 Debit Card question? |
| 1.when a Current Account card is given through the post by Bank you signed on to, is this card the same thing as a 'Debit Card'?... |
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 Does checking your credit score on FREECREDITREPORT.com lower your credit score? |
| I heard from friends that it does and I just wondered. And also what happens if you miss ONE credit card payment??? Please only intelligent answers, this is important.... |
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 Anyone out there frustrated about their credit rating? |
| Heres the deal: Im 20 years old, I have had credit history for about 3 years I have done excellent with making my payments and also paying off my credit, however I only have an Average rating and Its ... |
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 How do u get a credit rating if u cant get credit? |
| e.g an 18 year old. living at home, therefore no bills ... |
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 Credit cards? |
I'm so confused. I"m getting to the age where the option of having a credit card is drawing near.
I've been looking at different cards, but I can't seem to make heads ... |
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 Can i use my ATM card to make online purchases? |
| Can i use my ATM card to make online purchases? My bank is Commerce bank.. now changed its name to TD bank. But, am i able to? On the card, it says ATM and it doesn't seem to have an expiration ... |
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 Is this Credit fallout because of the borrowing to pay for the war.? |
| I am watching all the reasons for American and UK economic fallout and cant help but feel its a smokescreen . The war is costing billions and billions of dollars. Who is paying for this? Is this not ... |
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 I want to remove myself from my ex-fiance's car note.? |
| Like and idiot I co-signed for my ex-fiance's car note. Long story short the wedding never happened, and now I no longer want to be listed on the note. Is there a way to remove myself from it? ... |
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 Can I sue someone for not paying a bill that i put in my name? |
| I got three cell phones in my name. Which I gave to family since they all have bad credit. We made a verbal agreement in front of employee/friend that they will pay their bill on time. But they have ... |
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 Should we take the settlement offer...? |
| About 10 months ago, my wife went to an emergency room because she was having terrible pains. We did not have the funds to pay the bill. For last few months a collection agency has been trying to ... |
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 Bankrupt girlfriend? |
| My girlfriend just told me that she's a discharged bankrupt!! I'm 28, she's 26, we've been together for 7 years, and she went bankrupt when she was 22!!!! It was stupid credit ... |
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 Just thought I'd give it a try? |
Hi, this is George Zimmer founder & CEO of the Men's Warehouse, just by change would anyone have a few million dollars to lend me??
I have the craziest business scheme, I'd let ... |
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 Harassing phone calls- Do I have any recourse? |
| My husband and I moved to a new state 4 months ago. Since our phone number was activated, we have received an increasing number of phone calls from debtors and collections agencies asking for two ... |
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cazmo | If we didnt have CREDIT we would never survive on our salaries so why is everything so expensive that we have? |
to have credit to afford them.
Additional Details
I DONT HAVE A CREDIT CARD OR ANY CREDIT I BUY WHAT I CAN AFFORD WITH CASH AND GO WITHOUT TILL THE END OF THE MONTH IF NEED BE |
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STEVEN F
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The fact that people use credit is a major cause of higher prices. If everyone only paid cash, many companies would be forced to reduce prices or never sell their products. |
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BlondeBarbie
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It is horrible isn;t it!
It;s so hard to make enough money just to pay for our expenses let alone save money to invest in the future. Though, it;s our own faults isn;t it? We live beyond our means.
Do we need the cell phone? Do we need the call display? Do we need the car and the premium insurance? Do we need to get our hair done? Do we need to buy those jeans? Do we need the computer and the internet? Do we need the cable and the flat screen?
If we lived with only the bare minimum of what we needed, we would probably do just fine, but none of us want that. We want more, and the only way to get more is credit. |
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apple84
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It's britain- total rip-off |
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michaelsgdec
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It's ppl like you who make the banks rich. Credit isn't free money. It's your own money, paid back to you from future payments, with interest subtracted. Relying on revolving credit to make day-to-day transactions and paying the astronomical interest rates is detrimental to your financial health. Have you tried saving up *before* making a purchase?
Now, if your question is soley related to housing expense, that's a different question that involves market forces like supply and demand. |
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clusp
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Because we keep buying them. Supply and demand. Stop buying a particular product on mass and see what happens to the price. |
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THE BULB
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I dont buy stuff on credit, never have done, I just save up. If I can't save up and by it, then it's out of my price range and I do without. I think half the things people own is because credit is available, if it wasn't then we'd still manage just fine. I have acar, washing machine, dishwasher, computer... all the usual things, none of it bought on credit. It can be done, just means budgeting. |
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Social Science Lady
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Everything always was too expensive. The trouble with us is that we must have everything now. In the past when there were no credit cards and hire-purchase was strictly controlled by the government. (Post war, to stop inflation whilst the Country was paying off the war debt) people just did not have `consumer goods` there was not a great deal of `luxury` items available to buy anyway. What you could not afford, you did without, like everyone else. To buy goods on hire-purchase you needed a large deposit, and if you were not a home-owner, you had to get a guarantor who was. Unless they knew you well,they would not do this, because if you didn`t make a payment ,the company could make them pay the full price of the goods immediately.I am not advocating that we return to those frugal ways, but there should be more control over companies that give credit to people who quite obviously cannot afford to repay it. If a few of those companies were forced by the courts to cancel the debts of people that they "miss-loaned" to,then I am sure they would not be so keen to get people into debt in future dealings.We must all try not to want everything we see. Both for financial and ecological reasons. |
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erasmustruth
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because we are consumers |
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Share
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someone is making a big profit......today the average person spends more than they earn....even those who earn 100,000 a year and up!....credit cards have interest rates of up to 24%....the banks and credit companies love your debt and want to keep you there for your entire life, and you have to stay since you already owe them your next paycheck...and that's exactly how they planned it.
reasons things are so expensive;
CEO's make big bucks.
Banks make big bucks.
Insurance companies make big bucks.
Greed
Buy now and pay later....and pay....and pay..... |
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Ta
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The interest rates on your credit card is expensive enough as it is. The only way to make things less expensive is to spend less. That sends a clear signal to the market to drop their prices. For example, if you are being ripped off by the power utilities, turn off your hot water and shower at the gym. Cut off your phone line and use your cellphone and internet cafes. Stop buying fast food and make your own breakfasts, lunches, dinners. |
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Dolby21
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So the rich can get richer. |
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