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 How do you get a collection agent to stop calling for someone that doesn't live at your home?
...


 I received a check today from Scott Fetzer for $ 2,950.00 as an International Promotions Prize ...Is it real?
Letter states I have won $160,000.00 and the fee of $2,950.00 was enclosed in the form of a check on Keybank National Association Vermilion, Ohio check # 021698, and states that this amount will be ...


 Has anyone ever used the Federal Debt Relief System?
I am possibly thinking about using this company to eliminate my debt. I am to a point that I want to be debt free and I have been researching this company. I just do not know if I should eliminate ...


 Why do so many people use checks, debit cards, and credit cards to make small purchases ?
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 What's the best way to re-build credit?
After a bad divorce and bankruptcy, what's the best way for me to repair my credit score and move toward home ownership again now that I have my finances under control?...


 Does anyone know of a company that will give me a $5000 loan with bad credit?
I'm looking for a second chance on repairing my credit and paying off some dept that i have....


 What happens if you don't pay your credit cards?
I'm in a major credit hole. I have about 25k in debt and only make about 28k a year. what happens if i stop paying my credit cards? can they freeze my bank account or take it out of my bank ...


 Why the hell is the govt in England allowing supercasino in Manchester and allowing gambling adverts?
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 Need a loan but cant get credit?
ive tried to apply for a loan for xmas they all seem to get turned down except for ones with outrageous APR'S I WAS WONDERING IF ANY ONE COULD HELP ME...


 I have a debt of $360 on credit card,is it better to pay it off all at once or payments?
they are allowing 12 months same as cash to pay it off,but is this a gimmic?...


 I need some serious advice on my credit report?????? at my wits end (UK only)?
recieved my Equifax credit report and O2 (mobile phone company) have defaulted an account i apparently had with them for £10 in September 2003,
i had ordered a contract phone from them on that ...


 How Do I get A CO-Sighner For my College Loan ?
I live in USA, but I want to go study in EUROPE. Im thinking about applying for a Internation Loan. I graduated last year, and I saved some money for College by now. The problem is I need a CO-S...


 I am trying to pay my bill on line.which site do i need to get on?
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 If you wrote to creditors stating you were incapacitated or disabled and asked them to write off your debt as?
you are clearly not able to pay it off in the future, will they be likely to petition you for bankruptcy?...


 Fastest way to receive a payment online and ofcourse that is secure?
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 Any serious advice would be appreciated??
Should I work with a debt councillor or should I file for bankruptsy??? Which is more beneficial??
Big time debt, credit cards at max and creditors hounding us and we never have time to do the ...


 Can you use a credit card to buy gift cards?
I was told that all gift card purchases must be in ...


 Can a recovery agency attach your wages for a 6 year old credit card debt?
I got a call from a recovery agancy about a credit debt and they said if it isnt paid they can attach my wages. My wages are already attached for child support, I thought only the goverment could ...


 Who pays credit card bills in case of a relative's death?
My great aunt pass away. She has no living husband or children. Who will have to pay her bills? She also had no will....


 How do you?
how do you build up your credit. I have no credit history and i have no clue about the whole credit thing. Can someone help me....



Bambi
IS IT iMPOSSIBLE?
IS IT TRULY IMPOSSIBLE to get a loan with very bad credit! credit cardS in collections!!
                     
 




inaccord18
No, it's not impossible. Very unlikely, but not impossible. At our bank, if a loan is non-conforming (not meeting certain criteria) they go before a loan committee that has the final decision. If you have very good employment record or very low debt to income ratios, you have a slim chance. If you're good friends with someone high up in a bank, that doesn't hurt either. ;)


jredfearn08
yes no maybeso


Jimbo
no, go find a bank that will work with you, they might even offer some consolidation help too. If you show dedication to them, they will help you out.


dawn m
Only if you have no co-signer and unless you want VERY high percentage rates.


longneck242002
Rating
I would say yes, impossible.


Doug
It's hard.


tonalc1
Rating
It's very hard, and you'll have an enormous interest rate. Not worth it. Pay off the debts first.


triggerhappy
Rating
Not impossible but difficult and you might find if you do get one you pay higher rates of interest as a result


krnsspott
Rating
it's hared but not impossible....try a mortgage broker or a bank for a loan...you'll prob pay higher interest but you can reestablish your credit


PBarnfeather
Rating
The bank would probably want full collateral and a very high interest rate. I doubt if it would be worth it.


jaydragon0
Rating
Yes...and if you do find a source to loan you $$$ you'll pay such a high fee and payment..your likely to default on it.


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