 I need an apt. I was denied 4 yrs ago with a 585 credit score in CA. Now it's 640. Will I have problems? ? |
| As I said above, I want an apt. I'm a teacher w/ ten years in the field. What are my chances of being approved in a decent area. I take home 3500/mo. and want something in the 1000+-200 range?... |
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| I am being harassed by debt collectors for a debt I do not owe - what can I do to stop this? |
| I have tried contacting the company direct but they are just ignoring my numerous telephone calls and letters!... |
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 I have a very bad credit and want to clear this mess? |
| I have a very bad credit and want to clear this mess, I have found many companies on the internet and all of them claim that they can clear my credit for a fee. Is there anyone who used this kind of ... |
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 Can anyone offer advice on debt problems? |
| My wife and I are 25 years old, we have over $50,000 in revolving debt, paying an average apr of 15%. We have decent credit as we pay our bills on time, but we are not able to get a loan because of ... |
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 Do debt consolidation loans bring down your credit score? |
| I'm wondering if debt consolidation loans bring down your credit score? Also are you required to close the credit cards you pay off with the consolidation line of credit?... |
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 Can I get a car loan if my job doesn't start for one month? |
| I am looking to get a car loan for about $30,000 and my job does not start for a month. I just finished grad school and have a letter of employment that states my start date and salary of $140,000. ... |
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 Can you help me settle a dispute about bad check writing...me and a friend are on different agreements here... |
| OK, I was wondering...if you have a bank account (checking) that is over drawn for a few weeks to a month and you cannot pay to get it back to positive...plan on lettin it close down and going on to ... |
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 This is a serious question about bankruptcy or trying to avoid creditors? |
| i had really good credit until a few years ago, i had all the major credit cards and i always paid my bills on time. but i was unemployed because of an injury for almost 6 months so i just lived off ... |
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 Anyone know a lot about credit? |
| Well here's a little bit about my credit history. I have once credit card I am in the process of paying off. I had verizon wireless and couldn't afford to pay my bill so it became a write ... |
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 Is it better to get my house loan or car loan first ? |
| okay im 17 but turn 18 in less than 30 days in the next couple of months i want to buy a house and a truck. the truck i want is $11,000 and my house is $40,000 i really want to get my truck but i ... |
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 Hi im 25 with defaults and bad credit history and looking for an immediate loan of $2000. can anyone help me? |
| it needs to be fast approved and fast. im really desperate and need to find ways of getting this money by the end of the ... |
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 Refusal to pay stuent loan: what the worst? |
| So from all the research, the only thing that can be done is wage garnishment, and if you don't have a job, what the big deal? I own no house,land or property, I do not work, I recieve no gov... |
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 I have paid dept of in full? |
| does any one know if you pay a dept completely of if experia can clear ... |
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| 23.99 APR for a credit card |
| I'm just starting to get a credit card so I don't know much and want to start out little. It is a 200 dollar limit with 23.99 APR. So if I spend 50 dollars, how much more are they going to ... |
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 How do you correct bad credit? |
| My boyfriend has horrible credit with a lot of past things he needs to pay off. Is there a type of credit counsler, or financial advisor that can help him get started? We want to start looking for ... |
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 I am considering bankrupcy....? |
| has anyone ever done this, I want to hear from people who have done this with an attorney and what the outcome was. I have $35,000 in credit debt and I can not work out payment agreements and I can ... |
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pammy1 | If you did not apply for a credit card and received a card can you send the card back to the company? |
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 |
 
Studly
 |
One of the identity scams going around is people who steal your mail. They find an application for a credit card and mail it in, then keep an eye on your mail. When it arrives, they take it, activate it and use it. You will never know until you start getting bills.
That's why you need to tear up any applications you get, don't just toss them in the trash.
That said, are you certain that the card is real or a cleaver advertising gimmick? New cards will have a magnetic strip on the back, plus should have a sticker telling you how to activate your card. If you think it's real, immediately contact the credit card company and inform them.
Then start the identity theft investigation process. Go to the link below and read up. There are several things you need to do. |
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Frank Castle
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Yes, you can. |
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Kokopelli
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You should not be receiving a card for which you did not apply. It might not be a real card but rather a promotional mailing to the effect that you are pre-approved or some such thing. At the very least, if you are not sure if it is just a promotional mailing, which should be pretty obvious, call up the credit card and find out. Something else might be going on that you do not know about. |
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wheniawoke
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you should shred the card first, then call the company and find out who applied for it and cancel it, then you should check your credit report to see if someone is using your credit. |
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bbq
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if you rec'd a card you did not order, you might be a victim of identify theft. Get your credit report immediately and advise your current banks and creditors. |
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linkUS
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Make sure you cut it in half first. If it were to be stolen you could be liable. |
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JeffAV
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call them and cancel the account, cut the card up in pieces, discard. Be sure to request a confirmation letter of cancelation via mail |
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Credit Guru
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Make sure you have really received a credit card. Some companies send out a card with their "pre approved" letter making you think you already have the card.
Real credit cards come in envelopes with the card in tri fold paper and usually have to be "activated" before you can use them. |
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chris42050
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Did you actually receive a card or is it one of those plastic fake ones that are attached to a form to fill out. If you did receive an actual card I would definetly contact the company and ask why they sent it to you. Could be identity theft. |
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georgiany511
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Just dont activate it and cut it up and throw it out. I signed up for them not to send me credit card offers at www.optoutscreen.com, because I was sick all of the mail I was getting all the time. |
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?
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Let me get you an address to send that back to. |
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mars1012000
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yes but I would just trash it |
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