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 Making a mortgage payment.. Question>>>>?
I am thinking of makig 1/2 my mortgage payment every other week instead of one payment each month... This will essentially give me easier cash flow, but will it really matter to the mortgage company (...


 Is it true that the more credit cards you have the lower you credit rating will be?
...


 Bills / credit card !!?
i've gotta $600.00 credit card that i've maxed out and i NEED to pay if off... what can i do .. when i work the money i make goes to my car payment and gas & cell phone ...

<...


 Get a Car loan with Bad credit!!!!?
My wife and I are needing to get a new car ( used car )
Either one of our credit is good moreless sucks.

Both our credit scores are under 570
someone stole my ID and got alitte ...


 How can i find out why i was refused credit?
i've got a credit report from experian but that still dosen't answer my question, as all that says is that i make all payments on time, is the another company that can be a bit more acurate?...


 Any good loan advice out there?
I've got a fixed loan from Natwest that I took out earlier this year to consolidate various bits and bobs. It was for £15,000 but with interest over 5 years I'm going to pay £22,000.
...


 Can a 14 year old get a credit card??
if so, can you tell me how?? and is it legal?...


 Is it safe to use your credit card on E-BAY?
...


 Do You think this is a scam?
I'm about 2,000. in debt. Some are credit cards and some are hospital bills. I know this debt isn't large but I want to clean in up. I am stressed over the letters and calls from the ...


 I got accepted for a loan and paid £50 fee up front?
when the paper work came through the agreemant was nothing like i had discussed with the agent ,therefore i spoke to them again and was really not pleased with what they were offering.Therefore i ...


 How do i clean up my credit ?
...


 Can anyone answer my question about credit cards?
I am just starting out with using a credit card. If I make the minimum monthly payments, could a credit card company ever suddenly take your money out of your account or garnish your wages without ...


 Over drawing??? may sound stupid but i dont have a clue about this?
I have a £1000 overdraft limit ok,my question is... once my own money in account runs out i can then withdraw upto £1000..ok!But when do i need to pay it back? I earn a weekly wage so i assume it ...


 Looking for the best prepaid debit card.?
...


 Who has the longest interest free period on credit cards?
...


 Help!! I applied for a Citi credit card but was denied one with made up reasons? How can i report this?
In their reasons they say that I have late payments and that my credit score is low. however, i have a service with experian ("the" credit agency they used) and their credit report didn'...


 What rights do co-signers really have?
I was stupid 2 years ago when my neice needed a cosigner for her student loans. She promised me and her mother that she would never, ever not pay the loans. Well, now she has changed her mind and ...


 Which one is it....?
I work at a bank so I should know this but everyone gives different answers. When you get your credit card statement is it better (credit score wise) to pay it off in full or just pay a big chunk. B...


 How do I get the creditors to stop calling?
My fiance's creditors (NCO Financial, Canada) keep calling my parents house asking for him. I have told them SEVERAL times that this was the wrong number. They have my fiance's number but ...


 How much will it hurt my chances of buying a house if I.....?
finance a motorcyle that costs $10,000. My equifax score is 687 and my experian score is 724 and I don't have my TransUnion score. Also, I wont be buying a house until October.

I ...



Wonderer
If behind on one credit card, its best to get behind on all to even things up. T or F?
                     
 




stopccdebt
It is never good to get behind on any card. Getting behind on all will just increase your late fees and further erode your credit score.

As it stands with being late on one, universal default dictates that you will likely experience default rates on all credit cards, even those that you never made a late payment on.


Lianne
So false where the hell did you get that idea. If you're behind one one card the best thing to do is catch up!


christina
False.


bostonianinmo
Hell No!

Much better to have only ONE delinquent account that several!


working mom of 3
Rating
Does that really make sense to you? Because it is the most ridiculous thing I have ever heard.


Bobbie
Rating
false


just browsin
Rating
False.


jasonjas
Rating
False...

Don't put yourself into more debt with all the cards. If you are behind on that one, just pay a little above the minimum payment and then pay off the other card as fast as you can. Then start paying on the one you are behind on. If you have more than 2, then you are just SOL and need to stop buying things.

Anyways, if you go behind on everything then it will cost more in the long run rather than being behind on just one. The interest would be the only thing you will be paying off if you get behind on everything.


paul m
Rating
HA ha absolutly False


First Lady
Rating
Uhh, no


randys_gem
Rating
False


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