 Credit card hellpp meee? |
| ok i close my credit card at the point that it was about 563.00 know i receive a call that is 800 and something does it continue going to go up after close also they call and they tell evreyone how ... |
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 Whats a good way for a person like me who has no credit to get a credit card? |
| I have been applying for credits cards for a while online and stuff and it seems as if I cant get accepted and im guessing cause I have no credit history so I was just curious is there a website i ... |
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 Good 1st credit card? (plz read details)? |
I am 18 & have not had a credit card b4, I am looking 4 1 which i could use free (provided i payed the balance of monthly) & if possible 1 which gives cash back or points.
I have no ... |
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 Experian is saying that my credit score is 703. Why can't I get an auto loan? |
| I am only 19 and I have a lack of credit history but with a credit score of 703, why can't I seem to find someone to finance the car that I want? I make approx 35000 annually, so I definitely ... |
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 How do you raise your credit score fast? |
My credit score is 475 right now and I want to raise it to 800 before the end of this year. How would I do that?
Thanks.... |
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 How old does a debt need to be before you can no longer be chased for it? |
Additional Details
I am in the UK, I don't live above my means. I own my own, very profitable business! This is a debt i knew nothing about util they contacted me after 4 years! I ... |
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 Why did i get a credit card im 15? |
| ever since i turned 15 iv been getting credit card in the mail when i try to actavate then they say i must be 18 or older it relly ... |
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 How do I get rid of a credit card (other than just cutting it up)? |
| If, for instance, I just wanted to close the credit card account.... |
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 I don't have much credit, how can I build it? |
| I am 26 and finnally starting to grow up, I had a couple unpaid collections probably totalling $500, other than that I have never paid for anything on credit. Now I have a pretty good job and I want ... |
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 What happens to my debt if I die? |
I am a 23 year old college student, I don't live at home, but am still counted as 'dependant' on my parents taxes, and included in their insurance.
I am wondering, what ... |
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| Just wondering about *********? |
| What does everyone think about *********? Good or bad. I've read on the internet a lot of things about *********. Some were good, some were bad. There's a lot of people on the internet ... |
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 I paid in full all my credit cards balances.I want to cancel them. Doing it, will hurt my credit score? |
| A friend of mine told me, that if I cancel my credit cards, it will hurt my credit score. It's that thruth?... |
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 Looking for freeannualcreditreportfro... |
| THE SITES I HAVE GONE TO SAY IT'S FREE BUT IT'S NOT, THEY END UP ASKING FOR CREDIT NUMBER... |
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 Question about credit card, to gain credit? Paying off balance in full every month? |
| I need to establish credit, so I have applied for a BancFirst credit card, and my plan was to make like a $50.00 purchase or so each month and pay it off at the end of each month, I am now being told ... |
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 How do I get rid of credit card debt? |
| I'm about $3000 in credit card debt, mostly because I'm a college student and I only make about $600 a month where I work...sometimes a little less because I also have insurance through my ... |
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 Why do i keep failing credit checks? |
| I have been trying to get a phone on contract for a few months now, i have never been in debt and always pay bills on time, but i always get my credit check decline. theres no way of viewing your ... |
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Donald B | If I make minimum credit card payment on time but have a balance,should I get a finance charge? |
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Debt Slayer
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Absolutely. This is how credit card companies make their money. They are out to profit at your expense. Why would you ever want their products? Shred your cards and pay cash for everything. |
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J P
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Yes. That's why credit companies like you to pay only the minimum; that's how they make their money.
The finance charge will be on the balance at whatever time the charge is calculated. This will automatically increase your balance the longer you maintain any balance.
The best thing you can do is pay your credit cards off every month, in full. |
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cvawt
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Yes. Paying the minimum will take a very long time to pay off and you could end up paying a large amount of interest. If possible, try to pay more than the minimum each month to get the balance down. |
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bdancer222
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Of course you will be charged interest. You have to pay the account in full to avoid interest charges.
Typically interest is calculated on the average daily balance -- they add up each days balance and divide by the number of days. |
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Dont_taze_me_bro
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Read the disclosure on the back of yur statement, it cites the Terms and Conditions. |
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formersalt
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The finance charge is for loaning you the money. If you still owe, you pay interest on the balance owed.
If you didn't understand this in the first place, why did you get a credit card? |
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googie
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You have six good answers and if that doesn't get the point across, just continue making minimum payments. |
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Ryan
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yes, you are paying the bare minimum, so you will be charged interest on the balance that you carry over. You should seriously look into cc's and find out about them and how debt accumulates before making any big purchases. |
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wendy b
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yes best to pay it off all at once. if you can't, get it paid off as soon as you can, then only use it if you know you have the money to pay whole amount at once. and do that as soon as you use the card.
morning you buy clothes that come to $75. that afternoon, write the check or go online to pay it off. increases your credit rating after a while too because they know you are good risk. |
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More News From Nowhere
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You will be charged a finance charge until the card is paid off. If you can't afford to pay it all at once, a good rule of thumb is to pay at least double the minimum payment. And stop charging on it, of course. Good luck! |
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