What credit card can I get that has a 10,000 limit? |
Additional Details I have excellent credit, I just have only had one credit card that was a 500 ... |
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Im in a debt management plan but have fell behind.? |
| im really tempted to just stop paying it all together i only owe about 2 grand and my credit rating cant get any worse so im not worried about any ccjs they might put against me? what will happen if ... |
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Please help!!? |
| ok i have not so good credit, i have no bank account and i hate those pre paid cards oh and them ones that send you a card but its only for there catalog and you gotta pay this before you can even ... |
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Are there any credit cards available for 17 year old college students? |
| i got a debit card when i was 15 since i was a college student. now that i will be moving out soon, i want to get a credit card to build up my credit. i know that most credit card companies require ... |
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Can my 80 year old mother, who is on a fixed income, just stop paying her credit card debt? |
| She has about $20,000.00 in credit card debt. Most of the debt is medical related (prescription co-pays, deductibles), and some of the debt is very old.... |
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Cant pay my auto loan, bank won't help.? |
| I am struggling to pay a financed vehicle, it is now 2 months behind on payment. I called the bank(Wells Fargo) and asked them what my options were like if I could pay a small amount or something.. ... |
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Should I work something out whith the Credit company, or let it go to a collection agency? |
| My credit is on shaky ground as it is. My boyfriend thinks that I should just let it go into collections, but I feel like I should work something out with the creditor. I think he's worried ... |
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My mom used my social security number and i dont know if it will affect me? |
my mom and i applied for a credit account at macys AND victorias secret. the accounts were approved. howeve i am scared if it can affect any of us Additional Details i am 16 years old... ... |
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How do you remove a bad credit from your credit report after paying it off? |
I have a credit card that has given me bad credit since 6 years ago. It has accumulated more finance charges since then and has been sent to a attorney.
I would like to pay it off (or settle), ... |
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New credit card but no pin yet ! How do i go shopping? |
help! Additional Details YOU DO NEED A PIN FOR THE NEW CHIPPED ONES... |
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If paying off collection accounts wont raise my credit score should I even bother paying them? |
| I need to buy a home fast. I am a first time home buyer with a fico score of 620. I have 5,000 for a downpayment. I owe a few thousand in old collection accounts which are on my report. None of ... |
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Repossession...Now what? |
| 10 years ago I bought a mobile home for 49,000. I lived there with my daughter for 7 years. 3 years ago, I married a wonderful man, and moved into his home. For the last 3 years, I have rented my ... |
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Hi im 15 im in debt for some pop-up? |
| http://microbillsys.com/ dats the copanny what can i ... |
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Why is it so hard to achieve credit? |
| Being young, and without credit, really hinders any financial siduation.... |
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Victoria K | I went over my credit limit by fifty cents? |
i made a small payment before they charged me any kind of fee. if the payment goes through before they can charge one, will they still charge me? |
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Sally
 |
IF it does and IF this is your first time then call and they may, if you ask nicely, forgive the fee this one time. |
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Shinie
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they have no mercy for you or your payments |
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bdancer222
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If the charge that put overlimit went thru before your payment, you will be charged with an overlimit fee. It isn't what your balance is on the date the statement is printed. Going overlimit anytime during the month will cost you that fee. |
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DaMan
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It depends on when the payment posts in their system.
But look at this from a larger perspective. Your balance is too high if you have to play these types of timing games to avoid fees.
Pay it down so you can focus your energies on more value-added activities. |
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Herb
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Contact the credit card's customer service department and ask for a credit for the over the limit fee. If they refuse, be aggressive in your argument for a refund of the fee. Don't stop contacting them until they refund the fee. They will refund the fee. |
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F
 |
If it only went over by 50 cents it is highly unlikely they will charge you a fee. Most companies you need to go over by $10 or more before you get charged.
If you do get charged contact their customer service dept. Im sure the service rep you speak to will agree its worthy of a refund! |
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Brandy
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Yes but your payment will hopefully balance it out some or pay it off. |
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wayalook
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that 50 cents probably cost you 30-35 dollar fee add that to your min. payment. aint credit cards wonderful. and that one little slip up probably caused a higher interest rate. and dont forget if you have more then one card they all raise interest. they dont call it legal loan sharking for nothing. |
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cocow
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Hopefully, your payment will post before the charge does. (I can make payments that'll show the next day where as the charges I make tend to take 2-3 days)
I would check the fine print on your statement. It may state at which point the fee will be imposed. Since it is by such a negligible amount, they may not assess the fee at all.
Have you asked for a credit limit increase lately? If you are a good customer they just might agree to it. |
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kapn
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Call and ask for forgiveness........they may let you off the hook the first time.......... |
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