 Is my Credit Score good?? |
| I recently checked my credit score on Experian and it said that it is 722 on a scale of 501-990 and then I estimated my credit score on MyFICO and is says that my score ranges from 705-755. Are these ... |
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 What is the best route to take to repair poor credit.? |
| Imake good money but always have had bad cridit I want to buy me a home this year.... |
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 BEST AnSWER GIVING 10 POINTS for the following question? |
| is there any "1500 or less" cash loan offers that will definetly be sent to me with bad credit. any webistes pls not bank loans like the sent to your checking acoount in 24hrs offer. PLEAS... |
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 Is it bad to have too many cards?? I dont even use them!? |
| Im trying to build my credit, so I applied for a bunch of cards and got a few. I never occur interest on them, and hardly even use them. Does this look good or bad??? Should I get more, or just use ... |
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 I was taken to court with out me knowing on a loan. They were given a judgement against me.is that leagal?? |
| it was a personal loan in only my name. I had no idea that it was even going to court. Now i have the judgement against me. I used personal property to secure the loan, but i no longer have any of it.... |
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 I am being sued by a collection agency through their attorney? |
| I was served papers -" to appear by filing a written answer the petition of plaintiff" How do i do this? I cannot afford an attorney (it was a credit card co charge-off and i wrote a ... |
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 What can we do to protect ourselves if a relative decides to commit identity theft? |
| A relative came and stayed at our home for a few days. They had access to our home when we were at work and so they could have easily gotten all of our information. Now I find that they have stolen ... |
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 Couple of questions....? |
| I don't know anything about loans. All I know is my boyfriend has a ton of debt. All his loans, credit card bills and his truck plus my student loan comes to about 27,000 dollars... i'm ... |
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| I tend to use one credit card to charge all my expenses each month and then pay it off at the end of the month. There are sooooo many credit cards out there and I was wondering which one gives the ... |
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 Will I get a late charge for my capital one credit card? |
| my payment is due tommorow.and i put it in the mail yesterday however tommorow is a holiday.it is the first time it has happened.anyone know how much i will be charged.... |
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 Son refuses to pay father for his car loan.? |
| My friend asked me for advice the other day and I wasn't sure what to tell him. His 21 yr old son bought a new car 6 months ago. His father had to co-sign the loan. The son agreed to make weekly ... |
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 Will not paying off your credit card completely in a month hurt your credit score? |
I got my first credit card last year, I've used it a lot and got a few credit increases, and have paid it off in full at the end of every month.
However, this month I've spent ... |
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Lardo | If a person maxes out their credit cards before they die, does their family have to pay the debt off? |
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SlimMick
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This issue is handled in probate court. The creditors will get first pick of the person's assets...after all accounts are settled, then the money is divided among the heirs. If there is no money to pay off the debt, the family members do not have to pay. |
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bdancer222
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All debts become the responsibility of the estate. Assets have to be liquidated to pay off the debts, before any assets can be passed to heirs. If the estate doesn't have enough assets to pay off the debts, the creditors will have to write off the debts.
Surviving family does not inherit the debt -- no matter what the collector might try to tell you. |
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yazzy
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It is supposed to come out of the estate.
So lets say you own a house and a car, and some land. But you owe a ton in credit cards. You die and leave your land, home and car to your son. But your son then has to sell your property and use the money to pay your debts. He can only keep what is left over.
However let's say you die and have nothing. YOu own no land, no car, and you aren't leaving your kids a dime. Well then your credit card company cannot sue your kids to make them pay your debt. THey can only take the debt from your own estate. Your stuff will end up being auctioned and they get what they get, if there's nothing left then they are out of luck.
That's the way it was explained to me anyway. They have to pay your debt with your estate. If you have nothing, and leave nothing, it's not an issue.
However it can get complicated if your kids have COSIGNED on things or have their name on joint accounts and stuff. |
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Judy
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In a way yes.
They will take it out of their estate. Ex: Their house, car, furniture; everything will have to be sold if there are creditors due.
Family memebers could end up with nothing.
But.... they can not come after family memebers once all the assets of the estate (including all annuities, and stocks), are sold.
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kALi
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It depends if they accept to inherit. They can refuse (for examples, if there are only debts and no inheritance, or more debts than inheritance).
However, both go together. |
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dirtydogz@sbcglobal.net
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not necessarily. whoever has money coming has to sue the estate of the dead person. if they do that and there is money in the estate, they may get paid. maybe not |
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Steve L
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They have to sue the estate it will be up to a probate judge to decide. It is not automatic as many of the poster answer. |
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One Step Ahead
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Yes, the person who is the benefactor to the estate take on the good and bad inherent |
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Michael H
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Yes, they have to pay the debt. Both your debt obligations and your assets pass on to the next generation. To max out cards for one last spree would be selfish and a real hardship for the inheritors. |
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