 Do you think all credit card statement should have to show a "last date to pay at a bank" date on it.... |
| ...ie: should it be up to the customer to have to work out..[-what with weekends complicating the maths etc]..the last day on which they can pay the bill, and therefor avoid incurring a late payment ... |
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 Credit card debt and ccj? |
| emigrating to U.S with credit card debt and ccj, after 5 years will they give up, or will they find me anyhow.Not leaving a trace of ... |
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 Bank canceled my credit card. Should I continue to pay? |
I just got a notice from the credit card company that due to my bad credit they have canceled my card.
I have a high balance in this card. I tried to keep this card in good shape by ... |
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| Got a letter today telling me i owe Tmobile £250+, but i havent been with them for over 7 years!? |
I have always been up to date with my bills, and i know that i have NO money outstanding on that old account!
Is their any way to prove this, i think they may have made a mistake and mixed ... |
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 Is there any advatage to making an extra mortgage payment per year? |
| I've heard that if I have a 30 year mortgage, making the extra payment can take close to 10 years off the mortgage.... |
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 Do you think i will get the auto loan? |
| i have fair credit, my credit score is 604, i make about $800 a month and i had a cosigner who has a credit score in the 700 and makes $1500 a month, im trying to finance a car for 14,000 and im ... |
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 If you owned a Dollar Store - would you hire someone with bad credit? |
Someone that has a car about to be repossed if they don't make the payment?
Someone that has bill collectors after them?
Legally, I would have a right to check their credit reports, ... |
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 25 y/o in serious debt? |
| I would like to purchase a home someday. Will I ever have decent credit if I pay off my debts?... |
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 Prepaid visa (how does it work?)? |
| Can I buy something that costs less then I've got on the card, and have a balance remaining or do I have to use it all at once?... |
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 Where can i go ONLINE for a FREE CREDIT REPORT...? |
i have done one online before but it only lets you do it one time for free and i did it like years ago so i cant do it again
Additional Details
i am in the uk...as some has posted me a ... |
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 Where can I get info on a credit company that will join my all credit card debts into one? |
| I've been having financail problems which enables me to pay my credit card bill so I'm am looking for a credit card company that will put all my credit cards all together into one single ... |
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 Credit card debt? |
| sometime in oct i brought some books of ebay with my credit card and havent use the card since then. yesterday when i try to use it and a restaurant it was declined. So i called the company and ... |
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The Lord Therion | If I had some money paid into my bank by accident do I have to pay it back? |
I mean I really don,t have to say one way or another if its even in there If somebody asks do I? |
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Val
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I would inform the bank, there has obviously been some error. Someone will be relying on that money. Grow a heart and make sure they get it. How would you like it if someone kept your money.
Practicing Shaman... quantum physics rocks. |
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Steve D
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Yes, if the money is not rightfully yours, you have to pay it back. If someone from the bank was to ask you about it, not answering truthfully would be fraud. Depending upon the transaction, there is likely to be a paper trail and when the bank audits its accounts, will most likely be found. Closing the account to avoid paying the money back is also fraud. |
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Don S
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Do the right thing. The error will be figured out pretty quickly during the next bank audit and you can bet that someone else is missing the money. |
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Apathetic
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You should, they will find out and make you pay it. |
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Ryan S
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What if the bank made a mistake and took out money from your bank account and you didn't catch the error because you never routinely reconcile your bank statement? They discover their error several weeks later. Would you expect them to replace the money into your account? |
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Not quite perfect
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Yeah, there was a couple that had over $100k (I think) accidentally deposited in their account. They quit their jobs and tried to buy a house, that's when the bank caught the error. Now they're being prosecuted. Not worth it.
What's funny is that the guy was quoted as saying that he thought the extra money was a gift from God or something. |
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Roger M
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keeping it is considered theft by deception |
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Stephen K
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Yes you do. You know it isn't yours,why ask? Many years ago I had a deposit wrongfully credited to my account. I stopped by the bank and told them of the error. I ended up with the same amount credited a second time and a letter apologizing for the first mistake. One more trip to the bank had to be made. |
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Happy Happy Joy Joy!
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It's just an accounting error they'll fix, and probably just take the money back out without telling you. So if you spend it, you'll just wind up paying overdraft charges. |
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