 There are 3 people in my family with the same name but different SS# having problems with credit HELP US? |
| Me, my sister, and my aunt have the same name but we have different SS#'s my sister middle name is different but the initial on middle name is the same my aunt and my name are exactly the same. O... |
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 Where is a good place to get a car loan or a home equity loan if you have not so perfect credit? |
| where is a good place to get a loan for poor credit. my x husband ruined my credit now i need to get a car or a home equity loan any suggestions?... |
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 I wrote an entire book of bad checks up to $400 each. Where can I go for help financially? |
| I have a job. But it looks like I will need nearly $5000 to pay for my mistakes, and much sooner then I can come up with it. Does anyone know of a service that will help me with this? I have awful ... |
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 My Mom used my name and ss# to open credit cards...ADVICE PLEASE!!!? |
| When I was little my mother had TERRIBLE credit (no fault of her own - she cosigned for my dad and he left and never paid the bills) - so she opened up credit cards in my name with my social security ... |
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 Can i get this loan through my credit union? |
| I've been working at my job for a year and a half but i have no credit. At the same time, i don't have any financial obligations besides gas. I'm going to ask for 10k and the highest ... |
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 I just paid off my car loan and a credit card. But my FICO score dropped 32 points, why? I'm paying my debt! |
| I'm paying off all my credit cards, not closing them. But I want $0 balances on them. I paid off my car 6 months early, I never missed a payment and I was never late. Why would I be punished for ... |
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 Should I close a bad credit card? |
| I cut up two cards months ago, but after being unemployed I haven't been able to make the min. payments. I've been in contact with them, but wonder if closing the accounts will atleast ... |
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 Is this a myth...what happens if you just stop paying for your credit card? |
| I have a friend who just got a notice from a creditor via the Sheriff's office. Is it true that if you just stop paying your credit card bill after 7 years it just falls off? He hasn't ... |
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 Is it Illegal for a bank to do this? |
My discover card payment is almost 300.00 dollars and only ten of it goes to the principal.That seems very extreme to me.Isn't there a law against this?
Additional Details
This is ... |
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 Is there something I can do (legally) about ridiculous credit charges? |
| I've been a customer with this clothing catalogue for a while now and I have a credit limit of £1,000 with them. However, I decided not to use that facility and buy on a pay-as-I-go customer. A... |
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 Does this seem fair for owner financing (on a house)? Or is the guy trying to make a few bucks? |
| My fiance and I have plenty of $ for a down payment on a house, but can not obtain a mortgage. A seller is offering financing @ 8%, and after 1/2 of it is paid (30k) he will give us a deed for trust. ... |
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 How can I avoid being served with papers, a debt collection agency want to sue me? |
I do not live at the address they have on file, can they sue me if they can't find me to serve me?
Additional Details
The explaination for why I have not paid the debt is very long..... |
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 I sold something on ebay and when i go to paypal it says i've received a payment...? |
...But when i log into my paypal account the balance is still at £0.00...Anyone know why? Cheers
Additional Details
Actually I have sold two things to two different buyers and on Ebay ... |
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 I have a credit card, but haven't paid them for over 4 or 5 months? |
| how can i get out of it? my limit was $1000. I owe them more than 900 Dollars. MOST of the money is from non payment charges. $30 a month. Even before the last bill i made, there were mmmaaannny ... |
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 I need financial help please!? |
| I have a County Court Judgement caused by an ex partner who run up debts in a joint account just after we split. He's disappeared off the face of the earth and I cannot get credit or a mortgage ... |
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Billy J | If put an $8,000 purchase on my credit card but pay it off immediately, will I incur any charges? |
My credit limit is $17,000. |
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John Harris
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No, not as long as you pay the balance due by the due date noted on the next bill you receive from the credit card company. |
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Ryana
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No! Just pay off the balance before the next cycle. |
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Uh huh, go on I'm listening
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Interest. Unless your card specifies no interest charges till after x-amount of time. But typically, yes, you'll pay interest. |
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M O
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Finance charges are rarely assessed on non outstanding balances. In other words, in general, you wont pay a finance charge if you pay the full balance off before the due date. |
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Hott Doggiez
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Check your agreement to see what your "grace-period" is. They should give you a "grace-period" or a certain amount of days that you have to pay off the new charges before they incur any interest. It does not always line up with your billing cycle tho! It will be a certain number of days after the purchase. Typically it is about 20days. Some are less tho, while some may be longer. |
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Billie
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It depends on the terms and conditions of your credit card, as stated by the issuer. There's not enough information for anyone but them to answer this question. |
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HelpMeEscrowStuff
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If you charge 8K and pay it off before your credit card statement date, you will incur no additional charges.
Everyone thinks that credit card companies hate consumers like you... but, in fact, they do NOT. Something most consumers don't know is that credit card companies charge the vendors you're buying stuff from, a fee! Some range anywhere from a half a point to 3% or even more! They're making money on your purchase whether you're paying interest on it or not. |
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steven m
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There might be some small Fee
Banks are good at that
It will depend on the Card and the Bank
The only way to find out woulld be to read all the SMALL PRINT |
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Cheryl G
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It depends upon the card. Some have a grace period of 15 to 25 days, during which time you'll not incur interest. Others start the interest rolling when the charge occurs.
Check with the customer service number on the back of the card and see what they say. |
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annazzz1966
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You'd have to pay it off before your next statement is generated. That's around 20 days. |
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googie
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Your balance is well within the credit limit of your card. It this is paid by the statement date, there will be no charge. That is why you use credit cards so you don't have to carry a bundle of cash. |
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