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 Im 19 and dont have credit yet and cant get aynone to cosign or dont have any money saved up and i need a loan
for a vehicle ive tried banks and they dont wanna help. any advice?
Additional Details
for a vehicle, the truck i have now is falling apart and i have to drive an hour to get to my ...


 Copy credit card (front and back)?
when I try to buy online he asked for fax a copy of my credit card (front and back) is this legal??? and he say If you cannot do this, then I will have to cancel your order.
T...


 IS it possible to buy a house?
TO BUY A HOUSE WITH BAD CREDIT? I WANT TO BUY A HOUSE IM SOOO TIRED OF RENT ING BUT I HAVE BAD CREDIT. IS THERE ANY COMPANY THAT WILL HELP ME?
dont get me wrong im not a bad person i have a job ...


 Does disputing an unauthorized charge in your credit card affect your credit score?
I heard from someone that disputing a credit card charge affect one's credit score score. Is this true?
Can you provide a website where I can get more information about this?...


 ****I just received my first credit card....now what? Two ?'s.****?
How long do i wait until enough credit is established so i can lease a new or used car???? I havent used my card....i will this weekend.

Any tips? Links? Your experiences very helpful too....


 Credit Card Trouble?
Hi, about 6 months ago I applied for my first credit card and got approved. I made payments on time and never went over the limit. After about 3 months they increased my credit limit. But all of a ...


 Will we lose our home?
I have just found out my partner owes thousands in business loans,defaults and debts. They are all threatening action.
He is a sole trader and we have a joint mortgage on the house. We have ...


 Why Would a Cashier's Check Bounce?
I used $50.00 from my account to purchase a cashier's check and sent it to somone for a costume I purchased. I actually had $50.00 taken from my account and sent the check. A couple months later,...


 Please help. credit card debt: should i borrow or pay it off little by little.?
I often pay off my credit card bill every month. I've been struggling for the past 2 months b/c my income is low rt now since i don't work that many hours (student). I take care of my mom ...


 Debt collector giving me problems?
I had a credit card that i was making monthly payments on for a few years. I hit a rough patch and fell behind on the payments but continued to pay something. I exceeded my credit limit for a few ...


 Do you need a checking account in order to get a credit card?

Additional Details
thanks to all those people who gave me good advice i did go open a checking account and i'm getting 2 credit cards coming in 4-7 days thankyou very ...


 I owe the bank about $9,000 for a repo. Do I need to worry about the bank garnishing my wages?
My car was repossessed and sold in Aug 2007. The bank has been calling me nonstop since then. Just recently they have left a voicemail that I need to settle the debt or they will pursue other ...


 Home loan??
my house is worth about $550k.. My credit score is 559 right now, due to my excessive credit card and student loan debt.. nothing has ever been late, it's just that i have excessive amounts of ...


 Collection Agency wantin gbank information?
I have a past due account with Capital One for $1600. I have been trying to work with them to get it paid and offered a settlemetn however they will not accept a settlement offer unless I give them ...


 Can i be garnished for a 6 year old debt?
ford motor co, did get a judgement and now teir attorney wants a ...


 Is there any special credit card for ladies?
...


 No money to pay anything now!!! please help!!!?
If i don't pay my car payments, what will happen??? and i will not pay my credit also, cuz i don't have any extra money to pay my car payments, and my credit now, i only can afford my house,...


 Does it affect one's credit if you inquire or apply for your own credit score?
...


 Can creditors force the sale of your house?
Very little equity in the house, we are in the process of doing a proprosal but am afraid they might force the sale. Ontario, C...


 Can credit card companies get away with this... Please read this & help!?
I lost my job. I fell behind on a credit card. They constantly call my home (I don't live at home). They accepted a $155.00 payment from my mom over the phone & told her that that would ...



estephania2182
If I have a downpayment of 25000 and a credit score of 580 can I get a home loan?
Can I get a loan on a 100000 dollar house with a downpayment of 25%, a credit score of 580 and an annual income of 23000?
                     
 




Brie2200
As a normal rule of thumb, you will qualify for 2-3 times your annual income so, 46,000-69,000 is about how much home you could purchase. If your credit score were a little higher and you made a little bit more money it would be a little bit easier for you. You have a great amount for a down payment, I would just suggest working on your credit score before attempting to buy a home!


Debbie V
Yes you should try your couple different banks.


Andrea B
Your credit score is quite low. You might only qualify for a loan at a very high rate or not at all. You should try to improve your credit score before getting a home.


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