 Would i be left with the bill? please help? |
| my partner of 3 years has just opened a joint account for us both we are not married, he has also just signed up for debt management as he was £24,000 in debt (not through me) now if anyhting should ... |
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 How closing a credit card account (1 month of use only) can influence in my credit score.? |
| I opened a credit card account a month ago and I misunderstood the policies. I want to pay the bill and close the account. I need to know how that affects my credit score and how bad it is to my ... |
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 Can I sue Dell for charging me twice and not paying me back? |
| I called Dell for them to fix my LCD screen, so they have to send me a box for me to send it to them....I sent them a check, and I call back 4 days later, and DELL says to me "we have not ... |
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 26yo w/ previous good credit - What is the best credit card for me? |
| I opened a bank account about 7 years ago. At that time, I had an excellent credit score (due to my parents I think) and I have only used my debit card since then. I need to open a credit card to ... |
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 If you have a master card, can you take out a cash advance.? |
please read before you answer, I posted this once and everyone thought that i wanted to go to a check cashing cash advance place and get money, that is not what i am asking!!!
I have a ... |
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 Can a collection agency collect or sue you for an account thats 13 years old? |
| there is a collection agency harrassing me about a debt thats 13 years old and hasnt showed up on my credit report for 5 years. im getting letters from original collection agency and now this new ... |
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 Is it possible to get a loan of 2000 dollars with bad credit? |
| i have a score of about 490! i know that is bad. i am working on it , but i will not be able to bring it up to par before i need this loan. what should i do?... |
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 What's the best way to build credit? |
| I am a student that just received my first credit card and strictly want to use it to build credit. I have a high 19% interest rate and $300 limit. Can I still get good credit if I pay the full ... |
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 Is a Credit score of 730 considered fair, good or excellent credit? |
| I know that applying for and getting rejected for a credit card will lower your score so Im hesitant to apply for a card that requires "excellent credit" Where does a 730 stand? How are my ... |
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 Does anyone really know how to repair your credit? |
| I hired someone to do this for me and it hasn't been working too well. I'm tired of forking out a LOT of money and not getting good results. Any info would be greatly appreciated.... |
|
 How much is your grocery monthly bill? |
| for two people average $190 a month up 40 from last year this time.... |
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 734 credit score to 837 right away? |
| my credit score is 734 because im 21 and only had credit for 3 years. i want 830 or higher right now. i never had a late payment, never had a missed payment. and there are no negative things on my ... |
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 Prepaid credit card as a gift? |
| is it a good idea to give prepaid credit card as a gift? i mean i was considering gift card but i thought with a prepaid credit card, you can use just about any where you go right? any comments...... |
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soybonita | If I call my creditors, can I ask to have my interest rate reduced? |
Is this possible? Would it be better for me to do this instead of using a debt consolidation service? |
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SPIFIMAN1
 |
Sure you can. I did it with my credit cards and they were very quick to reduce my rate when I told them I was going to cancel my card if they did not. |
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babalooie21204
 |
ummm yes you can--but you better show that you have been a good customer and are worthy of a rate reduction. IE. no lates, no calling up to have finance charges removed ever. Just remind them that there are other companies that will do balance transfers at 0, 1, 2% -- assuming you have a balance that is worth transfering (over 1500). |
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KC G
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Vague question.Incomplete information. |
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cory314159
 |
Yes you can call your creditors and ask for a rate decrease, however be prepared to explain to them why it is in their best interest to do so. For example, do you have a long term relationship with the institution and have you been a good customer? If so, they may lower your rate to keep you. Do you have a competing offer from another company that you can ask them to match or beat to keep your business? Whatever the reason, be prepared to explain why your asking for the rate descrease.
Good Luck! |
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Morningstar
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Yes you can. To keep your business ,if you are a good customer, they will usually also give you a raise in your limit,
so you won't cancel. |
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island3girl
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my friend has done it. she has also called and delayed her payments.
the worst they can say is "no"
good luck |
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QuestionQueen
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Yes you can they will work with you...... |
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Terry Z
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I would do it first explaining to them that if they reduce my interest rate I will be able to pay off my debt to them that much quicker. Paying off your debt is what business's want to hear, so I imagine all that will be necessary is if you call them. On the outside chance that they say "No", then have a debt consolidation service call them, but the service charges a fee so you debt has got to be high enough to equal what the service is charging you. |
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