 Are there any free paid survey sites for 13 yrs. old and up?? |
| are there any free paid survey sites for 13 yrs. old and up that don't use points but cash instead??and that are not scam??..and for free??... |
|
 Should I file Bankruptcy or Not? |
| I have a total of $10,000-$13,000 unpaid, charged off, bad debt in total. This amount is for Bally's fitness, Phone bills, small credit cards, small medical bills, unpaid rent, department store ... |
|
 Will it affect my credit score despite of paying over credit bill the next day? |
| I have seen my credit card bill today which went 3 pounds over my credit limit and i have paid some money instantly within 2 hrs of statement period , so will it be affecting my credit score?... |
|
 How do i get my credit card company to cancel my debt? |
| i owe $16000 on my 4 credit cards all with chase and cant even make my minimum payment on any card. i lost my job and my wife is 2 months pregnant and i need help. i called a credit ... |
|
 Is it possible to deposit a check that isnt yours? |
| I recently sent out a check to my credit card's bank. Its been about a week and I have yet to see an update on my online statement saying that they received it. For peace of mind, is it possible ... |
|
 Cosmetic Surgery-NEED HELP PLEASE!!!!!? |
| So I tried to get financing through Capital One and was told no. Is there any other way to get the procedure done? If I was denied for this one, does that mean I can't get it done? Are there any ... |
|
 When you marry someone with a poor credit history, can you avoid having your own credit ruined? |
| Our son is preparing to marry a girl who owes about $3500 for medical care. It's been on the books for more than a year, she hasn't been able to pay anything on it, and she has elected not ... |
|
 $16k in debt--Solutions? |
| Hi! My husband and I have about $10k in debt split up through 5 credit cards, and personal loan for about $6k. However, we do own a home with a mortgage of only $100k, and are making payments on a ... |
|
 Ryan is with another girl so what do i do so i can stop them cause i really love them? |
| see i was with him for a very long time and he just broke up with me and got with another girl o what do i do.... |
|
 Can I get a Debit Card with a Visa logo on it at the age of 17? |
| I just wanted to know if I could open one up, and what I would need, if I can, to open it up. Thank ... |
|
 Does this sound like a scam? |
(from craigslist)
I am satisfied with the conditions and price as stated. I will like to make payment to you through Money Order... The check will be drawn from my company account...The ... |
|
 HELP......just found judgement on credit file!? |
| I had a loan with a credit union and paid it off (so I thought) back in Nov. 1007. The balance was around $14,000.00. Seems there was still a balance of $979.00 left. The loan was taken out in CA and ... |
|
 Too many credit cards? |
| I have many credit cards: two are from major financial institutions (chase and citi),others are from different stores (express,banana republic, vs)I have about 15 credit cards, is that bad? Should I ... |
|
 PROBLEMS REPAYING C/C DEBTS- can we approach the companies and arrange a settlement figure? |
| We are massively struggling to pay off our debts as my partner lost his job...another victim of the credit crunch...we have been taking any work we can get but it's not enough and now we simply ... |
|
 I can no longer afford to make payments on my Flat Screen TV. What should I do? |
| I financed it for 3 years about 2 years ago and I owe about $1,600. What If I just just stop making payments and wait for them to come pick it up... Will doing that affect my credit?... |
|
| How can I bump up my credit score? |
I have a 560 something and is fair.
I hate buying things on credit so I always buy everything in cash.
Additional Details
I don't have any credit cards.... |
|
 I have 3 credit cards (1 is dept. store) but i only use one which is visa, should i close the unused visa? |
| The credit cards that I do use are my department store card, and my primary visa card which i have had for over a year and a half (1,500 limit) the other card i do not use is an amazon visa card ... |
|
|  |
Bean ♥ | If I get a credit card when I am 18, cuold I build up enough credit to buy a house by the time I am 25? |
I was just wondering. I want a house kind of early. |
 |
 
dzwreck
|
Yes you most definitely can build up credit within 7 years so that you can buy a home. To be quite honest you can probably build your credit up enough within as little as 24 months (2 years) to buy a house as well. When establishing credit here are a few tips:
* Obtain 2 credit cards
* Obtain 1 auto or personal loan
* Do not charge over 30-50% of your maximum credit limit on your credit cards.
* Make your payments on time every month.
* Keep your accounts open, even when they are paid off, because establishing accounts with long histories is very important to credit scoring.
* Start off w/ department store credit card(s) or Capital One, Household Bank or First Premiere if you are having a hard time establishing credit.
You can also check out the pages below on builing credit and other credit tips: |
|
timssterling
 |
Yes you can, but youll also have to have a decent job. Just good credit wont do it. Also remember that if you charge up a bunch of debt that credit card can backfire and keep you from getting a house until youre like 35. If you get one make sure you only make small purchases and pay it off every month. |
|
ThatGuy!
|
Yes, absolutely.
May not even take till you're 25.
A credit card is a great way to build credit, some may tell you otherwise.
Just use it wisely! |
|
Lemongrass Green
|
Depends how much the house is and what your annual salary will be. Credit history is only one factor that makes up the credit score, so you'll have to work on others as well. Keep your debt to credit ratio low and save, save, save. You'll still have to put up a deposit regardless of how great your credit is.
It's extremely tough to keep great credit when you're young, but if you have a long term goal in mind then that should be enough to keep you motivated. |
|
docscholl
|
WATCH out for credit card use.
Best bet (and smartest!) is to go to your bank and talk with a home loan expert.
Tell them what you want to do and ask them to map out a financial plan that will help you accomplish this.
You are very smart in wanting to own your own home.
It is a wise investment and offers you a tax shelter as well.
You might also consider talking to some real estate agents about buying homes, what it takes and where the best deals are for young people.
There are HUD homes that the government sells, which can be bought with pennies on the dollar (although they sometimes need a lot of work).
Once you buy your first (or, "starter") home, fix it up, build up the equity (as in, pay additional principle each month) and sell it in a few years when the value has increased.
Then you can plow the additional cash you earned on the sale for an even better house.
Good luck! |
|
bob_barker2
|
you can, absolutely. HOWEVER....if you owe too much even if you pay it off monthly and you do not make enough money, its gonna be tough. |
|
CINDYLOU
|
KEEP YOU,RE PAYMENTS UP OR PAY EARLY YES YOU COULD AT THE AGE OF 21 TWO YEARS OF EARNING THE CHANCE FIST HOME OWNER DEALS OUT THERE ALL THE TIME I LIKE THE WAY YOU THINK [SMART] |
|
dianes98
 |
Yes, great planning!
Be careful to make your payments on time and pay balance in full whenever possible. Even paying 1 day early helps.
You could get enough credit established by the time you're 21.
At the same time you want to save up (or inherit) a reasonable down payment.
That combination and they can't turn you down. My husband owned his first home by the time he was 22.
Good luck! |
|
Peeled Onion Heads
 |
I would not recommend geting a credit card at any age |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 15 minutes(s) ago
| | | |
8 | 34 minutes(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 8 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
9 | 1 week(s) ago
| | | |
10 | 1 month(s) ago
| | | |
10 | 2 month(s) ago
| | | |
10 | 4 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
