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 Does any one know how i can get a better credit rating?
got ccj's and cant get credit any ...


 Do u own a credit card?
because at 28, i dont at all.
i still use cash. is that bad?...


 Getting a Credit Card under Sons social....?
I was wondering if anyone knows if you can get a credit card or any other type of credit under a person child's name and social if the child and one of the parents have the same exact name? Does ...


 How do the credit repair companies fix your credit?
Iv'e heard they send letters but how can I learn aboutit to do this for myself and my friends and family?
only serious answers....


 I am tired of interest charges being like a loan shark charges in the USA. Who agrees?
Finance charges are so horrible in the USA. They will never go down.
Additional Details
For those who claim I am a dumb blond. I only owe for my home. 3 acres 4 bedrooms, 2 bath, Over 25...


 Using cash or credit card for gas/groceries?
for gas and groceries-do u charge or use cash?...


 My mother lost her husband? is she responsible for his credit card bills?
...


 How to get a loan teenager?
im 16. have already graduated. have full time sales job and part time weekend job. i have enough money to afford a nice truck payment. how do i get a loan, when my parents have bad credit and cannot ...


 How should I go about raising my credit rating?
About 8 months ago, I applied for a credit card. I use it religiously about 3-5 times a month (usually about $20/month) so that I can raise my credit rating. I currently have Capital One so the APR ...


 Credit cards:?
Anyone have any more options for first timers? I have been trying to get one ( I have no credit at all) and have been denied by EVERYONE! I am losing hope! What do i do?...


 If my husband moves out of the country am I responsible for his credit card debt as well as mine?
I will need to divorce him soon and wonder if that is possible on 2 separate continents? He is crazy mind you, and is fleeing from all responsibility, both the debt he incurred while we were ...


 Are you criminally liable for defaulting on a credit card bill?
On my one credit card with a $10,500 limit, I missed a payment and the interest rate alone made me over the credit limit. Without moving in with parents I wouldn't have been able to get it paid. ...


 $ 10,000 loan needed A.S.A.P.!!!?
long story but i need a ten thousand dollar loan before the end of this month!?...


 What's the best credit card for a college student?
I'm looking for a good credit card with low annual and monthly payments and a decent APR. I would be using it mainly for bills and other living expenses....


 I don't have any Credit, and I'm trying to get a loan, for college, what is the best Loan for me ?
I start College August the 6th, and I need MONEY !!!
Please Help !!!...


 HELP! I think I am being sued by a collection agency?
I just got the letter from their lawyers stating that might come after me and take me to court. It is an old SBC bill for $2800.00 from back in 2003, what happens if they sue me? What does a ...


 I have really really bad credit and i need a small business loan ?
is there any website that are legit and i can get a small business loan with really really bad credit and kinda fast too i need about 20,000 dollars please help ...


 Is there any loans out there for people with bad credit?
...


 If you have filed for bankrupcy almost two years ago, how long does it take to see your credit score improve?
...


 Any ideas on how to pay off credit card debt fast? i will never get it paid off at the rate i am going?
i have some credit card debt.. i have great credit and dont want to ruin it but it seems that i will be paying till i am 90... i dont use them at all. but the balances i do have are taking forever to ...



Terry
If I brought something on my credit card, if I take it back can I get a cash refund?
                     
 




Kinkydiva
No a cash refund can only be obtained if you paid cash


me
Rating
No the refund has to go directly back onto the card unfortunatly

Only if you paid by cash can you get a cash refund


fatrab
Rating
No they normally re-credit the amount to the card


blondie.
nope.
you have 2 options:

1. refund the money back onto the card you brought it with (no cash)
2. exchange it for something else.

hope this helps.


haria
Rating
No you do not get a cash refund. Most of the shops allow you to pick up another item of the same cost.


Classy Granny
No, they will credit your account.


DaMan
Rating
Retailers are not banks and they have gotten hip to some customers' desires to monetize their credit.

As a result, retailers issue refunds in the tender of the original transaction. If you paid by gift card, you get gift card credit back. If you paid by credit, you get a credit back to the original credit card used. If you paid by cash, you get cash back.


Lily B Talus
Rating
no


percie01
Rating
Your best bet is to swap it for something good in the sales!


Laurie P
Rating
no and don't ask them at the counter as they get it all the time just be happy to get your money back they are going to cut back on refunds soon in some of the big shops-keep your face and don' task ok you'll look more honest? get it


rennickelizabe
Rating
no it goes back on your card


andy
Rating
No, they always credit the charge back to your credit card. If you don't have your credit card then a lot of the time they will give you store credit. I have never heard of where you pay for something with a credit card and they give you cash back.


andy w
Rating
They will only ever refund to the card.


puffin57
Rating
No, the refund would go onto the card.


WENDEL HOMES
If you did buy an item with your card or cash then you are not ENTITLED to a refund UNLESS you can prove it FAULTY, however many stores do allow a swap as a good will gesture.
If it is faulty then a refund is fine, money for money, card refund for card usage.


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