an extra controller and rainbow six vegas, will i be ... |
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 What should you do when your parents taken out credit cards in your name and been using it? Also been late? |
| I love my mother very much but when i rcvd a call from collecters stating i have 5 credit cards in my name, i was very upset with her. I dont want to charge her with fraud but i need these neg- ... |
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 Collection Agency Question? |
I've heard conflicting information so I'm looking for some definitive answers. With regard to collection agencies:
1. Can they actually sue you and/or even collect the debt in ... |
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 Having "TOO" much Credit? |
Ok.
So I was told at the tcar lot today that I have too much credit and can't get a car.
I pay every single bill on time and have mulitple credit cards that i pay on time.
... |
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 Is this a scam? |
| Someone sent my wife a $3500 check from south africa with a letter stating I won a $900,000 drawing. They said the 3500 is to cover the taxes. They want me to cash the check and they will make ... |
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 I need car finance but have no proof of income and bad credit history is there any lenders? |
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 If I pay my credit card off completely every month, then how does a credit card company make money off of me? |
| i've paid my credit card every month completely since i've had it. i have excellent credit. My credit card is American Express. If they know I pay it off every month then why do they keep ... |
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 Should teens have credit cards??? |
Only answer in
yes
no way
not sure
yes, but one that i can ... |
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 Credit Repair help! I have paid every bill owed on my credit report, meaning I am debt free, READ ON? |
however even though all my debts are paid
(what a great feeling)
my credit report is a mess because these lousy creditors have not updated my report. So in reveiwing my report I am so over ... |
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 What chances do I have of getting an auto loan with a 495 credit score? |
| im looking for a used car between $6000 and $9000. Will I be approved and what will my down payment need to be?... |
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 When you apply for a credit card online...? |
| ... after you submit the application and the screen says "your application has been approved"... would it still be possible for the card issuer to review your application again and ... |
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| I have a collection that is wrong but do I fight it or just pay it off? |
| I recently checked my credit report and found a collection on my account for a utility bill from 2004. The amount is not very large but I know it must be wrong because I never lived in that city ... |
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 When should I get a mortgage? |
| My lease is up on May 1st. I only have a small downpayment and my husband and I both have poor credit scores (mid 500s). Together our income is over 55000, but since we are young, we haven't had ... |
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 I have horrible credit and can't get a credit card? |
| I would like to get a credit card for emergencies like gas, prescriptions etc. My credit is terrible from being stupid when i was younger. I can't fix my credit right now because i don't ... |
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Joe G | I went over my credit limit by 11 dollars? |
My credit card limit is 300 dollars a month, and i used 280, but they charge me my annual fee, and it went over to 311, but i paid off the whole credit card, will my credit score go down? |
 |
 
tim n
 |
if you paid it off before the billing cycle ended it will not be held aginst you
if it was after the billing cycle ended they will asses you with the late fee's and mark aginst you
(you got to love a grace period!)
this will not affect your score |
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ic2olney
 |
Special charges are how the credit companies make money. They love it! You'll probably get even more credit. |
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bob b
 |
nope all you gota do i pay the fees thats all |
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kendra m
 |
No just pay the fees. |
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LoFlo
 |
It's unlikely to affect your credit score. |
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Pen
 |
It depends on if this is the first time you have gone over, or if you have ever been late on any other card as well as this one. Call your credit cards company 1-800 number and ask them if it will.
Also, see if you will be charged an over the limit fee usually as high as $35.00, also see if your APR will go up as a result. Then, you can ask them if it will go on your credit report.
Be careful!!!!With fees you could still be over your limit!!! You must read the terms of your account. Each agreement is different since you have an annual fee most likely you have a high APR already. |
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Ginger
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it could possibly affect your credit negativley, each month the credit card companies report credit history to the 3 credit bureaus. I'd get on the phone with your credit card company as soon as you can, explain to them your situation and just ask them if they can either raise your credit limit by a small amount, or if they can adjust your account in a way so that it will not look or be reported as you going over your limit, esp. if they have any over the limit fees. If you've got a good payment history with them, they should be willing to work with you, but definitely call them. |
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~ luv sis
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Most likely not. |
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Tony B
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Probably. Banks will use any legal nicety to get one more buck out of you. |
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Cody
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nope....only 300? |
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