 Which credit card can i get if i have no credit? |
| i have absolutely no credit, who will give me a card to help build my credit?... |
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 Credit card fraud...What will happen if I don't want to press charges? |
| Someone that I know used my name on a credit card without my permission. I know this person, and don't want to press charges. My brother however called an investigater because he is really mad ... |
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 I have NO credit history, where can I get a credit card from? |
| I'm in my early twenties. I'm not a student. I also need one that reports my limit to credit bureaus so I can build credit. My bank declined my credit card application because I have no ... |
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 Is it Possible for two people to have the same Social Security #? |
| I just found out that someone has a credit card in their name but using my social security number. I have never seen it on my credit report, and when I spoke to the credit card company they said this ... |
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 Where can I get a high risk personal unsecured loan without a cosigner? |
| I have really bad credit however I am trying to play catch up with my bills. Because of medical reasons I was off from both of my jobs. I work two jobs and I can pay over $300 a month on a $12000 ... |
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 Please HELP, Im going to cry. This seller/website has my credit card info, and they ripped me off? |
I found a site a body jewelry site on google last week, and placed an order.
I contacted the owner of the site last week and asked a general question about my order and received no reply.<... |
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 How did $10,000 debt disappear? |
I racked up $10,000 in debt at college while psychiatrically disabled. I used to get a letter asking for payment every month.
Now I don't get anything from them. Its been over a year now ... |
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 Can they hold you legally responsible for the debt if you are an authorized user on a credit card? |
Additional Details
the credit card is not mine, i was just added as an authorized user. isn't the holder of the account responsible.... |
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 My parents paid off my credit card for me and now I'm recieving all these offers for credit cards in the mail |
| can someone explain how I can keep these from coming? Because I don't need any more credit cards and this is just a waste of paper for them and I'm a little uncomfortable about my personal ... |
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 I need help my brother need wants to join but he hasnt got a credit card yet he 18 but he does now want one? |
I need help my brother need wants to join but he hasnt got a credit card yet he 18 but he does now want one so what sould he do reply thanks
Additional Details
sorry i spelt loades of ... |
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 What is the difference between a bank and a credit union? |
| which one is more likely to aproove me for a personal loan?... |
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 Is this a good offer for a credit card? |
| Its a Mastercard from Capital One, the credit line is $300, 0% APR on purchases until May 2008 - 9.9% after that and a $59 annual fee. I have 1 other credit card, Visa from WaMu with a $500 credit ... |
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 Why should I care about the credit crunch? |
| If I didn't watch the news, I wouldn't even know about the 'credit crunch' or 'recession' - we even bought our first home this year! The only thing I've noticed ... |
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 I am unable to pay the personal loans that i have taken from banks? |
| what to do it is impossible for me to pay the bank loans which i have taken from diffrent banks .I have no property right now,but i want to pay the loans but i will be not able to pay the intrests is ... |
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 How in the world do you actually get a FREE credit report with out a credit card? I never had one.? |
So why cant i get approved for any thing? Not even a credit card they said that my credit is to bad. I havent even done anything to my credit to be bad.
Additional Details
Thank you all. ... |
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 What are some of the best credit cards for someone to start a credit history? |
| This person is a student and will graduate soon and wants a card so he can establish credit. Any ideas on a good one for someone who has never had credit?... |
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QNA | If you ask for an additional card for someone in your family on a credit card application...? |
1. Do they check that person's credit report/score?
2. Do they take that person's credit profile into consideration when they decide to approve/deny your application? |
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OC1999
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If you are just asking for an additional card then where the second person is not liable for the charges
1. No
2. No
If you are doing a joint application, where you will both be liable for the debts
1. Yes
2. Yes |
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bmwdriver11
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No to both questions. Now, if you set them up as an additional applicant instead of just an additional card, then the answer would be yes. |
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bdancer222
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If the family member is not a co-signer, just an authorized user, their credit is not reviewed or considered. Authorized users are not responsible for repayment. |
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William
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I disagree with the other person. If in the application you do a joint application, then yes to both. However in the bottom section where it asks if you want an additional card and you put in the other persons name only you are not doing it jointly just asking for a card for them. |
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Miss Kim
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Not if you are just adding them to your account. |
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Amira
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I don't beleive they check any of that information. The primary holder of the account is the one they check out and approve and the secondary card is just a courtesy. Just like if the second person calls the company with any questions, they will not answer them, they only talk to the primary holder of the account. |
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cuddles
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no,as long as the primary card holer is approved,but be carefull as you will be responsible for all charges |
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CREDIT ANALYST
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You have to bear in mind that your own credit score has to be good to qualify you to add a family member to your credit card account. Hence, the person's credit history is immaterial to the credit card company, but yours, of course.
Derrick |
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Christie
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No and No.
If you're simply asking for an extra card - for instance, to give to a child who's going away to college - that person is considered an authorized BUYER. Their credit is not examined in any way.
If you're wanting to open a joint account with, say, your spouse, that person is an authorized SIGNER and yes, their credit history is examined and they are liable for all charges to the account, just as you will be. |
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tilishabingo
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If you put them on the original application, yes. If you already have the card in your name and want to add them to your account, no. |
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little78lucky
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yes to both |
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