 How do I start to rebuild my credit? |
| I am a thirty seven year old man that has made some mistakes in my past and frankly if I start to repay all of my creditors at once I won't be able to eat ramen noodles till next July so what do ... |
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 Help please,weve got a secured loan? |
| and the apr is 31%,,we borrowd 5k,,,is it possible to take out another loan at a better rate and pay the 1st loan off,ps we are in the uk,,,thanks for any ... |
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 I have $7K in credit card debt how do i get a consolidation loan ?? |
| About $7K in credit card debt. my credit score is very poor around 450. I cannot get approved for a consolidation loan, i dont own a home to take out a 2nd, im living pay check to pay check. I really ... |
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 How did you get your credit started? |
i'm having a hard time starting my credit. I just need some ideas what works good and what doesnt.
The do's and donts about starting ... |
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 Will my bad credit count if i'm out of the country? |
| I have 2 credit cards in UK and owning them few hundreds pounds and sometimes missed the payment. If i stop paying it and leaving these debts behind and back to my home country . Will this bad ... |
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 I was late on my mortgage payment... can my mortgage company remove this? Would it be legal? |
I was late on my mortgage payment (biggest mistake EVER!!) I have been sending letters to them for months, trying to figure out how to remove the "late" on my credit.
They keep ... |
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 Should I pay this credit card charge? |
| One of my relatives who was living with us recently left the U.S. and went back to his country. I don't think he will ever return. But his credit card bills still arrive at my house. He is being ... |
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 Can i write a check on an overdrafted bank account? |
| if my bank account is overdrawn and i want to write a check to pay for something, will the store be able to run the check through?... |
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 Eviction serious answers only? |
| I am currently in housing court , in an eviction process. I have tried everything under the sun to try and get the money to pay arrears but have had no luck and i am going to be evicted out of my ... |
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 How can a $3,000 credit card become a $13,000 law suit? |
| My boss had a credit card 4 years ago for $3,000 he didn't pay. Now he has a civil suit against him for $13,554.37- is it legal to do this? Isn't there some cap on how much interest they ... |
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 Death and debt? |
| My mother passed away and left behind a 16,000 credit card debt. Who is responsible for paying this debt? Does it die as well. My mother was a house wife...my father works out of the country and ... |
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| What bank in the United States allows a 16 year-old to get a visa check card or similar? |
| I want to get a Visa check card, but all of the banks I have called have said "Come back when your 18". This is extremely frustrating. Do you know of any banks that let you have one while ... |
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 Can a collection agency or law firm attempting to collect a debt harrass family members? |
| A collection agency and a law firm continually contact my parents (with whom I havent lived for over 20 years). Their phone number is unlisted. My father has even been cursed at. Is this legal?... |
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 What does Cash on demand mean? |
| I have a credit card and it says that it has cash on demand. What does that mean?! Thank you in advance........ |
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| Should I pay debt collection or ignore? |
| I had a cell phone a couple years back that ended up going WAY over my plan minutes due to work use. Work agreed to pay their share, then bailed. The cell company cut off the phone and wanted the ... |
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 Will this affect my credit? |
| My dentist thinks I owe him $100. I disagree. If he reports to a collection agency, will that severely harm my credit even though I don't think it's my fault?... |
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| I've been subpoenaed for $2000 credit card debt, what's the recourse if I don't go? |
| About 12 years ago, I had 10 credit cards. Through various debt consolidation agencies and extra cash, I paid off most of them. 3 of them I left flapping in the wind because those particular ... |
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Maria G | I would like to know the reason for a higher APR % for Citi Cards for college students? |
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 |
 
willys56cj5
 |
high risk. College debt is 55% more likely to go into default as non-college debt. The higher interest of those paying faithfully covers the losses of those renegging. Sad, but true. Similar to teen males paying more for car insurance. |
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Chadness
|
Because college students are willing to pay higher APRs. They rack-up gigantic debts in college, and are stuck paying them off for the next ten years with high APRs, costing thousands of dollars a year in finance charges. Most people in college are financial idiots, and are counting on the dream that they will have a big money job as soon as they graduate. Which, of course, does not happen very often. |
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strosso
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No job, higher risk, higher interest rate. Gets better if you have a job :-) |
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dtoftum
 |
Students are more of a credit risk--so a higher % is charged |
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robug
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bottom line profit and high deliquency rate |
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Aaron D
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My guess is that they would assume that college students, some without any credit histories, are a bigger risk than the general population? |
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not a bad guy
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because they can |
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pattibcacl
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College students cost more no credit history |
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mor2fix202000
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Because college students are most time late in paying.
Get a M C card and they can now hit at 35% if you are late.So beware what card Your Kids take to school. |
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PlatinumREI.com
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Because college students are notoriously bad credit risks as a group. And the banks think students don't know any better and are greedy.
You might like www.LearnAboutCredit.com |
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