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 Why does paypal request the tracking number before I receive payment?
I had put my item up on Craig's list and after someone contacted me about it and sent me the payment, I got one email that said My requested amount was sent to me, as well as shipping. The ...


 Can someone explain with detail what a pre settlement lawsuit loan is?
How does a lawsuit loan work?? Do I have to pay it back with interest? Is there a minimum I can request? I am currently awaiting a settlement from a personal injury from a car accident....how can ...


 Violation of new credit card law ?
Little Ceasars Pizza charges $1.50 if you use a credit card. Is that legal ? If so that's just wrong !...


 paypal add credit card?
does paypal charge you for adding a credit card?

I already have money in my paypal without a credit card....


 What are the options for a child whose parents opened credit in their name?
The child is now a young adult, and finds themselves owing close to 20 thousand dollars.Although they still wish to help their parents, what is the best way to fix what has been done, and to protect ...


 How long should I wait before getting another credit card?
In April, I got approved for a Orchard Bank and Public Savings card. I've been using them and paying them off before the due date. Now I'd like to get a Best Buy / ABC Warehouse / Sears / W...


 Question about Visa Pre-paid Debit Card.?
i bought it at Rite aid and put 40$ on it, on the package it says its a Temporary Card, Can i still use it or do i have to register it online and wait for the personalized card to come in the mail?...


 Interest Rate Problem?
You invest $500 for three years and earn $60 in simple interest. What is the interest rate?
I know the formula, i=prt, but I'm just having some difficulties... An explanation would be ...


 Mistake in my credit report? easy 10 points right away?
I was studying in Michigan on 2006 before I left to my country. During that time I had an account with TCF bank. When I left, I did not close the account as I was getting monthly stipend for three ...


 What should i do if i lost my dell gift card?
...


 Will porn site debt affect my credit?
The adult webcam site attempted to charge 35 dollars for shows I previously viewed because I had unknowingly surpassed the amount of money I had left on my prepaid visa debit card, but all attempts ...


 Is the APR on a credit card charged every month or once a year?
When the credit card company sets an APR on my account, does that mean that they charge the APR rate every month on top of my balance on purchases or just once a year?...


 A local hotel charged me for a extra night and won't credit my card back?
My girlfriend and I were having a difficult time so I stayed at a hotel for a weekend. It started out as a co-worker of mine knows the owner of a few hotels here in town (state of Florida) He called ...


 how do i find my credit score?
I would like to know my credit score and I have gone to that free site and requested it but they said I had to pay. I know that you are entitled to a copy of your credit report and that you do not ...


 question about the declared value ?
Hi , I've recently ordered something to be shipped from china to israel , the shipper asked me to confirm in a declared value of USD 250 , what does this mean ? Does that mean i have to add USD25...


 can a sim only phone tariff (pay monthly) improve credit rating?
Im wanting to get an orange pay monthly sim only plan , as they have no phones i want to take at the minute. I currently use an o2 pay monthly simplicity sim but the service i get from o2 is pretty ...


 how do i compute interest rate on a credit card that has a 29% interest rate?
...


 How much can I expect my credit score to improve?
My husband and I both have decent credit scores in the low 700's. We have six debt accounts, three revolving and three installment (including our mortgage). Over the next seven months we plan on ...


 Someone stole my credit card, my bank is closed, i dont know my card number please help!?
Ok someone i KNOW stole my debit card out my purse. I filled a police report today and called the credit card complany however they said they cannot cancel the card until they speak with my bank[my ...


 how long do "potentially negative" items stay on your credit? Will they ever go away,...?
...and do you still owe the money?
On your credit report, how long do items stay on your report? Will your collection amount go away after a certain amount of time or will I live with it for ever....



Ericzander
If I spend all that's on my visa debit card in one day can I avoid the monthly charge?
Ok so long story short; My dad went to the local CVS store and got a visa debit card thinking it was a giftcard (he put 20 dollars on it) and I just found out that it has a 5 dollar monthly charge on it when activated (ouch). What I'm wondering is if I activate it and spend all 20 dollars on it in like one day (or most of the 20 anyway) will they still charge me the monthly charge? If they do how can I avoid that charge or maybe get a refund for the card since it's unopened with a recipet.

Pretty much I need to know if I can use it without the monthly charge or if we're just screwed outta 25 dollars?
                     
 




Gary B
Rating
Spend it all in one month. They DO NOT charge a monthly fee if there is no money left after one month.


Oscar
Rating
As soon as you activated it Visa took out the service charge so yes. you are screwed out of that money.


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