 Having a really hard time. Finally got out of debt 2 months ago and the urge to? |
| spend again is immense! Just don't want to get back in debt. Sorry not really a question but need to tell someone!!... |
|
 Loan or Cash/Payday Advance?? |
| Which is better, to get a loan or one of those Payday Advances? I only need about $200, but I only make about $100 a week, so I would need a couple of weeks to pay it off...what is the difference ... |
|
 Can a Collection Agengcy continue to lower my credit score? |
| I've been receiving annoying calls from a collection agency stating I owe my old school a certain amount. I stopped attending the school in 2003 and in 2005 I began getting notices from the ... |
|
 Received a windfall of cash and paid off all extra credit cards and am working with only 1 card. Now. . .? |
do I close my other cards accounts or do I leave them open in case of emergencies?
(Also, just found out that one of my cards that I paid off just gave me a positive bump in credit. A REAL... |
|
 Is it good to sign on the back of a credit card, "ask for ID?"? |
| I have a friend who provides her license as well as credit card for a charge or debit transaction as she has signed "ask for ID" on the back of her card rather than her signature. Is this ... |
|
 If I pay for something on my credit card, then pay that balance of in the next week......? |
| Will it show on my statement when I recieve it? I'm going to pay a bill today for $423, if I pay the card company $423 will it still show on my statement? (I am a total idiot when it comes to ... |
|
 What is the best way to fix my CREDIT SCORE? |
| I think my credit score is funked up. I used to own a house and I missed a payment or two when I was laid off from my job. I sold it and I paid off all my credit cards. I recently applied for a ... |
|
 I can I get a loan to pay off my credit cards? |
I would like a loan, so I can have 1 bill not 5.
I am not interrested in debt consolidation.I can pay for my bills.... |
|
 What is the best way to go about paying off my credit cards? |
| I have several credit cards all maxed out. I cannot transfer anything over to another card because of my low credit score and can't get a credit card company to do that. I feel as if I have ... |
|
 No credit card and never will have one.? |
| I've got great credit and have had several credit card offers and reject them all. Do you think it wise not to have one? I have saved tons of $$$ from interest by not having one. What do ... |
|
 I have a debt collector calling my parents house asking for me... Anything I can do? |
My poor mother now knows i'm in serious debt and I feel terrible. Heheheh but it is kind of funny for some reason. Thanks for any answers.
Additional Details
Ah, my YA friends, if I ... |
|
 How do I cancel a credit card that still has a balance? |
| I have a credit card from my bank but i really dont use it but it has a balance on it can i still cancel it and just pay it off and if so will that hurt my ... |
|
 Will I lose my house? |
| If I file for bankruptcy will I lose my house?... |
|
 What does "account charged off" mean on a credit report? |
| I finally got a friend of mine to take a look at her credit report since she doens't pay any of her credit card bills and hasn't for awhile. We got her report and there are some things we ... |
|
|  |
Alisha V | If I just opened a bank account and I have like only $5 in it and I overdraft $3000 from an ATM, can I do that |
If I just opened a bank account and I have like only $5 in it and I overdraft $3000, can I do that, and if I do how long do I have to pay it back before I go to jail? |
 |
 
Ernie
|
you should expect a knock on the door soon. not kidding. |
|
Bonnie C
 |
Why are you even thinking that??? It knows what you have anyway and won't allow you to take it. Besides, many ATM's only allow up to $400 or so a day withdrawl. |
|
XoxoxoxoX
|
Wow, you just open an account and already thinking about doing something that you might go to jail? The banks are not that stupid, there is a limit on how much you can withdraw from ATM. It sound like you open this account to do fraudulent activities. |
|
private
|
With an overdraft fee of about 27%. That is helofa payback,
just to find out. You will not only ruin your credit rating, and
your insurance will go up as well. Not paying back 3 grand is
a felony. And you will never be able to leave the country, or
find a job. You'll never get in the service, but there is the "pen" |
|
Expert Realtor
|
If you NEVER had $3,000 in it, I would expect a visit from the police at any given moment.
Banks will easily forgive a slip here and there, and you would have to DEPOSIT a bogus check for $3,000 before you would be allowed to withdraw it...and most ATM's will not allow you to pull more than $450.00 cash PER DAY from them |
|
Sadie C
|
Most banks don't let you go beyond $500. Yes you would be responsible to pay that back cuz if you don't then you won't ever be able to open a bank account again and you will be reported to the credit bureau. Im not sure if you would go to jail cuz of the fact that they woun't be able to get money from you if you don't have any. They shouldn't allow you to have access to 500 dollars though especially if your not working and you don't have any money |
|
flyguy8675309
|
DONT EVEN TRY IT!!!!!!!!! |
|
src50
|
How can you overdraft $3000 from an ATM? Fantasy. |
|
mil414
 |
You are making this up. There has to be money in an account and if all you have is five dollars, there is no way that you got 3,000 from a ATM,we all know there is a limit on the amount that you can withdraw at the ATM it's in the hundred's not the thousand's. Stupid.!!!!! |
|
all4oldchevys
 |
Some banks will give you an overdraft limit, but usually that's only up to $1000. Also, you should only be able to take $300 per day from an ATM. Unless you deposited a fraudulent check, you won't get arrested, but you will have to pay it back, and you will get big overdraft fees. But this all sounds like speculation anyways because it's impossible. |
|
Jonathan L
|
No you cant |
|
DaMan
|
You can not overdraft $3000 from an ATM.
Reg CC outlines funds availability at ATM machines. At most you can overdraw $100 according to Reg CC. According to the law, the first $100 (or the total amount of the deposit if it is less than $100) of non-“next-day” checks deposited at an ATM must be made available the next day.
Thus, if you present a bad personal check for $3,000 for deposit at an ATM, the bank is required by federal law to give you $100 next-day availability on that $3,000 check.
The remaining $2,900 won't be available until day 2, 3, or 4 depending on the type of check it is and that bank's funds availability policy.
And don't worry, if you overdraw even a $100 so soon to opening an account, you can rest assured that they will shut your 'ish down in the near future. |
|
Beach Girl
|
Banks usually have a $200 limit (per day) on any ATM withdrawal, regardless of how much money you have in the account. You can not withdraw $3000 from an account with only $5 in it. You might be able to get $200 but no more...and yes, you will owe the bank $295 plus the ATM fee within 2 days. If you don't pay them back, you'll get a visit from a sheriff at your home or work...and you'll have to go to court/jail. |
|
Dusty
|
No bank or ATM will allow that. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 9 minutes(s) ago
| | | |
12 | 48 minutes(s) ago
| | | |
14 | 51 minutes(s) ago
| | | |
14 | 1 hour(s) ago
| | | |
14 | 5 hour(s) ago
| | | |
11 | 9 hour(s) ago
| | | |
14 | 1 day(s) ago
| | | |
14 | 5 day(s) ago
| | | |
14 | 2 week(s) ago
| | | |
10 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
