My credit score is 453.? |
| What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H... |
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Can Collections file a case on you and get you arrested ? |
| can that happen if you owe $600 or more to your bank, credit card company, or online company like neteller ?... |
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Will consolidating my debt with a consolidation company worsen my credit or will it help? |
| I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?... |
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Which credit card should be paid off first? |
| I have 2 credit cards that I'm trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28... |
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I forgot to pay my discover card payment. Will it affect my credit score? |
| I was just busy over the holidays and missed it. I paid it on my computer after I got off work last nite, but I am so embarrassed because they called me at work and wanted the payment then and their ... |
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How can I build my credit? helppppp? |
I just turned 18 in October and I need helppp!
I can't get approved for credit cards, even the ones that say no credit history credit cards, or instant approval. I've applied for a ... |
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I want to start building my credit, How do I do this? |
| I'll be 18 soon so how do start building my credit and keep it good?... |
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My credit score went from 765 to 632. I have 2 hospital bills reported in collections. $953, and $480? |
What happened? Additional Details Is that really enough to make it drop so much, or should I check into this? Who would I call, the credit bureau? What is the FASTEST way to correct ... |
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Need a Bad Credit Loan? |
| I am looking for a loan I have a poor credit score, looking for lenders that are willing to lend rather than waste time saying they do loans when they don't. If anybody has managed to get a ... |
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How do you get an unsecured loan when you have EXTREMELY bad credit.? |
| I have tried prosper.com as I have seen suggested so many times on this site, but I was turned down. I need $3500 ASAP. I am desperate.... |
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Terrible credit credit cards? |
My credit is not bad because I can't handle money, I have never had an account open in which I would receive credit if I paid on time or vice versa.
Two medical bills, small $10... |
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My credit is about 650 and next year i want to refinance home? |
| i have a credit score of 650 got 1 credit card one small loan that will be paid by october and mortgege payment i want my score to be at 750 next year is it possible with these credits or should i ... |
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I purchased a home for 360,000 paid 50k, down and I now owe 366K on it payments now 2700 a month, suggestions? |
| the lender will not lower the payments or the interest rate and the new appraisal on the home is 330,000. Any suggestions will help I can't afford the payments.... |
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tupicce | If my credit score is 714 and i apply for a wamu card how much will they give me as a start? |
if my credit score is 714 and i apply for a wamu platinum credit card can anyone tell me how much i will get.
? all my other cards are zero balance and the highest card is a 2000 limit so i hope thats a plus |
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Helpfulhannah
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Depends on you income as well, without knowing that information I would say $2500 to start. |
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Christiane
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Please choose a different company...My best friend got into trouble and behind on her payments and tried to talk to them. They were terrible to deal with and jacked her interest rate to 25%! Ask lots of questions...first...read the very fine print...know what happens if you are ever late or miss a payment... |
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XoxoxoxoX
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Your credit score 714 is a good credit score, on top of that you don't owe anything on your other credit card. The only thing is not sure how much you make a year. That would also make a difference on the credit limits that they give you. How long ago did you get that highest credit limit $2,000? If it has been a while ago like more then a couple years ago, they might give you like $5,000 credit limit. I said so is because long term credit history also a plus, and if you have not apply for credit cards like crazy these past two years, your credit score might had soar during this past period (vice versa, if you have been applying for and loans and credit cards like crazy in a month or two, your credit score tend to lower). That is why I am ASSUMING the credit score might be much higher than your highest credit limit. It sounds like you know how to manage your credit card accounts. Since you pay them off and not owe anything. I am sure you will not be in trouble like the first poster's friend. Because actually ALL credit card companies will jack up the interest rate to 25% to 30% after late payment(s). Just read the fine print carefully before you apply and make sure you know all the terms in the contract and avoid to trigger any fees and high interest rate. Good luck and hope you get the credit limit you want. Remember not to get into credit card debts. =) |
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xxxxxxx b
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what ever the limit is that they give you, you can ask for them to raise it in about 6 months (provide you are in good standing).
I believe you can have them review it every 6 months. |
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quambewy
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my score was the same when i applied for mine and i got 3000, then they upped it to 5g's. and i dont agree that they are horrible. |
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Prenn
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Depends on how much debt you have, your credit history, your income, how long you have been on your current job and how often you use credit card. The bottom line is, are you profitable to WAMU?
All of those take into the consideration how much risk a company wants to take before granted you a credit line. |
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GTW
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You have great credit they should give you at leat $5,000 or more. Make sure that when you apply for credit cards you are getting the best of both worlds, rates and rewards because with that good of credit you have to make sure you are getting the best there is www.fastcreditcardapprovals.com has all major credit cards and you will be able to compare side by side. |
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Duane
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This is unknown since you don't say how many accounts you have, but I wouldn't expect any more than $1000.00 to start.
Try reading all of this website below. From the question you asked, you don't understand how credit and credit scoring really works.
That is not an insult, I didn't either until I found this site while my credit was really a mess, but with their help I cleaned up my credit reports and my credit score is up to 720 from 485 in a little over a year!
If your not in trouble with credit now, then this site will help you learn how to avoid credit problems because it deals specifically with credit repair and it's a good one. |
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GG
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my guess would be $2500 or $3500 |
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MadGeniusClown
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One Million Dollars. |
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