 Do debt collectors really call you at home at 3:30 am? |
| My boyfriend is telling me that the private/blocked # calls on his phone at times like 3:43 am, etc. are from a collection agency trying to collect a debt. Is this true or am I being duped??... |
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 Whats the best Credit Card? |
| I was wondering what credit cards people thing are the best?... |
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 My friend's 'boyfriend' applied for a credit card in her name. consequences of shopping to police? |
| He has gone up to 500pd limit, in four months since opened, gone over limit twice by a few pounds, missed one payment and late on another. How would this affect her credit record? Finally persuaded ... |
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 Can you cancel a credit card as soon as you get it?? and will you have to pay any fees if you don't use it? |
Additional Details
it says that there is no annual fee... then it says right beside it that there is a "$50 minimum finance charge"... what does that mean?... |
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 I have a bad credit rating and I am in dire need of a loan? |
| I find myself in dispair and in need of a loan to save myself and my small business from complete ruin. I was turned down by my local bank, due to my credit rating and have no where else to turn, ... |
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 PayDay Loans have buried me.? |
| Ok, so I was very dumb to start taking these loans in the first place. The first one was ok, it was through a reputable company, and for a $500 loan, I ended up paying $600. Not bad. But then I ... |
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 If i give my credit card info over the phone can the other person do anything other than reserve the room? |
| I just reserved a room with my credit card-3 days ago-however we i called tonight to ask a question the employee didn't have any record of my reservation. I am quite bothered by this because the ... |
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 I need $10,000 who can help me? |
| I need the money by the end of the week. Please no scammers. I'm tired of people trying to get me to pay transfer fees, insurance fees, and non collateral fees. I need someone who is not going ... |
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 How to get a loan with bad credit? |
| has anyone gotten a loan with bad credit? i'm talking credit scoore worse then 520? how do you get accepted? who do you go through? please help?... |
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 Where could i apply for a credit card at for 16 year olds? |
| i am only 16 it is hard to get a job so thought that i could apply for a credit ... |
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 What happens if you buy a flatscreen on payments and never pay? |
it just ruins your credit?
Additional Details
who comes after who?... |
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 Can anyone tell me where to get a 4000 pound loan i have bad credit rating no creddit cards but in employment? |
| i need to get a 4000 pound loan but am finding it hard because of my credit rating i have no credit cards which makes it more harder to get a loan i am in full time employment could anyone out there ... |
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 How long do debts last? |
| 10 years ago my account was closed by a bank and I have now received a summons from debt collectors for the amount owing (£192) Can they do this after this length of time?... |
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gutter300 | If I had $500k in credit cards with $250k available for cash advance what would happen if I did the following? |
If I had 20 major credit cards with a total credit limit of $500,000 and a cash advance limit of $250,000. What if I wrote the cash advance checks for the $250,000 and put them in the bank and went on a spending spree with the rest of the $250,000 buying cars, furniture, clothes, etc. What would happen if I didn't pay the credit card company when they billed me? Would I goto jail? |
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Steven A
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It depends on how your case would be interpreted. What you are talking about here is fraud. Your conspiring to obtain something without the intention of not paying it back. That's criminal.
It can also be interpreted in two other ways, one being, you claim someone stole or you lost your wallet. Then you'd be held liable up to $50 I think in the states, but most credit companies have a zero-liability policy so you can get away with it. The other of course is you spend it all in a shot with the intent to pay but you cannot. Then you wouldn't go to jail but you'd have to either declare bankruptcy if you cannot afford to repay or have all your items repossed and if you can afford the difference with the extra cost, your off the hook.
2 out of 3 is criminal. |
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Republic Con
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No, they'll call to congratulate you. |
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Chuck T
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You would never get that far , thanks to the computer age and constant credit monitoring they would be on top of it and shut down your available credit so fast you would never see it coming... |
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Kaiser Nicholas
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lol, your house and anything else you bought would be repossesed, and all your other owed money taken, plus years of debt
dumb idea |
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tinkerbel
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You would ruin your credit score and they would call constantly.
Not a good idea. |
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dlynch357
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If you're considering this kind of move with a smaller credit line, like $5000 or even $500, don't do it. This isn't ten years ago when you could file bankruptcy, you'll be held accountable for every penny. That's a dangerous line of thinking that you're working on there, why would you even be considering something like this? The truth of the matter is, you should avoid credit use unless you really have to use it, and then pay it back as soon as you can. It's the quickest way to screw yourself up financially; next thing you know you're paying interest on money that you didn't really need to spend in the first place, making minimum payments, headed down the wrong path. Don't do that to yourself. A big reason so many foreclosures are taking place isn't just because people bought too much house - it's because of the new bankruptcy laws that they passed a few years back. Look it up. |
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Carl W
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I would suggest you buy some soap on a rope.
This is a bad idea and part of the reason the US is in a recession. |
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stan c
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A lot of people tried that and failed. If you do not make any payments, you'd probably get a 1099 form for the cash advances and charges. If you try to file bankruptcy, you could also be charge for credit card fraud. There is also an old saying in the collection business, "If you're gonna be a thief, make sure you can retire from it". |
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ed
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Rob peter to pay Paul.
Is your name Paul?
Congress will pay your bills with the taxes extracted from Peter. |
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Rev. Dr. Al Poe
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They sue you and the judgment would follow you for ever, until you paid it off.
You could get chraged with fraud. You could face other federal crimes. I think you'd be put in the joint for at least 5 years. |
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oui-oui
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they would seize everything but you would not go to jail... |
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bm
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You would have to attempt to pay the minimum and last a couple months and then file for bankruptcy. Transfer the cash to someone you trust or hide it. Your credit is history for a couple years. But this is bankruptcy fraud and if you get caught you go to jail. |
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