 Feel Pretty Dumb..Need Help..? |
| I just took my Son to buy some New Wrestling Shoes and used my Visa Credit Card...I signed the Receipt and I just discovered that the gentleman behind the counter not only gave me MY Receipt but also ... |
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 How does one acheive a credit rating and or remove bad credit? |
| Over the years, I have not had many debts. However it seems that the tiny amount of debt I owe seems to haunt me. I had a 300 dollar limit credit card, lost my job about a week after almost maxing ... |
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 What is a perfect credit score? |
| And where can I get a free credit report ran? I think last time I got my score, it was an 827. Is it out of 1000?... |
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 I'm on benefits, how does bankruptcy work for me ? |
| i want to go bankrupt but dont really understand it, could somebody help me ... |
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 Do any credit cards prevent you from paying off your debt in full in one month's payment? |
(a kind of early repayment penalty as with mortgages)
ie. Most have a 'minimum payment', has anyone heard of one which imposes a maximum payment?... |
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 What is best credit card for college students with no credit history? |
| i'm planning to apply for a credit card but i have been declined from one (american express blue for students) and i'm not sure which one is best for me since i believe some of them require ... |
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 I bought things online before i was 18, am i obligated to pay? |
hello,
i purchased a bunch of items online through abcdistributing and ltdcommodities when i was 16 or 17, a couple hundred worth, buy now pay later sort of thing, they won't stop calling ... |
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 Where in the UK do people find loan sharks? |
| I mean really sharky sharks, the dodgy type?... |
|
 Why do i need a social security card? |
| i got a job offer at my school today but she wants me to bring in my social security card . i have a social security number. i went to the social security office did the paper work but have to wait ... |
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 I made an offer on a condo, and my father is co-signing for me because I have very bad credit.? |
Is this possible? Will this work? Or will some of my debt have to be paid off? Anyone know? $15,000 is what he's putting down for me also.
The offer has been accepted by the seller, ... |
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 Can anyone recomend where to get a loan? |
| My partner andi both work but have a poor credit history does any one know of a reliable place that will help ... |
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 How can I lower the Finance Charges on my credit card? |
| Visa is charging me 21.49 % for purchases + 24.49% for cash which adds up to finance charge $149.00 a month. How can I reduce my monthly finance charge?... |
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Sabs | I would like to apply for acredit card, but I have very little credit history...what to do? |
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Kokopelli
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Get a couple of store credit cards, like Sears or Macys. They have more incentive to extend credit to shoppers and you can use something liket his as a stepping stone.
Be VERY careful of some credit cards that tout themselves as a way to build your credit. Often these type of cards are vultures with very high fees and high interest rates. |
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Michelle N
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I have been trying for a credit card myself and can never be approved, I recently got lucky with MerrickBank.com, I got a decent line of credit and will slowly work it up, show that I am good! Give them a try, if I got one there anyone can!! |
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iguana
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I swear on the same page as your question was a thing from Orchard Bank. I think they deal with little, no, or bad credit.
Give them a shot. |
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joe m
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Your bet bet is to apply for one at your own bank or credit union.
How old are you? |
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bostonianinmo
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Open a savings account at a local credit union and start out with a secured credit card. Credit unions will treat you like a human not some deadbeat and will help you build your credit score.
As your experience and history improve, ask for higher credit limits (even if you don't use them!) and ask to have the security link dissolved.
Stay away from the credit card companies that focus on people with little or bad credit. They will SCREW you over big-time!
Good luck! |
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rainfingers
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Just pick the card you want and apply. If your income is above poverty level, they'll probably approve you with a small credit limit. After you've had the card a while and made all your payments on time, you can call them to have your credit limit raised.
If you plan on carrying a balance (not a good idea), shop around for a card with a low interest rate. If you plan to pay the full balance every month (very good idea), shop for a good rewards card. |
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CigarMe
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I started out in the same boat. To quickly develop a positive credit history, I opened a $1,000 CD at a bank. Then took out a loan, using the $1,000 as collateral, which helped keep the interest down. Then I quickly paid back the loan.
Bingo. Instant good credit score.
WARNING: be careful with credit - it's easy to spend more than you make with credit cards, and then that's trouble. |
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jynxx25
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You can check out Bankrate.com for more options in credit cards. Do a search and see what works best with you. You stated you have little credit. Do not rush into every offer thrown at you. Some credit cards are more trouble than they are worth (i.e. lousy APR rates, hidden fees, ect.). No one can establish credit or improve credit overnight let along within months. Just shop around both online and in-person. If you have a good bank or credit union, see a customer agent and ask what they offer. |
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mariagarzasea
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SOME COMPANIES AS PREMIER AND CENTENNIAL.COM CAN HELP YOU WITH LITTLE CREDIT |
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