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 Should I ditch Capital One, and get a new credit card?
Hey Guys!

I'm Alex, and really need your advice on this subject. I currently have a Capital One Visa credit card, but seriously thinking about canceling it because I've heard so ...


 My husband filed bankruptcy before we got married, I need a new car..........can he cosign for me?
I need a new car and I need a cosigner, come to find out, my husband filed for bankruptcy and he didn't even told me until now. The good news is he is about to get discharge, but I need a new ...


 Is Debt Settlement a good alternative to bankruptcy?
Does Debt Settlement restore your credit in fewer years than bankruptcy if your can't afford debt consolidation?...


 I'm not working for two years now and my money that was saved I used it to pay my bills now the money done.
...


 Should I get a credit card?
I am 19 years old and I want to build my credit up. Would it be a good idea to just get one credit card, a very basic one, and then charge about 50-100 dollars a month on it, and pay it every month. ...


 It is good to pay off your credit cards each month or to carry a balance?
...


 Is a credit card safer than a debit card?
I know what the difference is in terms in getting credit, but not that is what I'm interested.
I want to know if its safer, for example I've heard that if I make an order using a ...


 My parent's credit score isn't good enough for me to buy A new Computer! What do I do?
OK, so I'm 14 and we have a family PC that is really crappy. I want a Dell that is only 18 dollars a month, which I can afford. But my dad says his credit score isnt good enough, so I have to ...


 Since I paid off 3 credit cards, should I just outright cancel all 3 of them?
I have 3 store credit cards that I just paid totally off this week. The only other credit card I have is a Amazon Visa. Since the Visa has a lower intrest rate than the store CC I carry.......it is ...


 I'm 22. Where can I get a credit card?
...


 If I have 2 collections on my credit report from 2004 should I pay them to raise my credit score?
I've got a cable bill and a radioshack credit card from 2004 on my credit report!!!!...


 What is the best credit card for me, I have very little credit?
I am trying to get a credit card to start my credit, but so far I hve been denied by Capital One and Chase (Master Card.) I am a full time college student and I don't have a job on the books. I...


 Payoff Closed Credit Card Account?
My credit card account has been closed by the creditor, but it has a balance due in the amount of $908. I'm working to clean up my credit report and payoff any outstanding debts. Should I pay ...


 How good does your credit score have to be in order to qualify for a car loan?
I want to trade in my car but I don't know if my score is good enough. Its at 687 right now ...


 Do credit cards improve your credit score?
Im trying to improve my credit score, (which is in the medium poor range), I just opened an unsecured credit card with a small credit limit, (300$), I was thinking of opening another small acount, W...


 Bad credit car loan?
Okay i have awful credit from past young stupid mistakes. I make great money now and could easily afford a car payment. however, i cannot find anyone willing to take a chance. i realy wish you ...


 I have a credit repair guy that says he can remove slow pays etc etc from my credit. for a fee.?
Personally I don't care about the ethics behind it I just don't want to get ripped off. He says he can do it for about $300. Anyone out there have any luck with credit repair??...


 My bank notified me that a check I wrote was returned. What do I do now?
It was for a credit card payment to Target. Do I need to go there or will that contact me or will they just try to re-deposit it? I have the money to cover it in my account now.
Additional D...


 Why do banks ask for your national insurance number when you're applying for a bank account? do they check

Additional Details
the number, because i can't remember my number i think i got it right but now i'm not ...


 What can someone do with your social security number?
...



JIVE TURKEY
If I don't plan on ever buying a new car or buying a house, should I not care about having good credit?
I think i'll never buy a house and I always get used card and pay cash for them. Why should i care if my credit is not good?
                     
 




snape4good
Yes you should.

Some jobs check your credit and you will need good credit for so many other things - a cell phone, some utilities... And, what is something happens and you need extra cash? Maybe you get sick or someone you love gets sick...


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