 How long does it take to get "good credit"? |
| i got my first credit card, and in order to get credit cards from other stores you have to have a credit file. how long will it take before i develop a credit file?... |
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 My credit sucks cuz of uninsured medical debt. If put on mothers credit card will it affect her credit score? |
| Basically I went into the hospital 2 years ago and I didn't have a job. I left after 2 days with about 14,000 in debt. Besides some unpaid tuition this is all the debt that I owe, doctors, ... |
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 How do I improve my credit score? |
| My credit score is 420. I have a few different things on my credit report like medical bills one credit card which i settled. But I also have a car loan which I have paid on time every month since i ... |
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 Can anyone help lead me in the right direction to help me get my credit back ? Without filing banruptcy.? |
| I have had some problems in the past when i could not pay my bills 3 years in a row to be exact. I am employed now with a good job but im so far behind it looks as if i will never catch up .There are ... |
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 If I have a cosigner, whose report does it go on? |
I'm 17, and My dad was going to sign a credit card for me, but now he won't do it because he thinks it'll just go on his credit report and it won't help mine.
C... |
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 I co-signed on a car loan, it is not getting paid, how bad is it going to be on my credit if I don't pay it? |
| two and a half years ago, I cosigned on a car loan for my wife....she left a couple of years ago, we divorced, she now won't pay for her car because she won't work. How bad will it be on ... |
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 Credit card solution for me? |
I have a lot of credit card debt. I have 3 cards total.
Card 1: Limit is $3460, carrying $3200 with 28.99% (because I defaulted last year and I am slowly taking care of the minimum ... |
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 Is god different than jesus? |
| If god=jesus,then who made the Earth before Jesus was born?... |
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 Getting back credit card charges? |
My credit card just defaulted, and they company are being pretty awful to me. I am a student and genuinely cannot afford to pay the large sums of money that they are expecting me to pay back.
I ... |
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 I got the credit card, but when I took it to the bank,they said that they havent seen such a card yet,help me? |
Additional Details
This card was sent throught Microsoft Lottery to me. There is even written my name and Global Quick Cash. but they are asking me a huge amount of money in order to ... |
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 Should I cancel my credit card? |
| Somebody stole my credit card but I don't want to cancel it because he spends a lot less money than my wife does.... |
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 Who is responsible for these credit card bills? |
| My daughter-in-law just left on a trip with the children. She left my son with a note telling him about $75,000 of credit card debt that she has run up during their marriage. He had absolutely no ... |
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 Can I finance a used car if I don't have a job? |
| If I was to put half the money down on the car and have good credit score, and am getting a job soon? Is it ... |
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 Does anyone know any credit card company that give people cards with bad credit?? |
| i am 19 and my mom ruined my credit before i turned 16 but i dont want to press charges against her and my debt is thousands and its not form me and i am suffering. I cant find a company that would ... |
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 Will I go to Jail? |
| Okay, Credit cards started coming in after my senior year of HIgh School.My parents and I decided that I would get 2 credit cards..and pay them every month.Well, I did that for a year.Next thing that ... |
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beauty s | If I pay off all my debt by today? |
How does it take to show that I'm up to date? and how long does it take for my score to go up??
Thanks for your time |
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flyinghighfreebird
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30 days. |
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brandx1228
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If you do it today, it will be reported on your credit report for February. When you say up to date...are you referring to being over 30 days past due? |
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linkstar
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It would take no longer than 30 days because companies report things every 30 days. Your score would go up within 30 days and would continue to go up as long as you don't incur anymore debt. |
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Whoop Dey'eeiz
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For you score to go up you have to keep making on time payments. Catching up with debt will only stop your score from going down. |
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stephenweinstein
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It should show within a month that you paid. This will cause your score to increase some. However, if you did not pay on time, this will continue appear on your credit report for seven years and will hurt your score during that time. |
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help
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1 month and ur scorewouldnt goo up a hole lot it might not even goo up cos creditors manipulate ur credit score by seeing your history on a long run not like if u just pay it all and u also have 2 pay interest rate for ur cedit 2 goo up |
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jay m
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May be, May be not YOU ARE AT THE MERCY OF 3 AGENCIES, WHO CONTROL THE FATE OF AVERAGE AMERICANS..
It is a BIG SCAM-- AND A VERY PROFITABLE BUSINESS.
Just look at the LATE CHARGES THEY SLAP YOU WITH , WITH JUST ONE LATE PAYMENT.
So , I think it may take awhile, before they clear you,how long nobody knows
Good Luck |
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josazja
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It should show on your credit report that you are up to date by around 30 days. Most creditors send your credit information to agency every 30 days, but some take longer. As for your score to go up... it takes a lot longer for it to go up then for it to go down. So it may take a while before you start seeing results of it going up. If you are looking to get another loan somewhere and something is still showing outstanding, just go to the place where you got the loan and they can write a letter stating that it is paid off or current. |
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lisa s
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I recently hit the lotto (fluke) for a small amount (2k) and paid off my entire credit card debt for one card....it took about 45 days for the card company to take notice....they raised my limit 3k higher (without me even asking for an increase) , shortly after that, the offers starting stacking up in my mailbox...so I can only assume the the score increased- so put my guess down for 45 days |
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Hiro
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Ditto what everyone else has said about reporting - 30 days depending on the timing of the payments (If you pay it the day after they report it you'll miss the cycle).
You're score going up depends on other factors though. If everything else on your report was clean (no delinquencies, collections etc) you should see in increase in score pretty quickly. But if you've had delinquencies you'll just have to wait for them to age. Farther away you get the better it is. For minor delinquenies it could take 3-6 months. (They stay on your report a lot longer but they'll stop affecting the score after about 6 months) Major delinquencies will take a lot longer. |
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Mary Jo W
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about a week |
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richwho2000
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7 years |
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