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 My Credit is Really Bad and I owe 50,000 in Student Loans!!?
If I start paying for my student loans will that improve my credit?
My credit score is around 512 for past mistakes--what can I do to get out of this hole? SHould I leave the country and ...


 My husband and I lost our jobs about the same time, we couldn't pay a lot of bills, can credit card comp do an
Can credit card companys do anything like take our home or vehicles, etc. we have our home paid for, and our cars, and we have one debit card we keep up, but just started working again and can not ...


 I have an aunt with a lot of credit cards?
I'm going to ask her to put me on them to improve my credit score. How does this work?...


 I owe 26 grand on credit cards,should i do a moonnight flit?
...


 Getting a credit card without any credit?
My husband and I are just starting out and we are trying to build up credit. (i know...not the economy to do it in...) are there any companies that specialize in this?? We have absolutely no credit......


 Could someone lend me 1600$?
i want to start internet bussines and its impossible to take a credit in a bank in belarus. so i asked the world for the help. i do belive that there is more good people then the other ones. thank ...


 Do you like to shop by credit or cash?
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 Is it okay to give my credit card number?
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 Can i apply for credit card without using social security number ?
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 I USED MY MOMS CREDIT CARDS SHE FOUND OUT THEN CALLS THE CARD CO AND REPORTS FRAUD . i have 2 pay 1/2- jan
i have til 15th jan to pay 2500.00 in a ...


 If you are just starting out, how do you gain credit?
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 Credit card 30 days past due will anything bad happen to me?
I have a credit card that will be 30 days past due next week?
will i be sued?
i have quite a few cards and a few late payments none 30 days or more ...


 How do I stop bill collectors from calling my job?
I am disabled and limited income. About 4 or 5 years ago I got this credit card and hit hard times and I can't make the payments right now. Because of the hard times I ran into I am having to ...


 If your credit is bad is it more helpful to send the monthly payments as opposed to paying it off quickly?
Is it better to send regular monthly payments to the credit card companies or to just pay off the debt in one lump sum? Which will help me get my credit rating back up faster?...


 I just got my first credit card?
its a platinum visa card with an interest rate of 10.89%

is this good for my first card? or did I get jipped?...


 Other than the black card, what card will impress people?
Other than the black card, what card will impress people? I want to know the credit card to get so that I can impress my date when I whip it out to pay for dinner.
Additional Details
S...


 Which Credit Card Do U Recommend?
Ok, My parents have always let me use and have there credit cards but now that im on my own I want my very own. I am very responsible when it comes to spending but theres just one thing, Since I am ...


 How can i get rid of my credit card and student loan debts?
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 I have a poor credit rating, keep getting turned down when applying for a credit card
does anyone know of any credit card company i could try!!...


 Ok....I am in need of a personal loan but there is a lof of cons. Is rosemary_loan_agency a legit company?
I need a personal loan of $2,500 - $5,000 but so far all I have heard from are scammers. How do I know if they are legit. Has anyone heard about rosemary_loan_agency? They are out of Africa and ...



darren b
I went to a nightclub last night and went to withdraw £20 and it gave me £40 out the cash machine?
i then put my card back in and asked for £200 and it didnt let me down it paid out £400, plus the receipt only said £200. now i have heard from a friend that banks can try and claim the money back has this happened to anybody on here or am i ok to spend it, it was one of those kind of portable ones that charge you £1.75 everytime you use it.
Additional Details
just letting you know the machine was in pure night club in high wycombe, a rubbish club for those that know it but it was still the best night i have had, it ran out of money after an hour so sorry people no more money for you, oh yeah i think my conscience can handle it and i slept like a baby last night.
                     
 




thepenismightier
Rating
Somebody probably programmed it with the wrong denominations (20s instead of 10s). It happens occasionally.

Don't spend the money if you don't have it to spare, as the company can demand the money back after an audit of the transactions.


meandean
which 1 is it i wanna draw £8000.00 out of my account


Rich T
Rating
They can try and clain the money back, I would suggest putting the money you got out into a high interest account. then if they ask for it back give it back, but you would have made some interest out of it.

