 Credit score on first date what's up with this chick? |
| Last weekend I went on a date and the chick asked me about my credit score which was very odd . What do you think she would asked for my credit score? Is she trying to figure out if i'm ok for a ... |
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 What is your credit card debt like? |
| Are you in too deep or are you managing it?... |
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 Getting out of Debt!!? |
| I currently have 6 seriously delinquent/charged off accounts totaling about $9,000 and one $11,000 car loan that is current and paid on every month. This is technically my only revolving credit. I ... |
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 Credit cards? |
| I orginally applied for a student credit card beacuse I'am 18, but on the application it asked for a student # which I don't have because Im not in college just yet. How do I get a student ... |
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 Credit cards?? |
| Thanks for reading.. I would like to get a credit card and need help?? I don't have a credit rating and would obviously want and need one for future. I am 22 years old, never been in debt and I&#... |
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 How can I possibly pay back debts when I am a full time student? |
This is starting to get really stressful and with school starting again next month its going to be even harder to make my monthly payments. I need advice
Additional Details
Its credit ... |
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 Where can i get a loan with bad credit? |
| Ok so I have been offered a new job out of state, the job won't pay for my moving expenses buut I already have the job and just need to get there, i need about a 3,000 dollar loan so I can get ... |
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 Could this work???? |
| My husband and i didnt pay on his credit card since april because of financial problems, now they are calling and wanting half of the amount by the end of next month. which is impossible for us ... |
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 Where can i get a free credit report? |
| I have used the Annualcreditreport.com Maybe in January, and i know that I get 30 days with it then I have to see it yearly. But I recently had someone looking at my report for a credit check and I... |
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 How do I get rid of those pesky Credit Card post office mailings? |
| I heard a news story about this in my hometown but I didn't get a chance to actually watch the story to see how to get rid of credit card mailings. Everyday when I come home to check the mail..... |
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 NeEd A LoaN? |
| Hello I have terrible credit!!! I am in a state of emergency and payday loans are not an option for me! Does anyone know who lends to people that are in my ... |
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 Im 22 years old and my credit is ruined...but? |
| i payed off everything that i owe but cant get any sort of credit, how can i reestablish my credit??? and without going to some credit counseling place??... |
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 If you ask for an additional card for someone in your family on a credit card application...? |
1. Do they check that person's credit report/score?
2. Do they take that person's credit profile into consideration when they decide to approve/deny your application?... |
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Sunshine | If I don't use my Victoria's Secret credit card will it make my credit bad? |
I got a credit card from there because it saved me 10% on....something. : )
I thought it was just a discount card not a credit card. I doubt I'll use it that much. |
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Studly
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According to FICO, it's generally recommended to have 3-5 credit cards and use the occasionally. That's exactly what you are doing, so it's not going to hurt your credit score. DO NOT cancel it.
Victoria's Secret? Hmm...we need pictures! Yeah, can't advise any more without pictures. ;) |
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One
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If you have three major credit cards (VISA, MC) from different banks, then you don't need the Victoria Secret credit card. The store credit cards are not considered as important on your credit history as the major ones. If you don't need it, cancel it.
If you have too many cards, it will affect your credit scores. Ideally, do not have a balance. But if you do, do not have a balance more than 50% of the credit line of each card. |
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Frank Castle
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No. |
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tsbr1963
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no, doesn't affect your credit unless you use and AND then pay late. |
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sthorsen919
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it'll actually help your credit if you don't carry a balance on it. If you don't pay it or pay late it'll hurt |
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kk
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When looking at your credit rating, lenders will see what your available credit is, what your balances are, and your payment history. They also look for a mix of credit. If you have too many cards, or cards that are too new, it may lower your rating. If you keep the card for a while, and don't have more than about 2-3 other cards, it shouldn't hurt you. At this point, since you already have the card, you are probably better off keeping it unless you have more available credit than what you would be able to pay off. |
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wabbitqueen
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Having a card you don't use does not count against your credit (assuming there is no annual fee, and your balance is entirely paid). No worries! |
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Tom H
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no, only if you don't pay it |
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sticknpuck82
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nope, just having it won't hurt your credit. |
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bubb1e_gir1
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If you don't pay off the bill, yes it will lower your credit score. If you don't use it it won't change a thing. |
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ninnapablo
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Its not going to ruin your credit as long as you keep paying whatever you need every month. Actually, is you think you are responsible enough to make your payments before the limit day, its is good for your credit, it will grow |
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doug m
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Store credit won't necessarily hurt your credit, but unless you use it and pay it off regularly, it won't help your credit. Store cards are seen as lower quality that major credit cards. Stores typically have lower credit approval standards than major cards. Pay it off and close the account. |
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LA :0)
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http://www.credit.com/ |
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boringguy
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nope it won't affect. just pay it off and the call to close the account.
open balances count against in case you want to buy a house, car etc.
if you dont use it, why have it. |
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