 Do think I'd be able to buy a house? |
I'm 25, and I earn £39,000 (before deductions).
I have one credit card (the balance is currently 0).
I have no loans (apart from student loand which I don't think ... |
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 Is it better for your credit report to close credit cards or leave open (& not use them)? |
My son has a few credit cards that he doesn't use and wants to close them out. I was told that closing them will affect your credit rating (in a negetive way). True or false?
Additional D... |
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 My Dad cosigned on my car since I have no credit... but? |
Since I'm trying to earn credit and I make all the payments on my car, can I have the car put in my name? Or do I have to have established credit for them to make that decision?
If ... |
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 How to build credit? Credit card recommendations? |
| I have little to no credit. I got a credit starter loan and have been paying on it for a year now but i still can't get approved for things because i don't have enough credit. What are some ... |
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 How many credit cards do you have? |
Does it affect your credit rating for the best or the worst?
If none, how do you establish credit?... |
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 Anyone else get duped by freecreditreport.com? |
| The part that hooked me into freecredireport.com was the "free" part. Only to find out that they have a monthly hidden membership charge unless you cancel. Why can't anyone earn an ... |
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 What can you do if you have bad credit and need to get a loan? |
| please provide any resources or companies that may be able to accept bad credit ... |
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| Why is it not possible to pay with a debit card? |
| i did try to sign up for the personals but yahoo does not accept my debit card why ??... |
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 If I pay my Credit Card off, and then cancel it, can that screw up my credit? |
| I'm considering completely paying my credit card off and cancel it. I rarely use it, and it's just been collecting interest for a few months. Before I do so, I am wondering if that mess up ... |
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 If someone dies and is the only liable name on a credit card, what happens with the bill? |
there is a widow and everything passed into her name via and/or on bank accounts, vehicals and property.
Additional Details
Some of you are not reading th entire question: there is NO ... |
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 Social Security Number? |
| Is it possible to get a new social security number??... |
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 How long does it take for a credit return to appear on the account? |
| I returned an item that I bought with my credit card and I wanted to know how long it will take to show up on my account and if it will appear online?... |
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 Minimum Payments? |
| I have a Mastercard with a $1000 limit. This is my first card and I was wondering, if I spend $100 how much do I have to pay back when I get my first bill? How can I find what the minimum payments?... |
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 When do I make my first car payment? |
| When do I make my first payment for my car loan? I am financing a car and picking it up tomorrow, just needed to know if I need the first payment up front or if I pay the first payment in a month?<... |
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tiggarific | If My credit is in trouble and i want to get a loan to fix it, is that possible? |
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Jeff H
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It may be possible, but not recommended unless you strongly get your spending habits under control.
I recommend you listen to Dave Ramsey's radio program before doing so. Dave has a plan that does NOT involve loan consolidation. If you cannot find it locally, he archives his radio programs on his website. |
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lzc5wh
 |
There is a great place to go with this. I was in a very similar situation.
This is getting help from real people without the use of banks or credit card companies. Good Luck!
http://www.prosper.com/join/lzc5wh |
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Jordan
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Dont do that!! Just pay it off or get your debt consolidated! |
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Michael T
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A loan is not always the answer. If you want to consolidate your debt then a loan, especially a home equity loan, is the best way to go. You must be responsible however not to incur more debt after you take out the loan. This is where most people make their mistake. My policy is: Take out the loan and cut up the cards.
If you are looking to improve your credit then I would not take out the loan. I started down the road to repair my credit last year and found a site ( http://www.your-credit-solution.com ) that offers several solutions. I was able to repair my credit and increase my score by 200 points. You should check them out.
Good Luck! |
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James F
 |
People-to-People Lending. It's an old idea that's new again.
People who need money request it, and other people bid for the privilege of lending it to them. Prosper makes sure everything is safe, fair and easy.
Until now, financial institutions have controlled who is able to obtain credit and the rates people pay, over time, this one-sided control has bred inefficiencies and excessive margins – leading to higher rates for borrowers, and restricting people who have money to lend from entering and generating income from this vital and lucrative market.
Prosper gives people the opportunity to take back the marketplace for consumer credit, Prosper aims to make consumer lending more financially and socially rewarding for everyone by letting the borrowers set the maximum rate they are willing to pay a lender, which prevents the loan from being funded at a rate higher than the borrower wants to pay.
http://www.prosper.com/join/GlobalFundingSource |
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