 What would be the best prepaid credit/debit card? |
I don't like carrying around actual money so instead, I carry my debit card. I am terrible with money, I keep spending it so I need to limit myself.
What would be the best prepaid ... |
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 Will cancelling bank account stop ACH payment without NSF fee? |
| I have two payees that want to hit my bank account for an ACH payments. The payments are in dispute where they say I owe them and I say that I do not. The payees had been previously authorized to ... |
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 Can an 18 year old with no credit get a car loan with no co-signer.? |
| He has worked the same job for a year and makes $900 a month. Besides "buy here pay here" are there any auto loans avaiable?... |
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 Question about an old collection acccount? |
| Yesterday I pulled my credit reports from all three bureaus and discovered that on one report there was an old collection account. I called the collection agency and discovered that it was for an ... |
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 Can you help me understand some credit questions I have? |
I need to hear from people who've experienced good or bad credit on their credit cards.
-What is the value of a good credit score when it comes to life? Things such as buying a car.
-A... |
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 How to build a good credit score? |
| I have no credit what so ever. I've tried to apply for credit cards, but been rejected from all. So how am I supposed to build a good credit score if I can't have a credit card? What can I ... |
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 My visa check/debit card? |
ok so i was at walmart ready to buy a videogame today..
it was $130 when my account only has like $20, but i thought it would go through and i can pay at the end of the month.
so i swipe ... |
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 Why am I finding impossible to get someone to pay a debt even if he has the means (money, property) to pay? |
| I lent some money to a friend who now refuses to pay it back despite having the means to do so. Normal legal procedure won't work because I realised too late that is a serial debtor and know all ... |
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 Credit Card? |
| I'm ready to get a credit card.. It's my first one any ideas on the one i should get?... |
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 Bancruptcy? |
| i owe 40k in secured debt and 35k in unsecured, if i go bancrupt will it wipe the secured debt too? even if its in joint names? im currently on a debt management plan for the unsecured stuff. i have ... |
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 Does debt counselers help? |
| or is it just another ... |
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 I Dont know what to do? |
| i have 3 credit cards and the limit on those are more then 14,000 all together but i cant pay them and i havnt payed any of them what should i do so i could bring my score back up and how?... |
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 How do you build your credit with a 566 score? |
| OK, pulled my credit report, my total debt is $6700.00. Thats it. I have no bankruptcy, no credit card debt. Its all collection accounts. I applied for a credit card and was turned down. I dont want ... |
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 How would i go about filing for bankruptcy ? |
how much do my debts have to be worth ?
Additional Details
I'm in the uk , off work sick and bailiffs are doing my head in.
and i probably owe around £4,000
to different ... |
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 Bad credit?? |
| I live in Ga. I have bad credit from when i just turned 18 and owe a little under $4000.00. I havent even paid anything for 4 years now. Any advise on how I can resolve my credit and pay for it ... |
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 In debt up to my shoulders? |
| how to get outta debt. 50,000 average owing. haven't even touched it. what can i do to get outta debt. whats the best place to help that will be able to do something for me with out breaking my ... |
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 Store cards? |
| If you have a store credit card on your report..how bad is it really? I know the application itself brings the score down a few points but other than that is there any downside to having one and not ... |
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Zloar | If someone dies and they have a lot of debt, can creditors go after that person's children to collect? |
Is there something that should be done as a child of the deceased to protect your credit, assets, savings, etc?
Additional Details
The deceased was not married, but had a live in boyfriend for 10 years. All property of the deceased amounted to less than $2000. Debt exceeds $10,000 to credit card companies and various other services. There was no will. The children have been estranged from the deceased and received no inheratance. |
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Jack
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They can't go after anyone but the debtor (deceased) and his estate.
If the executor of the estate posted the appropriate notices and they did not respond within the prescribed time and the estate was then disbursed to the heirs, the lender is out of luck. They have no recourse against the beneficiaries.
If the executor acted improperly and did not follow the standing rules then the creditor can go after him/her.
They can never go after more than the worth of the deceased's estate. The children never have to pay the debts of the parent from their own money. |
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Teresa A
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if there is an estate they can attach that, they can go after the spouse in some cases. if it is set up as a trust fund very hard to for them to touch if not impossible. but if there isn't an estate children are not liable for parent's debt |
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j_solano
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they can go after their inheritance |
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Robyn C
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Creditors can file against the estate of the deceased person. The debts of the deceased do not flow to the heirs. |
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Abbi G
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Depends on the state the deceased lived in and what the laws are in that state. Typically, if there was no will or any type of estate planning then the estate must go through probate court. At that point there is a time frame from which credit can make claims against the estate. If there is nothig for the creditor then they will receive nothing and neither will the children. The only thing that should not be included in an estate is a life insurance policy. |
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churchonthewayseniors
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no a child or family is not expected to pay .....[creditors will lie to you and threaten family to pay but it is a game they try...] ignore their calls and send back any mail you recieve, marking it "deceased"................. |
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nora7142@verizon.net
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No problem unless you are a so-signor |
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Believe
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Especially if the deceased's creditors are the banks and/or companies - it's possible. |
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rook
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Yes, if unfortunately you are the next of kin. If they have a spouse still alive then no. |
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Big Sista
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They can put a lien on any property. |
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