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 I need to clean up my credit report how should I do that pay someone?
...


 What is a good Make money online site?
Hi,

Can you help me on what are good money making sites? I Live in the Philippines and I want a site that pays you for making written stuff like Journals, Vacation stories, Essays, ...


 Mortgages for people with low credit scores?
Need suggestions for reputable mortgage companies, loan companies, banks, who loan to people with low credit scores....


 How can you determine a check is good without going to a bank?
someone send me a check i want to find out if it good before
cashing it....


 If you have a credit acct that is charged off, can they still send you to collections?
I have an account that is charged off. Which means the creditor wrote it off as a loss. Can they still send my file over to a collection agency to collect on it? I now have a collection on my ...


 How late does a mortgage payment have to be, before the mortgage company reports this to your credit report?
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 Photo ID required when using a debit card?
I just got a debit card, but unfortunately, due to a variety of circumstances, I have no photo ID. My question is this: do you need one to use the debit card? I know the pin number and everything. I&#...


 Raising credit score in 5 months?
My husband and I are hoping to buy a house in the summer. Right now our credit scores are in the low low 500's. We have about 5 collection accounts ranging from 2003-April 2007. I paid off ...


 A lot ofbusiness won't accept credit card purchases under $10 now. Can they do that?
I saw a report on the news that said credit card companies do not like that when merchants do that. They said to call their customer service line and inform them of which businesses are doing that.<...


 Question about credit cards.?
Im not really sure how to ask this but here it goes.
Say you get a credit card with a 10% amount interest rate.
You go to the store or wherever and spend $100.
When the bill comes, ...


 I have credit card debt $5,000 worth, a car payment of $480.00?
I make on average $1,600 a month. I have credit card debt, rent, and car payment. Not to mention maint., food, GAS, clothing, emergency. I can barely save. What do I do. How can I refiance my car if I...


 If someone finds bank/cardit cards and they know the pin number, can they use it and get away with it?

Additional Details
people said on here they can get caught for first time but how unless if they is ...


 Which card is better Mastercard or Visa? Why?
...


 Will people actually sue me if I won alot of money in the lottery?
If I would have won the $273 million Powerball Lottery, will people line up to sue me? They say get a lawyer, but for what reason other than to fight off lawsuits?...


 College Student with $9000 in Credit Card debt?
Wow! I started overcharging an exorbitant amount, and have now shredded my credit cards and need to stop interest from accruing and stop collectors from calling. I'm going to be in college for ...


 I have won a lottery how I can receive money?
I have bought through internet a lottery to me the message has come that I have won the certain sum
There write that I can them receive and I have filled in the questionnaire but me the answer ...


 10 points...If I had a credit card in my name, not my husband's can they tell him my balance?
This is nothing pertaining to me, but somebody I know. The credit card company called and said that if he doesn't pay $500 by a certain day, then they will take him to court. They said all of ...


 How can i meet an honest man,for a friendly relationship, that could lead to a more personal affair?
...


 My son just took out a loan to buy a used car. the loan is for 48 months. if the loan is paid off?
in say 8 months will it help or hurt his credit rating?...


 How can I establish credit when I can't get a credit card or even a storecard?
I am trying to establish credit (without having to go to a bank and take a out a loan. I hate going through all of that.) but I can't get a credit card, let alone a storecard.I have a job I'...



rmcgeelsu
If my dad co-signs on my auto loan (refi), will the debt show up on his credit?
If it does, when can I drop him as a co-signer? Trying to get my auto loan interest rate from 18% to under 10%. Will this hurt his credit???
                     
 




SPIFIMAN1
Auto finance is what I do for a living and yes it will show on your dads credit.

It will either be listed with a "J" for joint or a "C" for co-sign under the lenders name on the left side of your credit reports, no one will know who is the primary signer and who is the secondary signer.

As far as getting his name off, you will have to refinance again without him to do that.

Both of your credit reports will either be better or worse depending on how the loan is paid back.


bdancer222
Yes it will show up on both credit reports. If you pay late or default, your father gets his credit dinged.


dark eyes
Yes. The loan will also show up on your dad's credit report. The only time you'll be able to drop him off the auto loan, would be when you're able to establish your own credit and refinance the auto loan without your dad's signature.


Slassy Girl
Rating
Yes, it will show up on his credit report. It will only hurt his credit score if you are late making the payments or do not pay off the loan as agreed.


Jeff M
It will report on his credit... The negative effect on his will be slight( as long as the payments are made on time). His FICO score will lower if he has other auto loans due to the fact that this is a new loan without a track record. After 6 months of paying on time, his score should spike up ...


myacumen.com
Rating
It depends on the policy of the lender, some will place a note on his file stating he is co-signing for debt.

It shouldn't hurt his credit, it's just there so other lender's know what his liabilities might be in the future.


Crystal W
Rating
Yes. Just make your payments....no worries


OC1999
The Co-Signer has just as much responsibility on the loan. So it will show up on both of your credit reports. His report may take a short hit because it is a new line of credit. However, if you are never late on any payment in the long run it won't harm his report.

Once he is a co-signer the only way you can drop him is to have the loan paid off. Either by paying the balance due or refinancing again without him.


DAWN
If your Dad co-signs on an auto loan for you, yes, this becomes part of his debt load when a credit check is done. You can drop him as a co-signer depending on your financial institution, once you turn a certain age and have a full time job for their (financial institution) required amount of time, ie: 6 mos, 1year on the job.


so_scared
Rating
Yeppers. I'm a co-signer and the people I've co-signed for are over three months late. I'm being hit hard b/c of this. I'm going to pay the back payments, take the car away from them, sell it at a much lower price, then pay the remaining loan in low monthly payments.

I hope you make your payments on time b/c your dad will be pissed if you don't.


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