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 How can I build my credit score fast?
My credit score is 525. I know very poor! I owe $1500 in medical bills and $600 in other bills( con ed, cable and verizon) these are all in collections. I also have a car loan in the balance of $23,00...


 In debt up to my elbows and need help i owe 4 credcards 15,000 how should i go about my way is not working?
im in debt up to my elbows and need help i owe 4 credit cards 15,000 how should i go about my way is not working and im so stressed out it consulidating a good idea or not im seriously thinking about ...


 I am thinking of letting me car be reposessed. How much will it hurt my credit?
I cant afford my monthly payment and am behind $1600.00. My dealership says they can get me a car loan on a less expensive used car with a co-signer and then to have my current vehicle repossessed. T...


 Money??????
What is the fastest way to earn some ...


 Has anyone had credit repair done for bad credit? Only true personal experiences please.?
I need credit repair and advice but im skeptical of scams out there. Please let me know of any credit counseling in Houston.

...


 Where can find a website where I apply for a credit card for people w/bad credit?
Are there any other than tribute, salute,continial fin., orchard bank or first premier....


 I am in debt and trying to get a loan for £7,500?
I have got 5 credit cards all with high monthly payments I need one loan to pay off these debts and nobody will help.

I am a council tenant, self employed cash in hand with only commission ...


 BAD CREDIT after turning 18 i didnt make payments etc,now 20 i have paid everything in full is my credit good?
I got a credit card after turning 18 and i was doing good with the payments at first but being young and dumb i didnt pay after a while and had creditors started calling etc. now im 20 and i have ...


 If a lender has made an incorrect entry on my credit file can i insist they remove it?
I was charged incorrectly for a bill and i rang them to change it, they eventually did change it and i paid the correct amount in full but they made a mark on my credit file for the old incorrect ...


 Could I get a credit card?
I don't know much about credit cards other than the absolute basics. I'm 18, in full-time education and only work 1 day a week so I don't earn much. I'm very careful with my money....


 Where can i get a low interest loan?
...


 Credit card worries.?
i left uk owing over 25,ooo! Two years ago. I want to come back home.I dont have money to pay cards,no savings,no job.But i no affraid to work.What is best plan of action? I dont want to be paying ...


 Do you pay a fee to activate your credit card?
I just wanted to know is it normal to have to pay a fee to activate a credit card? I was told if you have to pay its a scam. Thanks in adavance....


 What does VISA stand for?
...


 Credit Card courtesy check loophole?
I've got a credit card that sends me courtesy checks with 0% interest for a year. What's to stop me from writing a check out to myself and depositing it in my high interest savings account ...


 Creditors calling my house, my parents at work, and our cell phones at least 1 to 10 times a day..?
I am 25yo student, currently no job and living with my parents. I have accumulated a lot of debt and obviously have one creditor calling my cell, my parents home, their cell phones, and their jobs. T...


 Why in this day and age does it take 4 days to clear a cheque?
...


 Credit card debt...?
i have about 4-5 diff credit cards that are maxed out im about 7000 dollars in debt they keep callin me to pay it nd i keep tellin them ill make the minimum but i cant because i have to make the ...


 If you had a credit card limit of 25,000,000.00?
if you had a credit card limet of 25,000,000.00 what would buy or would u only use it when u really needed it?...


 I am trying to get back at credit card companies for sending their useless offers.?
I need more ideas. I already stuck trash in the business reply envelopes and stuck priority mail labels on them....



2Hott4U
Iam 18 years old, and have no credit but i want a credit card how can I get one?
                     
 




fuilui213
Rating
try to get a cosigner..the only thing is that you must be responsible and pay your bills on time. if you do this, this will help your credit as well as the cosigner's. do not screw up their credit!


miketorse2
Rating
You going to college? If so, you'll be offered tons of credit cards.


daniel r
try capital one. they give cards to just about anyone. they will charge a 69 dollar annual fee and give you a low credit limit but it is a start. also try household bank. better card less fees.


hunterlm84
Rating
You might be able to get a Student Credit Card from your bank. It will have a low spending limit on it (like, $500 of something).


~Trey
Hi 2Hott4U,

Start with a cell phone or another like creditor to help establish a credit profile. Have someone sign with you if necessary.

Apply for a secured-credit card.

Buy a small used car, again have some one help you by cosigning if necessary

After about 3 to 6 months of good payment history apply for a regular credit card. The interest rate will typically be higher since you are just starting out, but at least it will get you going.

Good Luck,
~Trey


BonesofaTeacher
first learn all about them from people who have had them (maybe your parents or older friends or people at work?)
Normally you will get free offers in the mail. YOu can apply
for one that way. Make sure you know what you're getting into
and how it can ruin your life before you start charging things.


AsianPersuasion :)
Rating
Apply for one. As l;ong as you have a job, you will probably get one.


Jonas with a Z
If ur 18 stay away from credit cards. Look at all of the other people on here who are in hell because of credit cards. Instead of using credit buy things with cash. It's a lot harder but you will save yourself a lot of money and headaches.


sexytrojan
Start small and get a department store or gas card.


amandax086
if ur going to college you can get some. if not try capital one. thats what i had to do. go to www.capitalone.com. its hard at first. try getting a car loan. if u can have someone co-sign ull still get the credit.


wish-u-knu
why do you need a credit card? all you have to do is apply for one on one of the many thousands that you get in your mail every year. keep in mind interest rates are going up and credit cards will take you for all that you have if you do not use them wisely. pay off the balance as quickly as possible. never send just the min. payment due. that is the best way to build a good credit history and have a good FICO score. however having to many can cost you. maybe 2 will be good over long term. good luck and use them wisely. dont start overspend just cause you have 5,000 limit.


ashlie
Sears was the first company to give me one when I had no credit history.Just be careful, your credit rating may not seem important now but when you get older and want to buy a house or get insurance or even get certain jobs your credit score is a huge factor!!!Good luck.


tuesdayisgreat
Rating
easlily from here
http://andycaine.approval4u.hop.clickbank.net


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