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 Building credit wih credit cards...?
How long do you need to leave the balance on the card in order to build credit? For instance if I use it today, can I pay it off tomorrow and still build credit or exactly how does that work?...


 What would you do if you had a friend that you had a joint credit card account with and they weren't paying.
Was trying to help someone build there credit but didn't know there credit was so bad. Tried switching card to them solely but with there credit so bad can't. Also having a hard time ...


 What happens if you dont pay the minimum payment amount (or nothing at all) on a credit card?
(dont worry, i'm not planning to do it, but I'm just curious as it doesnt say what will happen.......aside from bad credit)...


 Do I really have to pay back Credit card debts?

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http://www.freedom-schoo...


 Why can u buy a house with bad credit but not refinance a house with good credit?
I have been trying to refinance my house for 2 or 3 months now. I have a credit score of 684. I have never had any late payments on my mortgage. Why can't I get my house refinanced?...


 A slight blemish on credit report. To pay in full or to pay a settlement offer?
My husband has an outstanding balance of 400.00 from an ambulance transport(long ago) (that was not known of till now) on his credit report. It shows it wasnt paid. He was not covered by insurance at ...


 When do w2's come in the mail?
does anyone know when w-2's come in the mail generally? Today is the 14th. Could they come any day now? Has anyone gotten theirs already?...


 I have a delinquency on my credit report when I didnt pay a doctor's bill. How can I clear it from my report
I want to clear it from my credit report so that it doesnt appear as a delinquency. They have already sent it to collection agency. what can i tell the collection agency in order to remove it as if ...


 I need to rent an apartment a.s.a.p.,I have bad credit,& I have contacted credit repair agencies.?
First of all,does credit repair work?(If only long enough for me to get a place,that's o.k.) And will it help me get an apartment by Oct.I don't have the time or patience to do the credit ...


 Credit Card?
How long does it normally take to get a Credit card in the mail after being approved?
Additional Details
I am only going to use it so I can get a notebook computer and that is all. Not ...


 Before bankruptcy, can a credit card sue you for nonpayment if the credit is unsecured?
...


 I have been billed for Food and Wine magazine.This was on my Feb statement. I did not order this magazine.?
Do you want to call them or should I? Also, I did not know that I had a credit of $16.50. What was that applied to? I pay our acct. on line when it is due. So, we should not have any finance chgs. A...


 Can I take out a small loan from a bank to improve a low credit score?
Some one told me to take out a small loan (3 or 4 thousand) and pay off debts and then pay off that loan on time and that would increase my credit score alot? Is that true....imean can i get even a ...


 What happens when a collection agency fails to collect the money that is owed on behalf of the creditor?
I have some credit card debt that went to a collection agency and I don't have the money to pay at this time. They know this too.Their settlement options were outrageous and the representative ...


 Is it safe to associate my credit card with paypal?
Have anybody did this before? Any bad/good thing occured please give your ...


 What credit card is best for me?
I am a 21 year old Junior In college with little credit. I have less than 15000 in school loans. Do i want cash back, points? I know of ppl that were late and thier interest shot through the roof?...


 If I do a balance transfer to just one credit card from 2 will it hurt my credit?
I recently got 3 low balance high interest rate cards. I got approved for $750 recently which was the highest and it has 0% for 12 months. Obviously I want to do a balance transfer but I am afraid ...


 What is the best Credit card?
What is the best Credit card offer out there for someone with good credit & pay history. I'm looking for something with low fixed interest and a points reward system... recommendations?...


 A cr. card company suing us in small claims court for a debt that is not on our credit report? Can they win?

Additional Details
My fiance' doesn't even know if this is his debt? Since it is not on his report- how can we know? How could the collector prove that? I mean, it is pretty ...


 What's a good credit card for a 21 year old?
I'm 21, and looking to build credit.
I'd like to apply for a card today, but first I thought I'd ask all of you which cards you would suggest for me. What's a good, reliable ...



squireSCS
If "Citigroup" goes under, what happens to individual credit card debts?
                     
 




  DG
Rating
Citibank's debt and Assets will be assumed by other entities. Assets include the money taht is owed by card holds. They will still have to pay. This includes you.


Tha Don italian mafioso
they will probably be sold off to another lender. no such luck of us just being out of debt.


Next year is our year!
Rating
They'll probably just get moved to some other major credit card company.


Peter V
Rating
Government just bailed them out.... so this isnt going to happen.

The govt deemed them " too big to fail." so they gave them BIllions


Roadkill
Some other institution will buy the credit account for pennies on the dollar, and you will have to pay them the massive interest charges that you agreed to with CITI.


Vanished.
Rating
The debts will still have to be repaid to whoever buys the debt off them.


cbjr
Rating
You pay the company who would take over their accounts. No get out of jail free card...


DaMan
Rating
"Get out of Jail free" cards only exist on Monopoly boards.

Remember that maxim and you should be fine.


powershaker
Rating
They pass the debt on to the next bank. lol Sorry. You're still out of luck. Just file bankruptcy. Credit is going out of style these days--especially with all these banks collapsing.


Binthere Doneit
Rating
It's not enough it goes down. Another company will just buy that note. But if the files and the back ups are deleted or destroyed your free. I highly suggest you rent the movie fight club. It will answer most of your questions. And yes they are hard to find but there are many beautiful networks with people just like you who have similar dilemmas. Choose side carefully before the big bang.


Twat
I think it will get written off and so I am currently applying for a card with a £25,000 credit limit which I intend to max! I whole-heartedly recommend everyone does the same. I think.


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