 I sold something on ebay and when i go to paypal it says i've received a payment...? |
...But when i log into my paypal account the balance is still at £0.00...Anyone know why? Cheers
Additional Details
Actually I have sold two things to two different buyers and on Ebay ... |
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 I have a credit card, but haven't paid them for over 4 or 5 months? |
| how can i get out of it? my limit was $1000. I owe them more than 900 Dollars. MOST of the money is from non payment charges. $30 a month. Even before the last bill i made, there were mmmaaannny ... |
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 I need financial help please!? |
| I have a County Court Judgement caused by an ex partner who run up debts in a joint account just after we split. He's disappeared off the face of the earth and I cannot get credit or a mortgage ... |
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 I can pull money out of my 401K for a down payment on a house, Yes? or No? |
Additional Details
I was told that you can pull out of your 401k for a down payment without being taxed on it. You get to do this one time.... |
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 Can i withdraw as a co-signer on an car loan? |
| my boyfriend has an car that i co-signed for and we are no longer together and i do not want the responsibility. he is not paying the notes on time and it is ruining my credit.... |
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 Credit Cards in America? |
| I'm going to the USA next week and will be using my credit card, will I need to carry with my photographic ID in order to be able to use it? I do in Europe and was wondering if I need to in the S... |
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 What will happen if i use somebody else's credit card? |
| i'm gonna go to canada to visit an old friend. Her dad is gonna give me his credit card to pay for my flight. what will happen when they find out that i'm using someone else's card to ... |
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 Can somebody help me find financing!??!!? |
I just turned 18 (Mar. 8th) and have NO credit. I live in GA
I've been working very hard as well as saving very hard so that I can buy myself a NEW motorcycle
It is a 2007 ... |
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 If you have a credit card and are making more than the minimum payments, does it hurt your credit score? |
| I believe that if you charge your card and make more than the required monthly payments that it would hurt your credit score somewhat the same as if you were to not make a payment at all.... |
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 Credit rating - how is it linked to the individual? |
A friend and myself were discussing this the other day, basically because my credit rating sucks as I rinsed overdrafts and credit cards whilst at Uni.
I'm moving house soon, and we don... |
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 Bill Collectors!!!? |
| If i have a credit card about to go to an outside collection agency. Is it true that as long as I pay some money on it (even if its not the min payment they want) that they cant turn it over to ... |
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 How do I rid my bad credit? |
| I've tried everything I can think of is there something you know that I don't. I would just like to have GOOD CREDIT!... |
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 I have bad credit no real credit cards I need/want to fix it myself. How do I go about fixing it myself? |
| I have bad credit no real credit cards I need/want to fix it myself. How do I go about fixing it myself? I have one credit card with a 200 dollar limit that I had to pay 50 dollars for got it from C... |
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a_watched_pot_boils | I wrote an entire book of bad checks up to $400 each. Where can I go for help financially? |
I have a job. But it looks like I will need nearly $5000 to pay for my mistakes, and much sooner then I can come up with it. Does anyone know of a service that will help me with this? I have awful credit (now), and no family to help. I am willing to work hard to fix this; I cannot face possible imprisonment. |
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wizjp
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You better contact your bank and the people you wrote these checks to ASAP and get started working out payments, or you'll be ankle deep in legal fees and possibly headed to jail. |
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kissmymiddlefinger
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Not sure what you bought but if you can return those items that would be an awesome idea.
If you bought things that you dont need (but have been used) maybe you can register and sell them on ebay and recoup some of your losses.
GO to the bank and ask for the bank manager.
He/she can assist you in lowering the bank fees (if they choose to do so)
THe most important thing to me would be to find out what motivated you to do this so that you can make sure that you wont do it again.
Dont feel so bad about it as quite a few people do this around the holiday for a multitude of reasons.
If you can figure out why you did this, you can be sure that it wont happen again.
GOOD LUCK! |
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Atreyu's Mommy & Due Aug 24
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First of all you need to make a huge lifestyle change. If you have a job and still have to write bad checks, you are paying for too many things you do not need. I would first talk to your bank and see what they can do for you. If you still owe them, try to work out a payment plan to pay them off. There are quite a few places willing to give loans to those with bad credit, but you are going to pay a high interest rate on it. If you have a vehicle try to take out a loan with your vehicle as collateral, or try to find a really good friend to cosign with you. There are also a lot of credit counseling agencies that may be able to help, but be careful. Some don't help very much. I use careonecredit.com. They are a not for profit agency, but they will ask that you make a donation each month, but you don't have to. I only donate $1.00 each month. |
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raymond r
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If you stole 5000 worth of merchandise you wouldn't need financial help, you would hire a lawyer. If any of those checks were for material goods then thats what you did. The bigger problem that you seem to have is why you wrote 5k in bad checks. If it was for material goods then you are either too immature for a checking acct or you lack the moral fiber to understand that stealing is wrong. If the 5k was used to pay bills you need to evaluate you income vs. your lifestyle |
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none
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Firstly, you cannot go to deal for bouncing checks unless they can prove intentional fraud. The first thing you need to do is get another checking account with another bank, because the bank you are at now is just going to put any money you give them towards the fees. It will give you a fresh start so you can correctly keep track of your debt, too. Secondly, you need to close the account and settle the debt. Because you've bounced so many checks, they will be glad to see you leave, probably reduce the amount of fees, and maybe even put you on a payment plan. You need to explain to them that you have intentions to pay them their fees, but can't pay that much that soon. Tell them that you are considering filing bankruptcy, and that they'll get a lot more from you if they work with you.
If the bank won't cooperate, your best move is to pay the fee debt off with a credit card. 5k on a card will be about 100/month in interest, so be aware. Even with your recent bad credit, someone will give you a card if you have good credit before this.
I would also suggest a debt counciling service. They may be able to lower your interest rates, consolidate your debt, and bail you out. |
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peeps
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I made a mistake a few years back I had three debit card purchaces bounce all only amounted to less than 15 dollars but the fees were over 100 dollars I was devistated because I did not have the money I tried to reason with the bank and the eliminated one charge. It is a mistake I never have and never will again. Talk to your bank see what you can do and good luck! |
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TJS
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I'm not sure what you were buying but take it all back! If you can get your money back on even a few of the items you can lower your potential interest payments.
Then if you can qualify for a low interest credit card, that may be your best bet to settle the debts to avoid bankruptsy or jail.
You may have to get a temp part time job too until this goes away. Weekend pizza dilivery is always an option.
Good luck and do not go to a paycheck advance service! They WILL rip you off!!! |
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Laminate C
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dude you are screwd. You can try to...well get an extra job, you shud get the money in 4 months. but it'll be hard, working 2 jobs will wear you out. |
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PRS
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You are in deep shite. You will be lucky not to do jail time. Writing bad checks is the same as stealing they will be well withing their rights to have your butt arrested. The merchants you wrote these checks to may be able to sue you and collect up to three times the original value. If you want to avoid jail you should see all the merchants and offer restitution. You will probably need to get a second job and start paying as soon as possible. |
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btlabarre
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You should go to www.attorneykennugent.com or call 1-888-KEN-LAWW. I went crazy and spent about $3000 one time on a bank account with $27 in it. I called a lawyer, and he worked out a payment plan with the bank and the credit company. |
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Laughing Man Copycat
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Uttering and Publishing carries 3-5 year jail sentence per violation...we'll be seeing you in say 300 years. Don't drop the soap, Homey! |
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