 Does anyone use PAYPAY.COM? not PAYPAL! is it safe? |
| just please answer this question if u actually sign up for PAYPAY and use their service..i have read their service and terms and almost good to be true..very low rate of money trasfer anywhere in the ... |
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 Does it hurt my wife's credit? |
| I just recently defaluted on my home loan. It is now paid off, but did that hurt my wife's credit, if she is not on the loan? I had the house previous to our marriage.... |
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 How do i get chase to give me a credit limit increase? |
| I have been using my chase freedom card for a year now wiith excellent payment history,no late payment and never maxed out.how do i get them to give me my first crdit limit increase without a hard ... |
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 I have a bad credit rating and am a tenant. I'm looking for a loan of £1000 .? |
| I've already been 'conned' by a company who took a fee of £30 of me for a supposed guarenteed loan and I cannot now get in touch with them. I have tried through email and a loan ... |
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 How can I raise a low credit score? |
| My credit score is 372. I have a car repo and LOTS of cards and loans. the repo is already written off and my card accounts are closed. I am getting $22,500 in january and would like to fix my credit ... |
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 Whatdoes it mean when a collection agency says its pursuin litigation? |
| A collection agency sayss they are proceeding with litigation - what does that mean - should I accept their offer to make payment arrangements with them?... |
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 More than one credit card? |
| I'm 18 and I have a Student Select credit card with Bank of America. It has a $600 credit limit but I really want to get the Discover Gas card because it's 5% cash back on gas and 1% on ... |
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 Is there a statute of limitation on a judgement (money wise)? |
| If the judge makes a judgment against you for say, $3,000 is there a time limit to collect or is that judgment good for as long as it takes to get the money even if its for 30 years?... |
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 Can i use a debit card to buy online? |
| i turned 18 a few days ago and when i tuen 18 my bank account is changed and i get sent a debit card which i havnt got yet but its coming. because im 18 now i can also apply for a credit card....yes ... |
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 If my wife doesn't pay her credit card bill, will it hurt my credit score at all? Or does it only affect hers? |
| We are struggling to pay our high balance credit cards right now. Some are in my name and some are in hers. We are going to sell our house and buy a cheaper one but right now we cant keep up with all ... |
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 Why build credit? |
I have a year left to go in college. Everyone recommends getting a credit card and using it lightly to build up my credit score.
My question is, why worry about building credit now anyway? ... |
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 How can you see your free credit report without having a credit card? |
| I am trying to find my credit report, but all the sites I go to, you have to use a credit card. I don't have one and don't want one. Does anyone know a site where you don't have to use ... |
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| A resteraunt I go to is charging me a fee to use my Visa card!!!? |
| A resteraunt that I visit frequently (which will remain unnamed) has always charged me a "convinience fee" for using a debit or credit card. I didn't think anything of this, as I'... |
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 How is it that Americans can let other people use their credit cards? |
| We see it al the time on tv. You seem to be able to assign your cards to other people to use whereas we just can;t do that in the UK unless you have a joint card holder.. even then that person has to ... |
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 How old do i need to be to get a debit card or credit card? |
| my parents have been telling me that I need to be at least 15 to get a debit card I rly want to know thnx.... |
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A Baby Ate My Dingo | If you default on your credit card debt, an unsecured debt, why can the bank garnish your salary? |
I thought a credit card was an "unsecured" debt, meaning they are loaning you money not based on your assets, but on their assumption (based on their research into your history) that you will pay it back.
If you don't pay it back, shouldn't it just be tough tuna for the bank? They took a chance and they lost. The debt was unsecured. Why can they then attach your wages? |
 |
 
Waine
 |
hi, I don't promise anything but if you are willing to read
people often seem to find tons of knowledge here :
http://credit-cards.ebookorama.com
and here http://finance.ebookorama.com
also plenty more to read here
http://credit.ebookorama.com
http://credit-repair.ebookorama.com
good luck! |
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Thumbs Up Fairy
 |
2 states, oklahomo and south carolina, they cant garnish wages for unsecured debt, this includes student loans as well. |
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Mr.Morgan
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NO THEY CANNOT GARNISH ANYTHING, PERIOD!!!!
Its an unsecured loan! I would disregard all Letters until they actualy get the judgement, but they won't because IT"S AN UNSECURED DEBT!!!!!!!!! I had a friend who recieved a letter saying that a judgement was granted but it never showed up on her credit report the collection agency LIED!!!Never ever work with a collection agency always pay the original credit.ALWAYS!!! |
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Q.S.G
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Because you signed an agreement (credit app) agreeing that you will pay based on credit approval..Also, every credit receipt that you sign is an acknowledgement of debt that you owe. |
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thetravelinggardener
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you took and used their money. They want it back.
Whatever the means they will find a way to get the money back and roll you around in the mud in the process |
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Brutus
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When you don't have an asset to take, they garnish your salary. There is no such thing as a free lunch. |
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bella_4624_19
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because you owe them money |
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Studly
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Oh come now! You knew darn well that when you borrowed the money you would have to pay it back...or else!
Well garnishment is the "or else" part.
I tend to stick up for the debtors most of the time. But this is nonsense! |
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anywhoo
 |
I agree with most of the posters, but I think Studly said it best. I also agree with him about being on the debtors side. As he pretty much said, it's hard to do that in this case.
I guess if you loan a friend or family member $1,000.00, if they don't pay you back, you won't ask them for it since it is not a secured loan. You would just chalk it up to "tough tuna" and forget about it???
Yeah right, you would be all over them to get the money back.
Say buh-bye to a portion of your pay check or anything else they can grab. |
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Big Bobby Clobber
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As long as you have assets, the unsecured debts can be paid.
If you file for bankrupcy, then the secured debts are paid first, then the unsecured, out of the remainder (if any) |
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Pauly Spediacci
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Anyone here who is on the side of the creditor is one of a few things. An employee of a financial institution, never experienced financial hardship, or bank bleeding hart. Wake up. This is a DEPRESSION.
Good people are falling victim the current state of affairs. The credit card companies are reaping the seeds they have sewn. A man has no right voice his opinion on abortion, and a person who has suffered financial hardship has no right to judge this in trouble.
Become educated before speaking.
Next time I need money I will borrow from the Mafia.
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