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makulit | If the person cannot pay the regular car payments, can he pay as little as $100.00 and avoid repo? |
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 |
 
echo
 |
I agree with some of the other posters, contact your lender and see if they will work with you.
If they will not, it is better that you sell the car and pay off the loan than to let it be repo'd.
If they repo the car, the chances are that they will sell it for around "half" of what you currently owe. Then they will come after you for not only the deficiency, but the cost to repo the car. (which can get pretty pricey)
If you go ahead and let them repo the car - DO NOT sign anything !!!! You may be signing your rights away if you do.
Seriously though, check with your lender and see if they can help. It will probably be a temporary stop gap if they do. Which will mean you may have to resume the original payments fairly quickly. If you cannot do that, then try as hard as you can to sell it and pay off the loan before a repo happens.
I am including a link to the Illinois Legal Aid. Even though it is for Illinois, the basic, easy to understand, advice on those pages fit every state concerning what to expect - before, during and after a repo. (It's the best explanation, of what to do and how it works, that I have found so far on the web.) |
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tortuga
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Work it out with the lender, but most likely they are taking your car |
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helzapopin
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no |
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txhypnotist
 |
Nope. They will come and get it unless you contact the lender first and make an agreement before hand. |
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littlebit
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Whatever you sign the contract for is what they want you to pay.
LC |
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SmilingG
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Most creditors have some sort of hardship payment options. If you're having problems, contact your lender and see what you can work out with them.
Good luck. |
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pamela_davis
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No, they will repo it if you do not make the full payment |
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Hose Nose
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that would be up to your creditor just do not ignore their phone calls they will think that you are avoiding them . Sometimes they will let you pay the interest only for that payment but be sure you keep in touch with them usually if you are 3 payments behind your car can be repoed But talk to them they can help you if you make an effort |
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David W
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You can try - but the lender has to agree to it. If you owe $500 per month, no way. |
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