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 Free credit report????
What is a site that gives you your credit report for free and is not a scam?...


 I have gotten myself into debt bc I am stupid!?
I have gotten myself into credit card debt its not really bad but it is bc I cannt afford it right now. ITs about 6 thousand dollars. I want to know what my options are if I have any that could help ...


 What are some good store credit cards?
Doesn't have to be a visa,or master card and whatnot. Just a cute store that offers a card. I've already got Macys,Dillards,and Victorias Secerts under my belt...but WHAT ELES!?...


 I need credit advice. i stopped paying some of my bills and have ruined my credit. how do i repair it?
...


 Credit report....?
I check my credit report online regularly as I am trying to pay off my credit cards and improve it so that I can start thinking ahead to the future, when I'll want to start buying my own house ...


 Is This The Truth, Or Just A Scare Tactic?
Are rental car companies pretty good about accepting the collision damage waiver that is provided with a credit card? I found out today that my credit card that I will be renting a car with, offers ...


 Is 800 really that hard?
For some reason I can't reach that..I'm 792 TU, EQ 785 Ex 766.....there is NOTHING bad, ZERO debt...perfect pay 30 plus year history ...


 Credit cards!?
ok my credit isnt great..isnt bad..just establishing..wheres a good place to apply...and noo fake ones please.....


 Mom wants me to pay 500 dollars of her credit bill because intrest is so high?
She has a card with like a 470 something balance with a really high interest, and she keeps asking me to pay it with my card so that she can stop paying the high interest and the annunal fee that ...


 How do I negotiate a the best payoff of a credit card?
I have some capital 1 credit cards that are in collection and I am ready to negotiate a settlement. Are there ways to get the best percentage or do the collection agencies have a bottom line they ...


 Does getting your credit checked do anything to your credit score?
I'm about to start looking for a new vehicle and also a new apartment. I've heard that when your credit report is looked up, this brings it down. I may be dumb for asking this question, ...


 Want to check credit score, Whats the cheepest way to get your score?
I know there are three places to get your score from but I've see websites that get your score from all three places for a discount.

Does anyone have any recommendations on where or ...


 Rebuilding bad credit. and credit cards?
I am slowly rebuiling my credit after making some really stupid choices in college. I closed all my credit cards.Oops! Now I have a great job and I pay all my bills on time. But its repairing my ...


 How to take out a little car loan when your 18 with no credit history?
...


 How do I find out my credit score for free?
I've gone to a bunch of sites that promise free scores, but then i find out that it's only after you sign up for a paid service! Any credit report websites that are legitimate and actually ...


 What if I dont go to court for a credit card that i was served papers?
for to pay back?
Additional Details
I dont own anything for them to take.. Really I was wondering if i could be arrested?...


 Should you pay off a debt or save and pay little at a time?
...


 How can i find a list of payday loan places in my city?
i typed in payday loans and not many listings come up. is payday loans the correct term??...


 Can you pay off a car loan with your credit card?
YES, I KNOW THE HORRIBLE EVILS OF CREDIT CARDS!

Okay. Right now I have a 10 year car loan and I owe $30,000 on and we pay almost 10% interest on. I have enough credit to put my entire ...


 Im in a debt management plan but have just phoned up...?
and they said when i first started with them i owned £6,500 or just under, i have now been with them for 2 years and i just spoken to them on the phone and they said i now owe just over £5000...
...



Joe
If I can not make car payments can the bank sell my house to get the money owed?
If unable to make car payment can the finance company sell my house? Can they enter my locked garage to reposses the car? Can they take money from my pension and or social security?
                     
 




Ask M
Rating
they can only take your car, as far as enter a locked garage,
I'd check with your local state Laws. Mine can't repossess
unless I'm behind three months. They take your car, if you
not home, they SHOULD tell you where you can pick up
your belongings, they sell the car at Auction, and then
they are supposed to send you the Original Bill of Sale,
and then your balance gets calculated. You can hire a
Contract Lawyer and have him read the fine print.


stan c
Rating
If you're having a temporary cash flow problem, call the bank and see if you could get a 2 month extension. If you have other debts that are also past due, perhaps you can refi your Ist mortgage and consolidate all your bills to 1 monthly payment. If you do refi, make sure you get a fixed rate with an open end which means you can pay down the mortgage anytime.


spirishno1
It depends on the state that you live in. They may be able to put a lien against your home. If you cannot make the payments, you should just turn in the car. Its a lot less hassle then always trying to dodge the repo man because you cannot make the payments.


sandwest
Rating
The bank cannot sell your house unless you listed it as collateral for your car, which would be unwise. I do not believe that they can enter your locked garage to repossess the car, and they cannot take money from an authorized pension fund or from social security benefits.


SPIFIMAN1
Rating
They can repossess the car from your locked garage if they have notified the local police and you have refused them access to the vehicle.

They can not sell you home or garnish your Social Security or pension plan.

They can attach bank accounts, garnish your wages (if your State allows it) and file liens on any other property you may own like cars, boats, land and homes. They must first take you to court and get a judgment, but they can do it.

This way if you sell something that they have placed a lien on they will be paid from the proceeds after any first lien if there is one is paid.

Add this to the fact that after they sell the car at auction for less then it's worth they will come after you for the balance plus all fees for the repossession, storage, towing, interest, reconditioning and lawyers. This can amount to several thousand dollars.

All of this will show on your credit for the next 7-years making it almost impossible to get any other type of loan without making massive down payments, paying huge fees and State maximum interest rates.


james m
Rating
They cannot sell your house nor garnish your SS pension.In order to enter your garage (locked or unlocked ) they would have to have a court order and be accompanied by a law enforcement officer.


Christie
Rating
The car is the collateral on the loan, so they can definitely take the car back. You can't keep the car if you can't make the payments - that's fair, right?

With a warrant, yes, they can enter your locked garage. I have done so in my work, when repossessing an automobile.

But no, I don't believe under any circumstances they can sell your house.


Thomas B
Rating
Yes they can re posses the car, and if you resist with a warrant they can come with police and you will have to surrender your car.

If you are having financial problems contact your financing company and work out a payment option they will only entertain a payment option if your car is purchased not leased.


Sugar
No, they can't sell your house, your vehicle financing is seperate from your car financing.
They can't take anything from your social security or anything else, the only thing they can do is repo the car and put it on your credit. So if you are behind on your payments I'd suggest taking anything out of the vehicle that belongs to you, b/c you won't get it back if they repo it.


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