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 Does applying for a Credit Card affect your credit score?
I'm 19 years old. Never had a credit card. I've had a couple overdrafts from my checking account (which was the stores fault, not mine but I have no way to prove it to the bank). My ...


 I need an unsecured personal loan asap. Who can help?
Regular loan companies require a minimum stay of 3 yrs in the uk. I have only be living here for 9 months. I do have an permanent job and a good income but have no credit history. Who can help?...


 My husband cosigned for a friend and now his friend is having trouble making payments. Is there a way in which
...


 Credit card balance/credit question?
when a credit card company says your current balance is 336.66 and your available credit is zero.. can u spendthat 336.66 or sense your credit is zero can you spend anything?...


 Have you curtailed spending because of the credit crunch?
and can any one honestly say that they are not affected in some way or ...


 I am in total debt! I have a collection agency hounding me and I need to know what my best solutions are!!?
Im in debt between 5,000-7,000. (Don't Judge me I made a mistake!) Now they are tripping me out and I am approved for a loan from school that I will be getting after the holidays but I am scared ...


 How do I get out of credit card debt?
I am 28 yrs old and have $7,000 worth of credit card debt. I am a teacher and make about 2,100 a month. I have a car note of 565.00 per month for another 3yrs. I have a cell phone bill of about 120...


 Being harrased by another persons credit collectors?
ive had my cell phone line for about 5 years now all the sudden ive been getting debit collection calls for another person im getting 1-2 calls a day its very irritating not to mention im paying for ...


 Trying get a car loan have bad credit?
my credit score is low like 500 to 600 i fixing my credit now i caught up i paid my big bill off and only have 3000 in credit cards my parents have great credit and will cosighn is it possible i ...


 I can not afford to pay my contract no more how do i cancel it?
...


 How good of a credit score do you have to have for a 20,000 auto loan from a dealership for a 1st time buyer?
i no it depends on income and residence and stuff but i believe i make enough and been at my job for over a year now. i make about 1,600 on a bad month.. i just paid off my credit cards (by the way i ...


 I recently applied for an auto loan but got denied due to outstanding balances. I payed them off how long ?
will it take for my score to go up? I really need a car loan!
Additional Details
they were in collections. One was an old old bank account that was in collections that i didnt know ...


 If I have terrible credit can I still get a New car loan if I put enough money down?
how much would I need to put down to get a $20,000 dollar loan and what would my itererest rate and monthly payment be? my credit is about as low as it gets....


 Does late payment on car insurance affect credit?
just wondering if a late payment of a bill....say my telephone bill, or car insurance affect my credit?...


 Is there any way to check your credit rating for free on the internet?
I would like to know what my credit rating is, is there any way to check this on the internet for free??...


 I want to get a "rewards" credit card ..which one is the best?
I want to eliminate all my credit cards and get just one that has "rewards" I don't spend thousands every month on my card ..only a few purchases... anyone know which one is the best ...


 In NJ, if you owe money to a credit card, what can they do if you refuse to pay?
...


 I'm not asking for me {lol} but how many times per day is a collection agency allowed to call, & when you ask
then to leave a msg, they hang ...


 I have bad credit but need a school loan with no cosigner...any suggestions?
i am a student with bad credit and no cosigner...im 6 months away from graduating and have NO way of getting a bank loan. please ...


 Can I get a credit card when i"m 13???
Im 13 and i wanna credit card because i dont wanna carry around cash anymore, can i get one?...



Kelly
IS 700 a good credit score? What does it mean?
                     
 




yolyyolyus
Yes! In fact, it is excellent.


miamite
Rating
The average in 2006 is 677, so your above average.

Credit score is a credit rating that represents an estimate of an individual's financial credit worthiness as calculated by a statistical model.


big_dreamer2005
700 is a very good credit score. It means that you have a better than average payment history, no lates of any kind. With that score you can get approved for any line credit you want provided your income allows you to meet the required Debt To Income Ratios.


Luckys Charm
Very good and i'm right behind you


Lisa
It's pretty good. A little above average.


just_the_girl
Rating
yes, if you're 700 or over, you're good. no worries.


JC
Rating
The Higher your Credit Score the better it is.


Me
Rating
It falls under an (A) to get an (A+) you have to have a 720. I work at a bank and that's how we grade the beacon score. 700 is good but anything above 720 is excellent. Plus with a 700 you can get a great rate. So, dont feel bad because your credit score is awesome compared to the amount of ppl that go in the bank and have below 600!


Kim S
If you're talking about a FICO score, it's average, good but not great.

You should have no trouble getting credit.

For info on how to get your credit reports for free, go to http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm

When you get your reports, there will be plenty of explanatory information.


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