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 Does anyone know of any tricks or tips to remove information from credit reports particularly inquires?
...


 What happens to someones credit card debt when they die? Do the wife or kids have to pay it off?
just curious......


 What's the best way to start building credit?
I am 20 years old and keep getting rejected for credit cards. The only way to get credit is to start somewhere...so where do I start??...


 How does a credit card work ??
I want to get a credit card but im 16 (for ebay) . I want to know how does it work do you get charged a certain amount each month or do you get charged only when you buy something ...?

Do ...


 How do I establish credit?
I need to establish some good credit in order to get a loan for school. What do i do to get good credit to get approved for the loan?...


 Has anyone ever gotten an unsecured personal loan from speedybadcreditloans.com?
I've researched them on the internet and nothing bad comes up. In fact, a lot of websites say that sites like this require a fee (this one does) because they are acting as a middle man between ...


 Fraud has just been committed on my card, i have the address things have been sent to what shall i do with i?

Additional Details
my card has been used to order from play.com and items have been sent to a random ...


 How much total debt do you have?
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 How do i improve my credit score without doing the obvious (paying on time)?
there are two collections and a judgment on my report but they all show as paid....


 My car got repo'd and auctioned!?
whats the best way to explain to my mother that i got my car repo'd when she's the cosigner? is there any possible good lie out there.. me and her don't keep in touch or talk much.. ...


 What to do if you have a summlons to come to court.?
i have a summons to come to cort because i have credit card debt....


 Where can I go too get past judgements tooking off my credit report?
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 1st Credit Card?
I am about to get my 1st credit card. Any suggestions having good credit?...


 I took out a $5,000 unsecured loan and only needed $2,000 of it..?
can you pay these off early.. i would like to make a 3,000 dollar payment as my first.. is this cool.. if so will the interest be charged on the whole thing regardless.. thx for your ...


 Debt Collection Unfair need advice Badly!!!!?
i have had an account past due with citizens bank for 3 years i was put away for awhile and was unable to pay it. i owed 538 dollars. well 5 months ago i have been receiving calls from NCO about ...


 I have terrible credit from a reposesion when I was 20 years old, I'm 24 now, I need to buy a house for my
family, my finace has ok credit mine is just terrible. I only owe 4 thousand but can't afford to pay it back. Whats the best way to rebuild my credit I feel like I'm holding my fiance back. ...


 Is it a good idea to close credit cards that I don't use at all?
Here is my situation. I have $7500 I owe on a 0% credit card that expires in March 08. I want to transfer that balance to a different 0% credit card in February to avoid finance charges. Also have ...


 No Credit auto financing?
Ok, I'm 19 years old, live with my family, have an active checking and savings account. I work as a General Manager at LP Cleaning Service and make $3,500.00 per month before taxes.

H...


 22 years old and credit card company is taking me to court?
I was offered several credit cards when I graduated high school and started college at the age of 18. This card in particular offered a $4,000 credit line. I had no job and no savings, so I ended up ...


 Where can you buy pre-paid credit cards?
in Los Angeles, CA?...



seashell
If a business makes a copy of your Drivers License does that violate the Patriot Act?
Also is it legal for a business to make a copy of your debit/credit card? Any help you can offer would be appreciated.
                     
 




bdancer222
Rating
I would never allow a business to make a copy of my debit or credit card. They have absolutely no need for it. Just seems like an opportunity for ID theft.


Studly
Rating
I don't know why they need a copy of your credit card. But my business demands a copy of drivers licenses for a number of reasons.

For one...here in Michigan they have some pretty good laws to at help fight folks who bounce checks. But a part of the law says in order to take advantage of it, you must have accepted their drivers license as proof of ID when they wrote you a check.

Well, obviously, if you go to court and the judge asks the check writer if they showed their ID, they will always say "No". So we make a copy for proof.

Also comes to good use when you have to sue them.....the picture makes it very easy for the process server.


SPIFIMAN1
Rating
In my business, auto finance we have no choice because our lenders require a copy of the customers drivers license and besides that we need a copy so we can prove the we are in compliance with the Patriot Act by documenting that the customers are who they say they are.

Plus if we have to repossess the vehicle, its' a lot easier for the repo man to identify the customers with a copy of their drivers license.

As far as a debit card, I can not think of a valid reason for that.


imboard2
i know it is not illegal to make a copy of your drivers license.
unless you tell them they cant. if its for credit. basically if you dont let them do it, then you dont get credit.
i dont think its legal to to make a copy of of a credit card. but you should not let them do that.


Lois_G
If that business is the place you just got hired to be an employee at, then NO.


gomanyes562
Rating
It's perfectly legal. Sorry.


Amy B
Many businesses will make a copy of employees' drivers' licenses as part of a background check. This is legal and does not violate the patriot act (which does more to take AWAY privacy and personal freedom than to protect it).

Many companies still use an older method of running a credit card, where they put it in a device that makes a copy of it on carbon paper. This is the only reason I can think of for a company to make a copy of a credit card, and it is also legal.

If you feel uncomfortable about a company doing either one of these things, you should definitely speak up and ask someone why it is being done.


beautiful disaster <3
i dont know why they would need a copy of your debit card, that sounds fishy!


ThatGuy!
If you mean a photocopy, then no.
Any other type of copy would be considered a forgery.


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