 Is there a payment service where someone can send me money, other than paypal,escrow e.t.c? |
trying to receive money from someone and deposit it, i dont want to use paypal as i dont trust them any more and money bookers etc.
do you know any/... |
|
 An ex-boyfriend had conned me into co-signing a credit card and now there is a debt of 300,000. Help!!!? |
| an ex-boyfriend had conned me into co-signing a credit card and now there is a debt of 300,000. Help!!!... |
|
 Credit Cards? |
| Today I found out that my credit score is 770. The reason why my credit score is high is because my parents co signed ro me to get a car loan. Today when I went to apply or a credit card I got ... |
|
 Is credit really that important? |
| I am paying off my credit cards and doing away with them. I have no plans to buy a house, rather am saving to buy land outright and building a house on it. Also, I buy my cars in cash and just save ... |
|
 What's the best way to re-establish my credit? |
| I had a bankruptcy in '99 and last year I had to use a debt consildator to get my credit card debt under control. I just want to get out of debt and start over the right way. Any ideas?... |
|
 What is a good credit card? |
| I am 18. I have no credit. Is it possible to get a 3,000 dollar limit. Who should i go with. What do i look for?... |
|
 Credit Cards with Bad credit? |
| I have a daughter who is very sick and we have so many medical bills we need to apply for a credit card but I have bad credit because of what is going on. Is there anything that I can do? I have ... |
|
 My mother owes a Jcpennys $300. She lied to me telling me she owed nothing. I refuse to talk to her and decide |
d to let her handle her own stuff . I don't help with the house chores and stuff like that. I am 14 she is 42. Am I doing the right thing?
Additional Details
I try to give her my ... |
|
 What does it mean to redeem a gift card? |
| ( i know this question is weird... just answer)... |
|
 I used my parent's credit card! Help!? |
| I used my parent's credit card even though they said no! I'll pay them back later, but when they recieve a bill, is the name of what I purchased gonna be on there?... |
|
 Fair Debt Collection Question...? |
| I have recieved 3 phone calls from a debt collector who is telling me that I need to contact him immediately because if I don't take action I won't like what will happen. Now, I'm ... |
|
 What is the worst that can happen if I simply stop paying my credit cards and ignore the card company? |
| Will I get a CCJ, or will they simply go away and refuse to lend me money again? Or, will someone turn up at my door? Only sensible answers please!... |
|
 Do debt collectors have the resources to trace people if they move from the uk to somewhere abroad like spain? |
| I Owe 500,000 pounds in bank loans ect one to natwest bank in uk if i move to spain but inform my family friends not inform the debt collectors if they phone what country i move to surly it will ... |
|
| How much debt do you have? I have about $50,000, including a car loan and consumer. (not including mortgage)? |
| Please tell me what your total debt figure is and what does that debt include. (student loan, car loan, credit card, etc) I'm really curious as to what kind and how much debt others have in ... |
|
 Paying by pay pal on ebay? |
| do you have to pay any fees to pay by ... |
|
 I just recieved a letter from Financial Recovery Services trying to collect on a debt that ....? |
| ....that was written off by the original creditor five years ago. They are asking my to respond or this debt will be valid. What should I do? I know for a fact that this was written off, and I also ... |
|
|  |
Bostonian | If my wife doesn't pay her credit card bill, will it hurt my credit score at all? Or does it only affect hers? |
We are struggling to pay our high balance credit cards right now. Some are in my name and some are in hers. We are going to sell our house and buy a cheaper one but right now we cant keep up with all of the bills. I am worried that if she defaults on her card that it will be hard for me to get a mortgage because we are married. |
 |
 
Angel
 |
It wont hurt your cred unless you have a joint credit card. But I know that when you go to buy a house they check both your credit, I just tried to see what we could qualify for, and I had negatives on my credit. So, instead of using both our credit to buy. We have to use my husband's. Just using his, we can't get as good of a rate then if we would be using mine too. |
|
Millionster.com
 |
You could do a balance transfer of all your high credit card balances to a new credit card offering 0% annual APR but you'd have to pay it off in a year.. this would lower your payments. Not paying your credit card bill is definitely going to impact your score -- so while your finances are in disarray i would suggest getting myFico credit tracker for a year so you can watch it while you fix your money problems!
30-day Trial of Credit Score Tracker with Free MyFico Score
http://millionster.com/go/fico30
MyFico's Full Credit Report
http://millionster.com/go/myfico
Suze Orman's Credit Report Repair Kit
http://millionster.com/go/suzekit |
|
skylark455st2
 |
This comes back to haunt me every day. It can affect your credit as well, but that may vary state to state. My bank account was seized recently to pay my ex-husbands debt. |
|
trashy
|
married = 1. |
|
Paul S
|
You are correct. The credit institutes see both of you as one entity. Since you are married the default comes down on both of you. |
|
Maurice M
 |
It only affects her credit score |
|
TheMom
 |
In most states the debt is communal, you both share in the responsibilty equally. Her bad credit is yours too. There are a few states where this is not the case, I can only think of Utah though. Any state that is not a community property state would not hold you accountable. Utah might be the only one, which is why I can't think of any others. |
|
ssgtjbwife
 |
depends on if your name is on the card at all. |
|
Curious_Rascal
|
the late payment on the credit card only affects the person who's social security number was used to open the account. in other words, whoever opened the account is responsible for the payments. some people get credit cards and then get another one on the same account for someone else. if that person defaults, then you are ultimately responsible. |
|
marcus79
 |
If you co-signed for the cards it could hurt.
Also, if you both plan on purchasing a house and her credit is shot because of lack of payments you'll have a good chance of getting declined or have extremely high interest rates.
I would take her cards and put her on a fixed budget until the cards are paid off. The #1 way to destroy a marriage is through money. She needs to learn responsibility.
If the non-payments go long enough, any money that you have jointly in a bank account could be frozen by the courts if they go so far. I'm not trying to scare you, but I work for a bank and i've seen it first hand.
Becareful. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 12 minutes(s) ago
| | | |
10 | 36 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
10 | 4 hour(s) ago
| | | |
10 | 9 hour(s) ago
| | | |
9 | 1 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 2 month(s) ago
| | | |
10 | 7 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