They are going to know who has the money, as its all recorded on their computer systems.


hbouiri
I had a friend and the same happened to him, no one asked him to pay it back.


smiling_freds_biz_info
Rating
Depends on whether you can get to sleep at night......knowing what you know and did. Right?


andy b
I think you can keep it - well, at least, in Monopoly you're allowed to!

Can you let us all know which cash machine it was btw?


Lizard
They have to prove it was you - a nightclub I assume the CCTV photo will be unclear!?I f you deny it was you they will want to know why you have let someone else use your card with pin number!But I would lay low until they found me - just be prepared!


Professor
Rating
Banks are rich places and deserve to lose a bit if they don't maintain their machines properly. Its not your fault and I am sure you didn't count it properly but don't fritter it away in case they get onto you. Its not honest but as long as you don't rip-off old ladies.....


angie
Rating
Sounds as if someone has put the cash cases in the wrong slots or the wrong notes in the wrong cases.

When the ATM machine is replenished it will come to light and they will be able to track when the cases were lost replenished and all the customers who have used the machine to withdraw cash since.

It depends who owns the cash machine and how much was lost as to how far they pursue the matter.

They are entitled to get their money back if they can prove that you recieved more than you should have done.


emmaline
its very tempting -if it was me i would spend it and worry about it later.... i went to my bank a few years ago and their computers were down and couldnt check your account details and i withdraw an extra £300 i did get a letter from them but it was worth it as i managed to go on holiday


Thia
Rating
If the receipt only said £200, what can they do about it? Serves them right for charging you money in the first place! I would wait to see if I got a letter.


whitenight639
spend it cos it wa through a 3rd party (probly a link cash machine or similar) they wouldnt take you to small claims as it costs a fortune in fees not worth the hasstle so id spend it.


Secret Cola Ninja
Spend it before it burns a hole in your pocket. If it's in a club it will be hard for the security cameras to view your face so you have got away with you lucky bugger. Unless of course they look at the record of cards that have been entered into the machine......


angie
if you say you got £200 and your receipt shows £200 how can they prove you got £400, but if your conscience always gets the better of you put the money in a draw and forget about it and if no one gets in touch with you then you know you can keep it


JJ 2k8
personally i would give it 2 week, then if nothing i would spend the lot in one go.

however, i scammed paypal for a measly £30 twice, and 2 years later i got a letter from a debt collection demanding £60.

they tried taking it outta ma account automatically so i cancelled the direct debit lol, and am only 15. it wer well funny when i gave the letter 2 ma prnts and wished em merry xmas.


sithy
your bank will try n reclaim the cash, but being a private one they may have trouble, the private company may try n reclasim their cash via small claims court?

good luck, is it still doin it?

lol


tommynose2
The Bank can ask if you would return the money to them, as its money that wasnt due to you. Let me ask you a question...If you had asked for £400.00 and the machine had given you £200.00 then you'd go to the Bank to sort it out wouldn't you..?

If that happened to me then I would HAVE TO return the money as I work for a major high st bank otherwise I would be stealing - which is technically what you are doing - sorry but you are!!

Sounds to me like the person who was responsible for filling the machine put the wrong notes in the cassettes i.e. £20.00 notes put in the £10.00 cassette - they would seriously get their **** kicked for that!!!

The question you need to ask yourself is: Is my honesty and integrity more important than £200.00 - if not then keep the money...if it is then give it back!!


PK
you must be high!!!


W@CKJONNY
Rating
yeah that happend to me I asked for £20 and it gimme 3 grand,statement says I only took £20,So went to one of those dirty burger vans and said,today hygiene's no problem.
gimme one of those nasty greasy burgers,he had dirt under his finger nails,So what i thought I got 3 k.
mind you burger cost me a fiver.


johnc
spend away, spend away my friend
they can try to claim back but they don't and it 's bad PR to push it .


cobb1812@btinternet.com
Where was this machine?
Yes the bank will trace it and you will get a stroppy letter from them for not offering to pay it back! Do the right thing and you will be rewarded in heaven!


Troubled Joe(the ghost of)
why did you say 20 and 40 at the beginning and 200 and 400 in the details of the question. is this a fishermans tale?


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