I won 4000, 000, 000 US dollars ? |
hey ppl ... i got this e-mail telling me that i've won 4000, 000,000 dollars and my ID has been randomly selected... this is part of it
"Agent In charge of Your Region in C... |
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College Student Needing Serious Credit Card Debt Help? |
| I have about 3,000$ in credit card debt and I am a student in college and I cannot pay off all of this while working very little in college. I can't get any loans either even with my parents ... |
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Help!!! I have a question about what I should do regarding a credit card payment.? |
I have a credit card that I am already a month behind on. Next week the minimum payment will be two months late, but in two weeks I will be able to pay off the entire balance, which I plan to do.
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I have way too many dept store credit cards that i havent even used should i cancel them? |
| they are like Kays Zales Ebay Paypal card? i never will use them cause i have others but someone told me cancelling them was bad. ihave about 10 credit cards and i want to just close some will it ... |
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Parents using a credit card issued under my own name? |
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Where do i stand with my bank? |
| i stupidly co signed for a loan with my ex five years ago. I recently found out that my ex has not paid this loan for a year! instead the bank decide to go into my account and take out some money for ... |
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Why won't they give me a chance? |
| I need a credit card for college, but I get turned down. I got my credit report, and there is no blemishes on it. Actually, there's not much on it at all. I also don't have the $200.00 to &... |
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Cash Loans.? |
| Where can i get a cash loan, I have really bad credit and everywhere i have tryed are turning me down tryed prov personal credit and many others, At the mo i would even consider a loan shark, any ... |
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How can I rent a car WITHOUT a credit card? 10 Points awaits the best answer!? |
I need to hire a motor on the 7 th August. Any ideas?
I only have debit card..
Thanks in advance Additional Details Sorry am in the UK!... |
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What's the worst that can happen if you do not pay your debts? |
| How long does it take before they try to take you to court and how can you get judgements of your ... |
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What exactly is "consolidating" your bills?? |
| I know this is sort of a dumb question, and I know what it means, they put all of your bills together for one monthly payment, but does it really help? or do they end up screwing you over in the end..... |
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Asked to cosign a loan.? |
| A family member has asked me to cosign a loan to pay the IRS. If they default, when will I be notified? Will I have to pay it all at once or can I continue to make monthly payments. If they miss a ... |
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Credit card charges what can you do to avoid them? |
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Serious, honest answers only? |
| If I were to finance a $15,000 auto loan with a term of 66mths now will that hurt my credit in, say, 3 years when I try to get a home loan?? What am I saying is is will the lending institution look ... |
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Building credit? |
| i am a sophomore in college, and i dont have credit and i want to build it. i have applied for credit cards that say they are for people to build their credit, but i dont get approved because of ... |
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How can I stop compulsive shopping? |
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Building credit...What is the best way to pay for credit card purchases ?? |
1) Should I make small purchases lets say 100$ a month and
pay it off in full upon billing ?
2) pay full balance before i recieve my bill ?
3) make the minimum payment only ?... |
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Buy a giftcard, with a giftcard? |
| i know i am receiving a walmart giftcard from my aunt. And i do not want anything from walmart. So i was wondering if it would be possible for me to use my walmart giftcard to buy an all access Visa ... |
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How to recover money that was borrowed to a friend who refuse to return? |
| i borrowed a total of $4.5K over nov'06 and dec'06. i kept asking for the money to be returned, and was given all sorts of execues and now..this friend is uncontactable or have been ... |
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MLB | If my roommate moved and debt collectors keep calling for him, can they keep calling after I say he's moved? |
I tell the collectors that he doesn't live here anymore, and they tell me that they will call me tomorrow. This has been going on for over a week. Is there any legal action I can take? These people are starting to be rude to me. |
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rmijares
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Only if you tell them specifically not to call your number. Legally they can only call to find out the contact information of the person they're trying to reach, and nothing else..
Check out the "Fair Debt Collections Practices Act." (FDCPA)
If you feel they are in violation of the guidelines you can contact the FTC, BBB, and your states attorney general's office for complaint.
Oh and next time you get this person on the phone, pretend that you're going to record the conversation....
Say " I want you to know for my records that I will be recording this conversation".... and see the reaction you'll get :-)
Good luck |
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guehnwyvare_of_atlantica
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Next time it happens, ask to speak to the supervisor. Make it very clear to them that they are to stop calling and you have already requested it to stop, and if it continues, you are going to log the date and time of each call and report them for being in violation of the fair debt collection act. |
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coreys1247
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Debt collectors are not allowed to harass you.
You can document and tape the harassment then sue for up to 1% of the companies net worth.
You must tell them in writing that you do not wish to be contacted by phone. |
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peaches
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The Consumer's Protection Bureau will take care of those annoying collectors! The LAW - cannot call you after you have informed them! If they persist, ask for their name,the company,the telephone number. Ask the "collection" agency for their Registration numbers - to be a licenced collection company, they must be legally certified,and monitored by the State,Province,and Federal Government. Stand up for your rights and report them, tell them you are reporting them and DO IT. The bottom line, they will LOOSE their licence. Write everything down that you can remember, when they called, what time, what they said to you and GO FOR IT. I dislike these guys so much.PS - everything I have told you I did, and that's how I know.Good Luck, and be more careful who you share your life with... |
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Donna
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They continue to call because they don't believe you or think that you are him just trying to get them to quit calling. |
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shazbotbaru
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this is harrasment and it can be stopped....check with a lawyer and pursue it if you have to....go for contingency...the lawyer gets half of what he can and will bust butt to get all the money out of them he can...good luck.... |
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FortyLoveTX
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When you answer the phone first say "hello."
When the caller asks for your roommate, ask who is calling and from what company. They MUST tell you.
Keep a record this information. You will be able to use it against them.
Check out the links that the other people have given. Debtors have rights. Credit collectors must abide by certain rules. |
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stopccdebt
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It is illegal for them to call if you simply tell them that they are required to cease and desist all telephone calls to that number. Some creditors require a written notice before they will comply, but a verbal request is adequate under the law. This is a right granted by the Fair Debt Collection Practices Act (FDCPA). |
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coolgem2
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Order Caller ID & number block from your telephone provider. |
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dawn18417
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You have already been nice to tell them about moving.The next time they call and ask for this person pretend you are that person and when they ask when you are going to pay them tell them never now beat it or go ahead and try and take me to court,Next they will send certified letter that can not be delivered since person does not live there.F==kem. |
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usaf5octavio
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by law if you tell them to stop calling they have to stop calling, that includes at home and the work place, but if you can give them his new address and phone number |
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Jerry F
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Notify the caller that the person they are trying to reach no longer lives there and tell them not to call anymore. If they continue to call, speak with a supervisor and tell them to stop calling that the person no longer lives at this address. If the phone is in your name, the call should stop. |
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Mariposa
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No, send them a certified letter explaining that your roommate does not live there and that you do not wish to be contacted any further. They have to stop calling you after that or they can face legal fines. |
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delhipops24
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They can and will keep calling unless you can give them a better number or an address where they can contact him. They won't believe you until you can give them something else to go on. |
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