Whats the fastest and guarenteed way to get a loan? with bad credit....? |
| i went to court the other day and they said i had to pay some tickets off within 2 months. the total i have to pay is about 4000.00 dollars. is there somewhere i can go and get a laon? i tried my ... |
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Does too many credit checks affect your credit scoring? |
| I've had a few credit checks done recently when shopping for loans and stuff - can that affect your overall credit scoring - cos other than that my history is near on perfect so i don't ... |
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Why do people struggle financially after christmas...is it because they got everything on credit for xmas? |
I'm confused here..all my friends are saying they are so hard up financially now christmas is over.
They got everything on credit for christmas is that why?
I started buying in F... |
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UK please: what is a good credit card to apply for? |
Additional Details Lol thanks - I'm aware of the current financial situation but I got one recently - no troubles- and need (not 'want') another for my own personally ... |
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Need a small loan 1,000 $? but under 18 ? |
| I need a loan of about 1,000$ dollars to buy a new camera im underage with no credit cards but my parents own some so could i get a loan through them i could only pay about 50$ a month where could i ... |
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How hard is it to get a auto loan ? |
| The lease is up on my vehicle, and I need to get into a new auto loan (or lease). The car I am looking at has a sticker of 22,000.00 My credit score is about 630-640 and the person who is co-signing ... |
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Will using my debit as a credit card build my credit? |
| I have a debit card with a small bank and I was wondering if using my debit as a credit will increase my credit? I am trying to apply for a credit card, but got denied by chase because of no credit. T... |
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Can I lie about my age to get a Credit card? |
| Is it safe to lie on a cerdit card appliction so I can get a credit card. Because the only reason why I need one is for business/emergency purpose only. But I too young to even apply for one.... |
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Someone used my identity to open a credit card. What do I do? |
| I've been playing phone tag and nobody will give me answers. I tried looking it up on line and things are contridicting themselves. I need someone with personal experience to help me. I'm ... |
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Does it help or hurt my credit score if I get a home equity loan? |
| I do not have a great credit score, but only one Visa card and two others. I know the formulas are secret but does anyone know if this one factor has a predictable effect?... |
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I just got my credit card ... ? |
| So if i want to buy something (google ads) if i just buy some it will add to my balance and then how do i pay for it and is the limit to pay your balance the end of the month or something because its ... |
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What is the best credit card for an 18 year old? |
| I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I ... |
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I got ROBBED!!!? |
| I returned something back onto my debit card, but it did not post today, I have been spending money today, and I am in the negative, when realistically, there is plenty in there, it just needs to ... |
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Is it legal to give credit to someone on social security benefits? |
| i have been given credit while on bebefits and the interest is very high, do i legally have to pay it all back? the collection agency have stopped collecting payments and now sending me ... |
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Can you build great credit, without credit cards? If so, how? |
| I am about to have my first job ever, start paying taxes, grown up things you know. I don't want credit cards, I don't want to spend money that I haven't earned, and end up in debt, ... |
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Oh, it's like that? | If I cut my credit card up and someone taped all the pieces back together, would they be able to use it? |
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SPIFIMAN1
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Not if they had to swipe it but they could use it to buy things on the web or over the phone. |
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Roxy G
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don't just cut it up, call in and tell the credit card company you want the card cancelled |
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Charlie
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Online or over the phone yea. |
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Jeff T
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Perhaps.
A second layer of protection is to put half the pieces in this week's garbage, and half the pieces in next week's. |
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Michael M
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they could make purchases online |
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Cousin Chopstiks
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Yea. So yano what u need to do, is u need ta have yoself some fun. Take your card, cut it up, light a fire, and then melt it.:D |
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HuaracheKid
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In person - probably not unless the cashier is an idiot
(Though if the thief can swipe it through a self-checkout and not get noticed, granted it works....)
Web/phone - sure
People keep talking about canceling the card - maybe it is a replacement card (current one about to expire) and the person is cutting up the old one? They may not want to cancel the account in that situation. If this is the case, cut up the old card AFTER it has expired - that way even if it is all taped together it can't be used. Cancel the account only if you truly want the account closed. |
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debijs
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~~It's possible for it to be used if they can read all the numbers, then they can shop by mail or phone. Always shred those cards. You can contact the credit card co. and tell them you want it closed.~~ |
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nerdyroberts
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ONLINE OR OVER THE PHONE YES. BUT WHY DID YOU CALL AND CANCEL IT. |
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tholeeder
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did you cancel it? if the account remains open and they get hold of the card they can use the account # and security code on the back to buy on line or over the phone ,it probably couldn't be used person to person,so report it to the bank and they will re-issue a new # and cancel the old.............tom |
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kapn
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If they can make out the numbers.......phone or Internet orders possibly........no swipe......magnetic strip is destroyed.......call and cancel you card........then your covered....... |
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