 I have not been able to check my credit report Is this mean im doing good? |
| So i havent checked my credit report or nothing since i turned 18 in May of 2007..(DUH) and I got approved for a Chase Freedom awhile back and today got approved for a Capital One card does that ... |
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 Credit card question? |
| If I have a balance of $351 on a credit card and the interest rate is 29.99 % APR how much will it take me to pay it off if the min. payment right now is $50. Also, How much money will I lose by not ... |
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 Who can I contact in regards to a law firm harrassing me about a credit card account I have no knowledge of? |
| I have been contacted by a law firm who is threatening to sue. They only have my name. No phone number (They called my parents?), no address, NO SOCIAL SECURITY NUMBER, nothing on any of my credit ... |
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 How can I up my credit score 10 points - FAST!? |
| Im trying to get a mortgage, and FHA loan and my credit score is on 570. I need a 580 score to qualify. I have opened to credit cards and have been paying them on time, they have helped my score a ... |
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 Should I pay off old debts to improve credit? |
I have a few negative credit marks on my report.
I was wondering if I should pay off debts that are only like 2 years old because I am wanting to finance a car and eventually a home...
I ... |
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 Where can you get a FREE credit report? |
Now, I'm not talking about a website where you are ultimately charged for some sort of package or program -- JUST the credit report itself.
Help?... |
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 How to Cash My Check? |
HAPPY CHANUKAH!
so I recieved a check for my chanukah from my uncle, how do i cash it? I mean I do not have a bank account at all and I am not going to get one either so how do i cash a check?<... |
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 I need some extra cash? |
| I work full time but really need some extra cash I would be willing to work from 6pm - 11pm most nights and also weekends. What type of job could I find that would fit in with those hours also any ... |
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 Bad Credit At 18..but before I was legal.It Wasn't' Me.Help Me? |
| I have just recently turned 18 years old last month.I applied for a credit card but was denied. So I decided to check my credit report.Anyway,I discovered that things such as credit cards were taken ... |
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 Have you ever been in over $50K of debt, & eventually got out of it? Is it possible? |
I'm talking about credit cards, student loans, lines of credit, financing cars, homes, etc.
How did you do it? I know you had to work, but did you have to work enough to be ... |
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 Extremely bad situation need credit advice? |
| I got my first credit card when I was 18 thinking I was cool now 23. Now I have 6 in total credits cards all maxed out about 7000 in debt in all 6 not to mention almost all are written off since I ... |
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 Will they catch me if I...? |
| order a magazine in someone else's name with payment option of "Bill Me Later"... |
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 21 and need help badly with credit repair.? |
| I am 21 and have a 550 credit score. I am buying a new truck in a week or two. I got an interest rate on 24000 of 23% I have had my credit reprt for about a month. I have about 10000 in debt some ... |
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 Second Chance Banking or Best Prepaid Debit Card? |
| I've been on a quest to find the best prepaid debit card. I used to have one through Virgin Mobile that allowed you to pay a direct fee monthly and you could use the card as often as you liked. <... |
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 Where to get a credit card for someone with very little credit? |
| I'm sure many of you have been in the same boat as me. I'm 24, not much credit to my name and I've tried about 5 different places (Amazon, Ebay to name a few) and all have rejected my ... |
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 I'm new to the USA, how do I start credit? |
Hi, recently I moved to the USA, right now I'm seeking to complete my steps of the USMLE and hopefully getting into a residency program at a hospital near 'home'.
Thing is ... |
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 Cleaning up credit? |
| I am working on cleaning up my credit after some hard times. I have a few things that have been sent to collections. Is it better that I pay the collection agency or the place where the debt ... |
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erin r | If I transfer my credit cards onto my boyfriends will I still be the one getting the credit history? |
I have 19% apr on my 2 credit cards he only has 4% it makes sence to transfer the balance on to his but will I still be building up good credit and credit history? |
 |
 
cj
 |
Have him ADD YOU AS AN AUTHORIZED USER before you do the transfer. He DOES NOT HAVE TO GIVE YOU THE CARD if he's concerned about your credibility - but you will be credited with this one account history - my brother went through Hurricane Katrina finiancial woe and I put him on 4 of my cards and it helped his credit score. |
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jsalakar
 |
No, he will be responsible for the debit from that point on and it will show up only only his credit history. The only way it would show up on your credit history is if the two of you had a joint credit card, then it would show up on your credit history too. |
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Greg
 |
you can only build up credit history on accounts that are in your name. It makes good sense to pay the lower interest and paying off your cards this way does tend to increase your credit score. To build up your credit you need to use your cards, never ever ever pay late and always pay more than the minimum amount due. Good luck! |
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semi273hemi
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Good move for the low interest rate, however, once they are transferred the balance will be in your boyfiends name, you would be paying off your credit cards with zero balance. |
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fromthecrescentcity
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Nope and if you guys break up he will be stuck with the debt. |
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Lauren658
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No, if he has the cards that you are transfering them to then he will take the credit from it. This could be really good though to pay of your credit cards. |
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cheryl4785
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No. Ask him to put you on as an authorized user to gain your credit. But then you are only a "co-signer" instead of a primary user. Just transfer the funds to his and have him pay it off. Smart idea.... |
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DME B
 |
Nope. |
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misslabeled
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No, you won't, and it wouldn't be a good idea for your boyfriend to let you unless he gets it in writing that it's a loan. Also, his credit card probably will not allow a balance transfer from an account that is not his. He might be able to take a cash advance, but there are big fees involved in that. |
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