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 Why should Americans use cash instead of credit cards?
For Americans it’s much easier for us to slide our credit cards then to pay with actual cash. Most Americans are trying to manage their money in this tough economy and are slowly going back to ...


 What is the difference b/w atm card and credit card.can i use atm card online to payy or buy softwares?
give the ...


 I am 19 and i have no credit history, im ineed of a personal loan of 3000 i make 1760 monthly help???
i have been applying everywhere but i cant seem to get a loan as of yet and i need this asap so please if u kno of any loan sharks, or company that could most definetly help me out please let me ...


 If I were to divorce my husband, would his credit also be my credit? Or is it seperate?
What I want to know is when I divorce my husband will I continue to have no credit? Or will I have his credit on my credit report?...


 Can they take her car?
My friend is planning on filing bankruptcy. She has an appointment with the lawyer in about an hour (to actually file) not just a consultation. She just called me to tell me that people are pounding ...


 Is it hard to buy a house without credit?
my fiance and i are living in a shack and we have found a house we love and would like to buy but we have no credit bc we are young and have always been afraid of getting in over our heads. we were ...


 Did they ask for your?
[For the people that have a paypal credit card] Did they ask for your credit card number when you signed up for a paypal debit card? if so, Are the EXACT numbers on your credit card that are on the ...


 I have bad credit - need a personal loan - who can help?
...


 Does anybody know?
If you live at an address for a number of years,and the last owners have taken a personal loan out and they have given the address that you are now living at,they haven't kept the loan up to ...


 Bill collectors, won't listen to me!?
Bill collectors keep calling our phone number! I have told them that the person they are looking for does not live here! They now have a automatic system and if you answer it kicks in. I want to get ...


 Do i trust these people?
i have just applied for a loan,
and have been told that i must pay 49.50 admin fee
is this correct and is it because its a smaller lender and i have adverse ...


 Will my credit score be lowered if I check or inquire about it?
...


 Do banks charge if when using a debit card you do not have enough funds when shop trys to take payment?
...


 I recieved summons today for a credit card debt?
What am i supposed to do? Its from about 3 years ago. do i have to go to court? i am really confused. what does it mean? will i go to jail? please someone help me i am really scared!!!
A...


 What can I do about harassing bill collector phone calls?
I don't have account with the compay my son does. I have asked them not to call my house because my son no longer lives with me. I also have asked my son to handle this matter. If I knew where ...


 Should I Put My Girlfriend On My Credit Card Account?
So we've been together for about a year, and I know I love her. Is it ok to share an account with each other.
Additional Details
Yeah, I do know better. Just wanted to see how many ...


 Does a shop manager has the right to destroy your debit card?
I went shopping and when paying,because my card was not signed,the shop manager decided to keep it.I proposed to bring my ID but he said he had the right either to keep it or to destroy it.He then ...


 I am a christian with a business,if someone owes me and doesn't pay is it right for me to sue them?
I never sue anyone eventhough I lost millions! but still the Lord Jesus is gracious to me and keep on blessing me. but it became a tradition to them that it is all right not to pay me because I don&#...


 How do I 'get out' of being a guarantor?
I reluctantly agreed to be a guarantor under the impression that the loan would be paid on time every month, if payment is unavaible from their bank account it is immediately taken from mine, ...


 Have u been a victim of credit card fraud?
I've recently had £2,000 taken from my account. The bank cannot tell me where or how (is this true?!). How the hell do these fraudsters do it though? I still have my card and shred everything.<...



cefurx
If i get additonal card in my credit card account, do they usually get the additonal user social security?
                     
 




Waine
Hi there, this is the site that covers your questions from all aspects:
http://credit-cards.ebookorama.com
and here there's some info too
http://finance.ebookorama.com
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
if it helps please remember me :-)
good luck!


Rich Z
NO. It is your card and your social security number because you are responsible for the bill.


jodi_lynn_124
They do not ask for it or need it to find you if the main person doesn't pay there bill. Do you honestly think that the credit companies don't know your ss# without you giving it to them. For one look on each one of your reports has your spouses name right on it.

Ok for is another, if you right a bad check and don't pay it, it goes to your credit right. How did they get your ss# they didn't get it when you wrote the check but they sure can find you.

If you call and add someone to your credit card this is sometimes call piggy backing or riding on someone shirt tail because that card they added you too will go to there credit and either help you or could hurt you.

:)


secret agent lady
Rating
they didn't ask for my SS# when my husband got me a card for his account...


Julie
Sometimes no
But you are respnsible for the account and any other charges the other card carrier may accrue.


sglmom
Rating
YES -- the additional cardholder on that credit account WILL have to provide their identification as well.


nhan_andy
I see so many misinforms here .

The correct answer would be : It's an OPTIONAL .

- You don't have to give them the SS# of the Authorized User unless you want to help him/her build up their credit base on your accounts history.


If you're an Authorized user and do not want that account on your report, you have the right to Dispute it , and they would delete it out of your report.


note_worthee
I don't know this for a fact, but I'm sure they would.

When the idea first came out Congress debated the implication of the SSN being used for ID, and made it illegal (yes illegal) for it to be used that way. My card says on the bottom "For Social Security and Tax Purposes - Not for Identification". Somehow, somewhere, this safeguard of personal liberty (sound familiar?), that was hard won into the law of the land, got perverted (or legalized?) into the very thing it was not meant to be. I'm 51, so my card is like 45 yo. I'm assuming you're younger than me. I'd love to know if your card has the same disclaimer (in the card holders favor for a change) as mine does.

Pardon the rant.


rubiconx4
yes they wont to be sure they can go after every one to get there money.


Kelli
When I added my husband to my credit card account, I had to provide his SSN.


Danielle B
Rating
They might i am not forsure but i would ask them why they need it when the card is in someone elses name. you can never be to safe with stuff like this


YC
Rating
Not in every occasions.

Companies like: Capital One, do not ask for SSN.

Others like: Chase, require SSN for some extra cardholders.

In any case, your bill, your problem--credit card companies really don't care, so make sure you really trust this person.


solgiver
Rating
Yes, because it is included on both credit reports.


Pantherempress
Yes.


EVY
Rating
is optional


Lady tee
I don't think that they do


Terry Legendary
Rating
nope


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