 I need to boost my credit? any good advice? |
| ill keep it simple i need a credit check to get a cellphone plan, i am 18 and i dont have a credit card but a very steady job and such blah blah blah, i dont know how much i have or need, but i ... |
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 Is it possible to block a merchant from making further charges to my credit card? |
| I recently had a bad experience with a merchant concerning some charges they made to my card. Though I have resolved the issue with them, I would feel more comfortable if I could arrange it so that ... |
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 Can I use my debit card to purchase stuff online? |
| I was given a debit card from my bank and I was told that I can use it as a credit card too. It looks exactly like a credit card, it's a Mastercard, it has 16 digit number and an expiration date ... |
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 Payment to credit card company lost in the mail. What to do? |
| My credit card payment was due October 6; balance was $500. Minimum payment is $15. I use my credit card for EVERYTHING so I can earn points, but I pay off the balance in full each month. I always ... |
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 What should i do plz help! Husband going to court? |
| My husband has charge card debt and has just got a court summons. We have been married for 2 yrs and all his credit card debt was from before we were married. I have a savings account with a large ... |
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 What is the best bank to get an account with after being bankrupt? |
| i have just recieved my discharge papers after being bankrupt and need an account to set up direct debit etc help?????????... |
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 I gave my parents my money and now they won't let me have it!? |
| I want to go to Germany with a friend. She has an apartment there, so it won't cost alot. I gave my parents a $7000 check to invest, but now they aren't giving me my money. They say it'... |
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 Pre paid credit cards questions? |
| where do u buy them, can u use them anywhere, can u use them ... |
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 I have a lot of credit cards. My question is If I close some of my credit cards does it lower my credit score? |
| I have a lot of credit cards. My question is If I close some of my credit cards does it lower my credit score?... |
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 I cosigned for a car for my niece. she is always late. how can i get out of this situation? |
| She and I had a family falling out which mkaes it harder for me to contact her. I need some type of legal adice on what to do with this situation. How bad can this hurt my credit?... |
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 How do I get a collection agency to stop pursuing me for money I shouldn't owe? |
| I refused to pay $430.00 to an apartment complex I moved out of because the charges were bogus. I did pay for other charges I thought I was responsible for, like new carpeting. I refused to pay for ... |
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 Is this a good idea? |
| Should I take out a $100,000 loan to invest in the stock market?... |
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 Can I still use my expired MasterCard? |
| My MasterCard is set to expire 07/06. If I don't receive my new card by July 1st, can I still use my expired card at any merchant that accepts MC until I receive my new card?... |
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 Pay off car loan or credit card? |
| Just received my tax return and have a few extra thousand to either pay off my car loan or pay down my credit card. Seems like the easy answer would be to pay whichever has the highest interest rate -... |
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 Is it right for Egg to do this to their credit card customers? |
Cancelling their credit cards to 161,000 people. Many whom claim they have excellent credit rating and repayments are in full monthly.
http://news.bbc.co.uk/1/... |
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 What happens if I cut up my credit cards? |
I want to stop using credit cards and everyone says to just cut them up so I can't use them then pay them off. But then don't I need the info on the cards if I plan to cancel them?
A... |
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Smith K | If I pay my credit card before the statement, is this good for my credit or bad for my credit? |
Hi everyone, I got a Citi card. I always pay it before the statement online. So every statement date I will got a balance $0. Is this good for my credit or bad for my credit?
Can someone help please, Thank you |
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julez
 |
Any time you have available credit, and you use the card and dont have a revolving balance, its a good thing. You are showing you are responsible with the credit, and you are not accruing interest! Keep up the good work. |
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bdancer222
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Paying before you get the statement really doesn't help you credit score. You can wait for the statement and just pay before the due date, thus taking advantage of the grace period float.
The only thing that matters is that it's paid before the due date. |
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Mystery
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thats REALLY good! =) |
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Red
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Doesn't affect it at all, just shows that you pay on time. |
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Ms. J
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paying it is good, it doesnt matter when u do it, just has to be before the bill is due. |
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Charles Dumar is my hero
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It's always good to pay your bills early! Paying it in full and early is a quick and easy way to build credit, I've been doing that for the past year or so and my credit is now up in the mid 700's! Keep up the good work! :) |
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no2censors
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absolutely no difference as long as it is paid on time. |
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heavyrock_17
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It does not have any effect neither good nor bad. I mean I guess is good but it wont increment your credit score. |
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mykes_
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It's good. |
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.....
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Very good. Late payments are bad. |
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bigrob
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This is good for your credit and your wallet. By paying in full before the due date you avoid paying interest, (assuming that your card has a grace period--if it doesn't you should get a better card.)
What hurts your credit is if you are 30 days or more past the due date.
What hurts your wallet is if you are ANY days past the due date as penalties and interest will kick in at that point.
You don't HAVE to pay before the statement arrives but just BE SURE that you do so well before the due date.
BTW some card issurers are really nasty about that due date. When account holders are just barely on time--Some banks have been reported to sit on the check for a day or two and log it in as a late payment so they can hit you with the late fees and interest. Some start their Fiscal Day at 9:00am so that a payment that arrives on the actual calendar date it is due is automatically late due the next fiscal day starting at 9:00am, (before the mail is even delivered.) |
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Anjell
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It's great....all that happens is that you don't attract any interest because your balance is paid off before the due date.
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griffms
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As long as you pay your bill on time its good for your credit.. |
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visvardis
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paying debt early or on time great for your credit score
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Karenmurph
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Doesn't affect it, only when it is overdrawn. They take it out on a set date so they will no know if you put it in a week or 3 weeks earlier, they only care when it is LATE! |
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footflash1
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This is great for your credit in the sense that you don't carry much debt. PLEASEPLEASEPLEASE don't get yourself in credit touble and KEEP UP THESE GOOD HABITS! |
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americanfreeman
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neither |
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Biggie @ Arbor Mortgage
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How could you even think that this is bad for your credit? Keep up the good work! |
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Dark A
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How could repaying your debt on time be bad?
????
Its good. |
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