 Is bankrupcy better than dept consolidation? |
64 years old, amount owed is approx 25,000 in credit card debt, retiring in 1 year, unable to continue full minimum payments and still keep my car.. (Got in too deep!)
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 Need nose surgery asap... awful credit. can i get a medical loan with a cosigner? |
| Ok, i have a very severe deviated nasal septum. my nose is crooked and it has gotten to the point where my throat is so torn up (because i can't breathe through my nose at night) that I ... |
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 I need 4,500.00 to get out of debt? |
| But since I've got a little behind on my payments no one will loan me any money. I need a debt consolidation loan, but all of them have turned me down to. I'm paying out 600.00 a month in ... |
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 Paid surveys? |
a scam or a gift?
anyone out there actually done it and got paid?... |
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 Pay it off myself, or go to a credit reduction agency? |
| I'm 23 years old, and I'm 1500 dollars in credit debt. It's impossible to find a renting place for an apartment with the bad credit, so I come to the friendly people here for some ... |
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 If I signed for students loans before I was 18, am I legally liable for the debt? |
| I started college when I was 15. I signed for $23,000 worth of student loans. My parents did not co sign. Now this debt is on my credit report. Technically, I don't think they can enter a ... |
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 My husband and I got behind on some credit cards and plan on paying them soon, problem w/ them calling...? |
| A few of my husband's creditors call probably 15 times per day. Sometimes I'll talk to them, they get nasty when I explain the situation and still keep calling and calling and calling. Isn&#... |
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 Harrassment by Collection Agency, can I sue for this? |
| This is in regards to a credit card. I told them I will pay it off in full when I get my income tax return because I lost my job when I was on maternity leave (differnet subject and now grounds for ... |
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 Now that WAMU went belly up, what happens to my credit card debt with them? |
| Seems to me that they went out of business and are no more. My debt to them should do the same.... |
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 Bad credit needs refinaceing a car.? |
My husband has been paying car loan almost a year with very high rate 20%.
He tried capital one but got denied. may be the credit is still not good..
Is that possible that I can be the co-... |
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 Credit for 16 year olds? |
| hey does anyone know the avialble credit cards avaiable to 16 year olds like a debit card ... |
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 My boyfriend is bankrupt.? |
| Today he recived a parking ticket from a Euro car parks inspector on behalf of tescos, its a ÂŁ50 fine. He has on means to pay the fine as he is un-employed, does him been bankrupt make any diffrence ... |
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 Could i write myself a check from one bank and deposite that check in another bank of mine? |
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or is there an easier way to transfer money from one bank to the other?... |
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 Can I dispute a credit card Charge that I willingly paid for? |
| Ok here is the deal. A friend of mine needed some help paying her phone bill. So I did pay it using my credit card. But now, she is refusing to pay me back. She also has supposedly cut me off her ... |
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 What happens with a closed account?? |
| a couple of my credit card accounts became closed after i had trouble paying them and the balance got to high. since then i have paid them off. now what? do they just sit there and show up on my ... |
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Anna | I would like to get a credit card? |
I'm a full time college student and would like to start earning credit for later in life. I don't have any student loans that will earn credit (have a full ride). My sister mentioned getting a secured card but I didn't know if that is the best way to go or not. I really don't plan on using the card other than for gas and groceries.
I can get a Navy Federal Card because of my sister being in the Navy or another one with the best plan. I'm going to talk to my family more but I was wondering if anyone had any advice for me right now?
I've recieved some things in the mail when I was a senior but I was still 17 so I couldn't get one on my own anyway. Now that I'm 18 I'd like to start building my credit up. |
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Family1
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your best bet will be getting a student credit card these cards have no annual and low rates plus they are easier to get approved when you are a student. check out these two sites they have great offers plus you are able to compare them side by side. just go under student credit cards.
http://fastcreditcardapprovals.com/
http://www.fastcardapprovals.com/ |
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Rosita
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I know Citibank has a credit card for college students, but I just went and applied for Capital One when I was 18. And I got it! I still have it after all these years. |
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Elizabeth
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Credit cards have become a necessity in society nowadays, you can't go anywhere without having to use one. That's why it's imperative to maintain a good<!--credit rating and use your credit card smart. Lots of credit card related question been asked here and yours just another one. Check out this website and it may answer your question,
http://bestcreditcards.freehostia.com/
After all, without a credit card, it's harder to live, and especially hard to shop online. Lots of credit card related questions are often being asked and yours is just another one. Credit cards are great to use as long as you control them-->They are useful, helpful, and make buying things a whole lot easier. But it's important to remember that people go into thousands of dollars of debt because of them, and the same thing could happen to you |
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bedbugsbite
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You could always get one of your parents or your sister to help you co sign for a credit card if they have good credit. |
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Andrea
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Definitely check out the Navy one. Read over the terms and conditions paying special attention to any fees involved.
There's also nothing wrong with a secured card. It just means the bank is holding your money as collateral for the card. It will build your credit and also limit your spending to the amount of the collateral you give them.
You can do your research now on a few different credit cards. Get all the information together about fees, interest rates, grace periods, etc. then you'll have it all available when you talk to your family.
Good luck. |
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Nermalcat83
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I was denied on a lot of credit card applications when I was 18 because I had no credit. These were even for college students. If you have a checking and or savings at a bank or credit union, go to them first. If you have a good history with them (no overdraft balances) they will issue you a credit card. That's what they did for me, now my credit's so good I can get any card I want. Just use it responsibly, or your credit will go down the tubes real fast! |
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BIG Z
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You're on the right track! Many people will suggest avoiding credit cards at such a young age - but if you can handle them responsibly - you'll get a head start on building your credit score. This will make it much easier to purchase a car in your name - and eventually your own home.
If you can get a credit card through Navy Federal - great! They have competitive rates and may be able to help you out. If not, you may want to consider a "credit card for limited credit" like the one's found here: http://www.wowcreditcards.com/bad-credit.htm
Although these offers tend to have higher interest rates (and additional fees) when compared to 'standard' credit cards, they'll allow you to build and improve your credit score over time. Eventually, with regular on-time payments, your credit score will improve and you'll be able to move on to a better offer.
Another consideration: student credit cards. These offers also include higher interest rates - but will have less fees than the offers above. If you're a college student, you should be able to qualify for one of these offers as well: http://www.wowcreditcards.com/student.htm
Hope this helps. GOOD LUCK! |
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