I owe $5,000 on 1 credit card and probably paid $7,000 in interest and fees over the years but still carry nearly the same balance at a high interest rate - makes it hard to pay off. Ideas? Tricks? T...
We are going to buy a new car in the next couple weeks (a TrailBlazer SS). My car is currently paid off. My husbands car only has 3 payments left on it. I can pay it off now or apply that money ...
So i guess my question is What chapter do I need to file under? Additional Details when going through a debt consolodation will my truck be included in that? It makes up about 50% of my ...
I had a brain malfunction in March and forgot to make my car payment. I got a call from the lein holder and they told me I was 22 days late. I paid the payment and the late fees immediately. Is this ...
I have no credit card, don't make much $ but am very good @ saving up $. What should I do ? Should I save a few hundred dollars & then ask the bank to lend me the $ & then pay them back ...
I have a 6 year old bill that right now is $1700. I don't see myself paying it off in the next year. So if I don't pay it will it still come off my credit report next year? Additional ...
I paid my credit card bill online, and through a mistake it was returned overdrafted. I immediately re-paid it for the same amount. The credit card company then re-sent the first payment that was ...
18 months ago my girlfriend purchased a car for her brother (in her name) against my better judgement. She took out a $29,000 loan at 15% interest, which he was to pay. 18 months later, the brother ...
If you owe money in the United States and then move out of the country without paying the bill and it ends up in a collection agency, can that agency garnish your wages from the country you live in ...
if the co-signer for someone's auto loan passes away before the term is up...what happens then? Who is ultimately responsible and do you still get to keep the car? Additional Details<...
I just got my first paycheck and I have no idea how to cash it or deposit it... whatever it's called.
I opened a checking account a couple weeks ago, I want to go to the bank monday morning,...
i would like to know what is a good apr rate, and what does apr mean? is that the interest?, and i'm new to credit, anyone know a good online place where to get a credit card like mastercard, ...
sanjay_makhijani1976...
If I pay my sister's bills from my credit card, It will increase my credit score ?
No, but if you pay your credit card bill on time it will.
Miami Cuban Boy
no if it raises your debt to income ratio or if it uses mosty of yor available credit
pechorin1
Once you pay them off on your card, sure.
shop_addict123
No, the person who has their name on the account gets the credit.
kingaroo2u
Maybe. Credit scores are based on the amount of credit you have available to you, minus your debts. For example, if you have a credit card with a $5000 limit and you owe $4000 on it your credit score will be lower than if you only owed $2500 on the card. So the key to 'earning' a high credit score is to make sure that your Total AVAILABLE Credit does not exceed the Total of your DEBTS by more than 40 to 50%, and of course, that you pay ALL your bills on time.
unclejesse1
No- but it is helping your sisters.
mazziatplay
Payments made to any account upon which you are the authorized borrower will impact your credit score.
Just Me
She will have her bills paid..but the Bill comes on your credit card..if you carry the balance over will it will effect your score...the LOWER your overall debt is (Namely revolving) the HIGHER your score will be..most experts say carring 1%-3% is idea...I say paid in full works best. If you can pay your CC's on line for maximun effect!
Brock L
It will help (a little), as long as you make your CC payments on time.
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