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 I have POOR credit and need help?
I have POOR credit, and a small debt. Because of my credit I can't get a loan, and because the debt is small I can't do consolidation. Is there any other offers I could take advantage of?...


 Can someone check my credit without my social security number?
I am applying to rent an apartment and the advertisement said that there was a credit check. The application doesn't ask for my social security number. There is no application or credit check ...


 Debt recovery?
My son has left home owing monies to a major credit card company..his address for this debt is my own and my wifes. we do not have any contact with our son as he just got up and left with no contact ...


 Do I have too many cards open that may be hurting more credit score?
I have 2 credit cards that are activeted and1 that is not activated. The first card was activated 07/07. The 2nd 09/07 and the 3trd one is open (againts my wises) but not activated 10/07. I also have ...


 My remaining balance on my credit card?
remaining credit balance on my Banco De Oro Shop More credit card number 5125 7102 7540 5101...


 Can a collection agency look into your credit report without your consent?
This morning I found a new inquiry made by a collection agency. Is this legal?...


 My family used my credit card? Help!
A sibling committed fraud in my name, with a credit card, over $10,000.
What are the consequences, if I report it, or decided to do nothing?

Please, answer seriously. I don't ...


 Credit Card Fraud? Please help!!?
Hello, I have been using godaddy.com for stuff a couple days. I have only purchased 2 items on godaddy.com, which was Hosting plan-1 year for $38(with 10% off) and $8 domain. I even have the receipt ...


 Job centre crisis loan?
Has anone had a crisis loan from the Job Centre? How much did you get? What are the terms of re-payment?...


 Can someone tell me the consequences of going bankrupt?
I'm in too much debt and unable to pay it all and can only see the way forward is bankruptcy, not sure on how to do it and i dont no the full consequences of doing this. can anyone help?...


 Free Credit Report?
I keep seeing the commercial on TV about freecreditreport.com, but then it asks for your credit card number for some kind of charge. How is that "FREE?" I will not give them my CC number ...


 Husband hurt on job, but died before payoff. Job offered six thousand to settle. Should I accept, I have 2 boy
...


 How can i get my credit score without having to pay for some other service that i am not interested in?
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 How did someone get my credit card account number?
my credit card number has been used by someone. How do people get these? I have never ordered any thing online with this card, in fact I rarely use it....


 I need a personal loan of $5000. My credit is bad. Don't want anything from overseas. Any ideas for me?
Any type of loan will help. If needed, I can pay it back in a year. I just need the money for school and to fix my car. Like I said, I don't want anything from overseas.
Additional D...


 When approved for a credit card are you supposed to send in a payment for the card?
they sent the letter stated i was approved and to send 34 dollars for the card to be sent to me...just making sure im supposed to
Additional Details
the bank is bank of ...


 Can a prepaid credit card help reestablish my credit?
I have paid off all my depts. What are some good ways to build up my credit again. My credit score is 576. I don't want to apply for loans because i am afraid of inquiries bringing my score down....


 Credit card question!?
I applied for a credit card on the 4th of September, and the invitation said pre-approved. On the seventeenth I got a letter in the mail saying that my application had been approved and I would be ...


 How can I get a morgage with bad credit?
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 What is the story about winning 200,000 US dollars but to paid from Nigeria because 2 or 3 other wiiners are f
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Tha One!
If my sister is financing a car and i want to take over payments whos credit report does it go on??? HELP!!?
If my sister is financing a truck and i buy the truck from her, so i'm taking over payments, does it get transferd to my credit report or does the vechile stay on hers?
                     
 




wldntulike_2know
Rating
If she sells you a truck that she doesn't yet own, you will have to go to the dealer and transfer all paperwork to your name. Since she is financing the truck, it's not hers, it's the banks. They will want everything to be 100% official.


harlanuu@sbcglobal.net
Rating
If you just send in the money without telling the financing company, your sister will get all the credit. If you contact the financing company and change ownership of the car in your name and you make the payments, the the credit is YOURS.


joyceeleann
If you are taking over payments, go into the delearship or the loan office of who owns the loan. They will run your credit report and move the loan into your name and mark her loan and credit as PAID and switch it to your credit report.


julvrug
Rating
If you will only be paying the payments on her loan, the credit will go to the name on the loan.


jason
they all missed the point, either your credit is so lousy you could not finance a toothpick or you are attempting to commit welfare/insurance fraud, either being illegal acts. you first accident and the whole gig will be up.

whose name is the insurance in? whose name remains on the title, because she can not simply sign over the collateral because the finance company holds the title as security.


bugboobunz
Rating
hers unless you go to a bank to sell it (i mean her to sell it to you). until the car is payed for


scrappin1980
If you are going to buy it from her, and the loan stays in her name, and you just pay her, it will be on her credit. If you put it in your name to finish payments, it will be in yours.


A.Ryan
There will be a lot of scenarios for this:
1. If you will just be giving money to your sister and your sister will still be the one to pay the company, credit report will still be under hers.
2. If you want for the credit report to be yours, there will be a lot of actions needed, paper signing, & legalities you & your sister will undergo, for you to have all the responsibilities as well as the credit report.
3. If you think that your sister's credit report is not that high but too low and need a lift of help, you may want to give her the money & she will pay for the car but the car will be yours & the credit report will be hers. (helping family)
4. However if you're the one who needs a lift for your credit score, as i have said, there will be another credit checking under you, more paper works, etc.
I am not discouraging you Tha One, but telling you that if you are to finance something you know how those company's work back to back with all the credit bureaus.
In addition, also ask your sister how long did it take her to start the finance, if it's short time, your sister's credit history is good, however if it's the other way around. you may wanna choose scenario 3.


mor2fix202000
Rating
If you just take over the payments it will show up on her credit report.


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