 Co-Signing Troubles!!!? |
| I co-signed on a car for my sister to help her out. The loan has about 10,000 dollars left on it and the bank is going to repo the car. I know my credit will be TRASHED, but will the bank garnish my ... |
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 Would you call debt collectors back? |
| I just got a phone call and when I answered it was an automated message telling me to call a woman (gave me her name) and that this was an attempt to collect a debt. I think it would be silly to call ... |
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 Real or con? |
hi guys, have ever heard of business propsal that sound like this
A banker offer you a propsal that profit split 50 - 50
Then he / she will ask for your personal information like name, ... |
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 If information viewed on my credit report from the credit bureau is in accurate, what do I do? |
| I have recently reveiwed my credit report through experian credit bureau. Several account paid are still reported as open. Do I contact the credit bureau or the credit agency itself?... |
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 I am 19 with bad credit. Please help!!? |
| I two credit cards that are closed do to lenders' request from being delinquent 60 days. Now I have a poor score according to Experian. I can't believe I let this happen. I pay my car loan ... |
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 Fixs bad credit? |
| i want to buy house need to fix credit to ... |
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 As I started a finance education course recently, I realized how destructive the credit card system is to? |
the country and the world. What can be done as an alternative so we can take back our freedom and sanity from the credit card companies?
Additional Details
for those of you who are not ... |
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 I can not a pay my credit card got no insurance on it? |
| IVE NO INSURANCE ON MY CREDIIT CARD IF I LOSE MY JOB AND I CAN NOT AFFORD TO PAY... |
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 Where can i find my credit card number? |
This appeared on amazon;
Important Messages
The credit card number you entered was invalid.
The data you entered for the payment method was invalid. Please re-enter it and ... |
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 3 years ago my credit card account went to a debt collections agency - can i pay it off and get my card back? |
| Probably havent paid any money for about a year as my circumstances changed and my account went to a debt company. i owe about 800 pound, maybe 1k now with charges. I havent had communication with ... |
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 I have four charge off Items on my credit 3 years old & less then $400 Will it help or hurt my credit if I pay |
| 3 years ago I hit a rough stretch and defaulted on a cell phone bill and a few doctors bills. I want to know if I paid these Items now, If it helps or hurts my credit score. All four are listed as ... |
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 Transfuring a credit card balance to a 0% card. what to do??? |
Hi, I got an offer to transfer a balance to a new card . I not sure how this works.
1. If I decide to transfer, Do I have to close old card because I still have half the limit left on ... |
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| A few questions about credit cards? |
I was thinking of getting a credit card ..but before i do i have a few questions and i am hoping someone will be able to help me.
I was thinking of starting with a credit card of a limit of $500 ... |
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euges116 | If I cancel/close my credit card...? |
I have a couple hundred in my balance on my MasterCard. Can I close it? I mean, I don't want to use this card anymore for other purchases, but even after I close it, I'll pay it off. I just don't want additional charges on it--for sure. Can I do that? Close it first? And what if I'm waiting for a refund? Will I be credited after I close the card account? |
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Weatherman
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Pay it off then destroy it.
And as for a refund - what's the point of having a card if you keep a positive balance on it. |
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spot
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If you cancel, your credit score may suffer because your available credit will be less. You can just keep it open and not use it. |
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Mopar Muscle Gal
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closing it will hurt your FICO score
score will go down
keep the card open, pay it off and the FICO score will go up |
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m_c_m_a_n
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Your card is just an extension of your account. You can call and cancel the account but they may ask for your entire balance.
I would just destroy the card and continue the payments until the account is paid, then formally cancel. |
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curious ma
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You can't close an account with a balance or with a credit. You must pay it off first and if you have a credit coming receive that first and then close it.
I understand the need to not be tempted to use your card so I suggest just cutting it up and that should put your mind at ease until you close the account.
Kudos to you for being responsible!!! |
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derek
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They will charge you interest as long as you maintain a balance (even if you close the account to further charges).
Be firm with them as you request them to close the account to further charges. Be prepared for them to say that they can't close the account until you pay your balance down to zero.
Even if they won't close it to further charges or not, just cut it up and pay it off. Once you pay it off, then you can close it (try writing a letter if they give you the run around on the phone). |
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savitha p
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Should the laptop LCD screen have a OFF switch in it so I can switch it off while the system is on, to save power? How do I find what is the breakup % of power consumed by each part in a laptop in a pie graph (Power consumed by LCD screen, Power consumed by hard disk, etc. each separate-separately mapped in a pie chart)
I run a company and I interviewed a candidate for a job. I gave him a job, appointing him as "assst. typist" in a standard white paper I wrote "you are apointed as typist". The idiot fool is saying I must give it in company letter head, in order for it to be valid and also for his future career it will be needed for records, I said, why not this is a paper why you not believe it? Dont you believe the paper the Bible is printed on? Or the Geetha is printed on? If you believe that , why not you believe this paper representes you are working in this organization? He said atleast give me in stamp paper i said what for? Are you fool? Are you educated ? dont you know just by changing by name in Arabic representation and writing in snake language I represent Divnity and the right to enjoy oil in my land for me and my own people alone? he said you must give it in company letterhead , with logo and seal to IDENTIFY THE ORIGIN OF YOUR AUTHORITY, i said what for? are you idiot? are you mentally retarded? you are not believing what i say? I represent sankara mutt, i am chidambaram, i am sivam himself, he asked why should i care? i am not here to answer your questions even because you dont exist to me unless you are doing me a favour (paying money or salary for work done), and unless you are giving a letterhead appointment order your job might as well have been done as a waiter in hotel saravana bhavan where jobs are given without appointment orders, just by word of mouth? |
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Sawcutting Shogun
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YEs, cancel then pay |
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tonalc1
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If you close an account while you maintain a balance, they increase the interest rate to the maximum allowed as a penalty.
Pay it off, then cancel it. |
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Mr Sexy
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Yes , you can close the card, even with a balance. You will still get a monthly bill just like you have now with interest accruing each month. Refunds will be sent by check if you overpay by mistake, but no, you will not be getting out of paying interest.
Closing it is just a way to tell the bank you will not be using it anymore. They actually like this cause it prevents fraud or erroneous charger |
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