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 Why are so many people in debt when it is so very avoidable and easy to stay out of?
All you have to do is not spend what you don't have and keep an eye on your interest rates and read between the lines....


 How long does it take for late credit card payments to clear up on your credit?
We had a late credit card payment from 2 diffrent credit companies. Its the only thing stopping me from getting a good loan for my home. After they clear up, how long does it take me to restore ...


 What shall I do now re late payment charges? (I am angry and ready to do anything i need to)?
3 phone calls to Capital One today. Ist established no voiding. 2nd established debt was .10p (10 english pence) for which I have been charged £24.28. Was offered one deduction, accepted. Went to ...


 Can i refinance my car loan with a different bank for a lower interest rate?
...


 I am turning 18 on June 5th, but I need a credit card NOW. Is there anywhere I can get a card?
I need a credit card so I can get a paypal debit card so I can get the money i need to ship stuff for ebay faster. Problem is I don;t turn 18 for like 4 months. Does ANYONE give any kind of card out ...


 Collection agency is calling for a co-worker, but continues to harass me! what can i do?!?
The co-worker is a friend of mine; she was in a car accident over a year ago and is in the middle of a legal settlement so that she can pay off her car that was totaled in the accident. The balance ...


 My husband has transfered all his debt to me and dissappered. is there anything i can do?
He transfered over his debt to a 0% balance transfer on my credit card. Now he has deserted me. He also has borrowed money of my family. He wont get in contact with me. he is currently living with ...


 Can i use a debit card over internet purchases?
...


 What are some things to look for when applying for a credit card?
...


 We have bad credit, but we need a loan to pay off bills and have one payment, where can we get that?
...


 Payday loans?
has anyone ever received cash from a payday loan advertised on the internet, usually says up to $1500.00 . I was wondering if it is real and safe. I'm a single mom in need of a loan with not so ...


 I am so nervous...?
i have to go to court on tuesday for a credit card debt and i don't have a lawyer, i feel like i'm having an axiety attack, i know it's my fault but i'm scared, has anyone ever ...


 Decent credit cards?
I want to apply for a credit card in case of emergencies (serious ones, not "OMG I need new shoes charge it" ones) Like if the car breaks down and that kind of thing. I know I may not get ...


 I cancelled a credit card an hour ago- can I call them to open it again?
I cancelled a CC- an hour ago now I realize that maybe I should have just kept it open even though I have not used it in 3 years. It has been open since 2002 and had a credit limit of 9500- can I ...


 Can a collection company send local authorities to arrest you for not paying your credit card payments?
My husband was threatened today by a collection agency stating that they were sending a officer tomorrow to take him to jail for not paying his credit card. I have heard that this is how they try to ...


 Will a collection agency sue me over $7,000 debt?
I have debt with a walmart credit card for $7,000. They have sent it to Encore, a collection agency. Will the collection agency sue me for this amount of debt. I don't own anything of ...


 Can i be turned down for a credit card because i did not provide my social security nunber?
I went to a local store and I was told that my application could not be processed if my social security number was not ...


 I may be moving out of my hometown, should I cancel credit cards?
I will be moving to a city that doesn't have some of the stores that I currently have credit cards for. I know you shouldn't cancel or close the account because it messes up the credit. Do I...


 If My credit is in trouble and i want to get a loan to fix it, is that possible?
...


 What would a credit-card company do if i refused to pay?
if i just said "look, the risk of non-payment was yours when you gave me the card, I can't afford to pay it back and you will have to write off the money?"...



northerngirl617
If i give my credit card info over the phone can the other person do anything other than reserve the room?
I just reserved a room with my credit card-3 days ago-however we i called tonight to ask a question the employee didn't have any record of my reservation. I am quite bothered by this because the emplyee i spoke with the other night assured me i was reserved even provided me with a room number...which i guess means nothing now. I would like to know what people can do with this info as this card belongs to mother and I need to stop anything fraudulent before it happens or goes any further ...if I need to?
                     
 




sharrron
you can put a security lock on your card number with the card company. that way all charges have to be authorized by them before they go through.

contact the card company for more info.

have a nice day.


Dukes of Hazardous Waste
Let your credit card company know what happened so they can be on alert.


Nagitarâ„¢
she needs to contact her credit card company and make sure no fraudulent charges have been made. But people can use the number over the internet. Especially if they have the numbers on the back of the card. It can also be used over the phone.


brother_lu
Rating
as long as they have your cc number and expiration date they can buy alot of things. if they have your billing address then they can buy anything they want over the phone or internet. try again, maybe they put it under a different name or different day. all the info you gave them.. is all the info they need to give to any other place to buy anything. there's alot of trust involved, almost every time you make a transaction the merchant has enough info to go on a shopping spree if they pleased.. good luck!


RIffRaffMama
If it's a legitimate hotel that you're dealing with then they will just use the information for what they stated. They could essentially use it for anything they liked, but it's unlikely if they're a decent place.
It's possible the payment was put through but the person then forgot to mark you in their book. Call back and double check they haven't booked you in for the wrong dates too.


cubcowboysgirl
Rating
the cardholder should call the card company IMMEDIATELY to report suspested fraud or abuse.
Verify if the card was charged by viewing the account activity online.
They have your personal information and your card information. Your card could be maxed out in minutes.
And, lastly, find a hotel where they will reserve it and not leave you guessing.


Brian G
Rating
When you give your card number to an employee for legitimate business purposes, you expect it to remain confidential and used for your purchase only. Whether the reservation was made or not, they will either use the card illegally or not. Do you have any reason to believe it will be used fraudulently?


rallman@sbcglobal.net
Call credit card company as soon as you can.


newyorkgal71
Sure, if the employee is dishonest, they can use your card number.

Did you get a reference number from the person that took your room reservation at the hotel? Did he/she give you his/her name when they took the reservation?


aljohn316
yeah they can but its against the law to do that you have to be very particular about giving info to anyone for anything but must likely the wont depend if its a scam or not you can always check with the card company and get them to give you a read out of your account transactions


linda c
Rating
There is lot of thing that they can do with the credit card especially if you voluntary give the information to them. I the employee of the hotel told you that you have no records with them, cancel right away the purchase you made and call the credit card provider just to play safe. You don't want your mom to pay something that she never use and purchase. There is a lot of fraud going on around and just be careful not to be a victim of on of them. My son did and he still paying for that $21,000 frauded on his account.


∞infiniti∞
Rating
First of all if you reserve a hotel room they will never give you a room number before you check in.
You cannot check into a hotel by yourself if you are under 18.
Call the hotel to cancel your reservation, then make a new one and get a confirmation number.
If you gave your credit card number, call the bank to see if the hotel put a hold on your credit card.


Frank Castle
Rating
1) Yes.
2) You should not use her credit card to book hotel rooms.


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